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Centennial Auto Insurance Review (2024)

Centennial Insurance Agency offers a variety of insurance products, including auto, home, casualty, property, liability, and worker's compensation coverage to clients.

UPDATED: Feb 7, 2024Fact Checked

Rachel Bodine

Feature Writer

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Feature Writer

Daniel Walker

Licensed Auto Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Auto Insurance Agent

UPDATED: Feb 7, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Feb 7, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Feb 7, 2024Fact Checked

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Centennial Insurance Agency

Average Monthly Rate For Good Drivers

$69

A.M. Best Rating:

A

Complaint Level:

Low

Pros

  • Centennial Auto Insurance Review has five locations in New Mexico and Colorado
  • Centennial Insurance Agency offers homeowner’s, casualty and property, and auto insurance
  • As an independent company, Centennial Insurance has access to different insurance carriers, which means the company can be more flexible when finding a policy for you

Cons

  • Not rated by A.M. Best
[su_box title="Things to remember..." style="default"]
  • Centennial Auto Insurance Review has five locations in New Mexico and Colorado
  • Centennial Insurance Agency offers homeowner's, casualty and property, and auto insurance
  • As an independent company, Centennial Insurance has access to different insurance carriers, which means the company can be more flexible when finding a policy for you
[/su_box] This Centennial Auto Insurance Review will review the Centennial Insurance Agency, LLC, which has five locations in New Mexico and Colorado. Centennial Insurance Agency offers a variety of insurance products including casualty, property, homeowners, auto, and worker's compensation. If you would like to compare auto insurance quotes for this company or others in your area just enter your ZIP code in the space provided below.

This Centennial Auto Insurance Review will review the Centennial Insurance Agency, LLC, which has five locations in New Mexico and Colorado.

Centennial Insurance Agency offers a variety of insurance products including casualty, property, homeowners, auto, and worker’s compensation.

If you would like to compare auto insurance quotes for this company or others in your area just enter your ZIP code in the space provided below.

What You Should Know About Centennial

Centennial Insurance Agency has five offices in Colorado and New Mexico. In Denver, the address is 621 17th Street, Suite 1125, Denver, Colorado, 80293.

In Colorado Springs, the address is 121 South Tejon Street, Suite 1107, Colorado Springs, Colorado, 80903.

The address for the Grand Junction office is 104 Orchard, Suite B- 4, Grand Junction, Colorado, 815010. In Pueblo, the office location is 1515 Fortino Boulevard, 2nd Floor, Pueblo, Colorado, 81008.

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Centennial Insurance Agency Promise

Centennial Insurance lives by particular standards and promises to its customers. Everyone who works for the company is expected to stand by them. Centennial wants you to feel like part of the family.

Not only do they send out a handwritten note at least once a week to someone who has a birthday or needs sympathy, but they go the extra step for customer satisfaction.

They also treat fellow employees with consideration and respect. In addition, they adhere to being professional, courteous, and respectful at community functions.

Centennial Insurance Agency History

The company, as it is known today, is made up of the acquisition of four different insurance agencies. In May 1981, Leach Insurance Agency out of Pueblo, Colorado joined Centennial Insurance.

In October, Chalif Agency was acquired and in 1985, Sam Jones Agency was purchased, which was one of the biggest agencies in Southern Colorado at the time.

Since its start in 1981, Centennial Insurance Agency has grown from three employees to 25 employees with offices in five locations.

Centennial Insurance Coverage Options

One of the reasons that Centennial Insurance is able to offer a variety of insurance products is because it represents a number of insurance carriers.

Some of the carriers include Auto-Owners Insurance, Met Life Auto & Home, United Fire & Casualty, Colorado Casualty, Pinnacol Assurance, The Hartford, Safeco, Zurich, Travelers, Progressive, Foremost, Philadelphia Insurance Companies, and Central Mutual.

As an independent company, Centennial Insurance has access to different insurance carriers, which means the company can be more flexible when finding a policy for you.

This usually means it can also offer you lower rates than an insurance company that only works with one carrier.

Independent insurance companies are also able to find insurance policies for individuals who have difficulty obtaining insurance.

Oftentimes, if someone is a new driver, has a poor driving record, or has legal difficulties, some insurance companies will see them as too high of a risk and will not insure them.

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Centennial Discounts Available

Insurance companies will often offer certain discounts to help keep your rate low. Discounts may be given for a safe driving record, anti-theft devices, air bags, multiple vehicles, combined homeowners/ auto policy, and for attending a safety driving course.

Check with your agent or local office to see what discounts you are eligible for.

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Frequently Asked Questions

What is Centennial Auto Insurance?

Centennial Auto Insurance is a well-established insurance company that specializes in providing coverage for automobiles. They offer various policies and options to meet the needs of different drivers.

What types of auto insurance coverage does Centennial Auto Insurance offer?

Centennial Auto Insurance offers a range of coverage options, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, medical payments coverage, and personal injury protection (PIP).

How can I contact Centennial Auto Insurance?

You can contact Centennial Auto Insurance by calling their customer service hotline at [phone number] or by visiting their website and using their online contact form. They also have local offices where you can speak with a representative in person.

What factors should I consider when choosing an auto insurance policy with Centennial?

When choosing an auto insurance policy with Centennial, it’s important to consider factors such as your driving history, the type of vehicle you own, your budget, and the level of coverage you require. Additionally, you may want to compare quotes and review customer feedback to make an informed decision.

How can I file an auto insurance claim with Centennial?

To file an auto insurance claim with Centennial, you should contact their claims department as soon as possible after the incident. You can typically do this by phone or online through their website. Provide all the necessary information, such as the details of the accident, any involved parties, and any relevant documentation.

Can I manage my Centennial auto insurance policy online?

Yes, Centennial Auto Insurance offers an online portal where policyholders can manage their policies. Through the online portal, you can make payments, view policy details, update personal information, and request policy changes.

Does Centennial Auto Insurance offer any discounts?

Yes, Centennial Auto Insurance offers various discounts to policyholders. These may include discounts for safe driving records, multiple vehicles on the same policy, bundling auto and home insurance, anti-theft devices, and more. It’s recommended to inquire about available discounts when getting a quote.

How long does it take to receive a quote from Centennial Auto Insurance?

The time it takes to receive a quote from Centennial Auto Insurance may vary. In many cases, you can get a quote online within minutes by providing the necessary information. However, for more complex cases or if additional information is needed, it may take longer.

Are there any penalties for canceling my Centennial auto insurance policy?

Centennial Auto Insurance may have cancellation fees or penalties outlined in their policy terms and conditions. It’s advisable to review your policy documents or contact their customer service to understand any potential penalties associated with canceling your policy.

How do I renew my Centennial auto insurance policy?

Centennial Auto Insurance typically sends policy renewal notices prior to the expiration date. You can renew your policy by following the instructions provided in the notice, which may involve making a payment or contacting their customer service department to confirm the renewal.

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Rachel Bodine

Feature Writer

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Feature Writer

Daniel Walker

Licensed Auto Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Auto Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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