Acworth, GA Auto Insurance (2024)
The average Acworth, GA auto insurance rates are $426 per month. The minimum auto insurance in Acworth is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Acworth, Georgia, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The average commute length in Acworth is 31.8 minutes
- The cheapest auto insurance company in Acworth is Geico
- The minimum auto insurance required in Acworth, Georgia is 25/50/25
Acworth, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Acworth can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Acworth, Georgia, including driving record, credit, commute time, and more.
Compare auto insurance in Acworth to other Georgia cities, including South Fulton auto insurance rates, Warner Robins auto insurance rates, and Roswell auto insurance rates to see how Acworth, Georgia auto insurance rates stack up.
Before you buy Acworth, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Acworth, Georgia auto insurance quotes.
Minimum Auto Insurance in Acworth, Georgia
Acworth, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Acworth, Georgia.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Acworth, Georgia Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Acworth, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,051 | $3,051 | $2,924 | $2,924 | $7,237 | $9,331 | $3,419 | $3,733 |
| Geico | $1,863 | $1,852 | $1,818 | $1,818 | $5,893 | $7,063 | $2,462 | $2,730 |
| Liberty Mutual | $5,974 | $6,496 | $4,885 | $5,549 | $26,276 | $29,337 | $6,316 | $6,693 |
| Nationwide | $2,767 | $2,855 | $2,768 | $3,024 | $8,494 | $10,865 | $3,364 | $3,634 |
| Progressive | $3,059 | $2,786 | $2,644 | $2,794 | $10,155 | $11,228 | $3,530 | $3,678 |
| State Farm | $2,378 | $2,378 | $2,146 | $2,146 | $6,568 | $8,610 | $2,618 | $2,838 |
| USAA | $1,790 | $1,783 | $1,682 | $1,676 | $6,622 | $7,807 | $2,227 | $2,448 |
Cheap Acworth, Georgia Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Acworth, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Acworth, Georgia.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,237 | $9,331 |
| Geico | $5,893 | $7,063 |
| Liberty Mutual | $26,276 | $29,337 |
| Nationwide | $8,494 | $10,865 |
| Progressive | $10,155 | $11,228 |
| State Farm | $6,568 | $8,610 |
| USAA | $6,622 | $7,807 |
Cheap Acworth, Georgia Auto Insurance for Seniors
What are senior auto insurance rates in Acworth, Georgia? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,924 | $2,924 |
| Geico | $1,818 | $1,818 |
| Liberty Mutual | $4,885 | $5,549 |
| Nationwide | $2,768 | $3,024 |
| Progressive | $2,644 | $2,794 |
| State Farm | $2,146 | $2,146 |
| USAA | $1,682 | $1,676 |
Cheap Acworth, Georgia Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Acworth, Georgia compared to the annual auto insurance rates with a clean record in Acworth, Georgia.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,654 | $5,682 | $4,648 | $3,851 |
| Geico | $2,160 | $2,694 | $5,508 | $2,387 |
| Liberty Mutual | $8,678 | $11,884 | $13,649 | $11,552 |
| Nationwide | $3,665 | $4,286 | $6,515 | $4,419 |
| Progressive | $3,856 | $6,967 | $4,619 | $4,495 |
| State Farm | $3,365 | $4,056 | $3,710 | $3,710 |
| USAA | $2,488 | $3,164 | $4,588 | $2,778 |
Cheap Acworth, Georgia Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Acworth, Georgia is not easy. Compare the annual rates for DUI auto insurance in Acworth, Georgia to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,648 |
| Geico | $5,508 |
| Liberty Mutual | $13,649 |
| Nationwide | $6,515 |
| Progressive | $4,619 |
| State Farm | $3,710 |
| USAA | $4,588 |
Cheap Acworth, Georgia Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Acworth, Georgia annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,768 | $4,021 | $3,587 |
| Geico | $4,009 | $2,792 | $2,760 |
| Liberty Mutual | $16,354 | $10,076 | $7,892 |
| Nationwide | $5,583 | $4,568 | $4,013 |
| Progressive | $5,563 | $4,865 | $4,525 |
| State Farm | $5,263 | $3,275 | $2,593 |
| USAA | $4,218 | $2,987 | $2,557 |
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Cheap Acworth, Georgia Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Acworth, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Acworth, Georgia to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 30101 | $4,892 |
| 30102 | $5,143 |
| 30144 | $4,857 |
Cheap Acworth, Georgia Auto Insurance Rates By Commute
Commute length and annual mileage affect Acworth, Georgia auto insurance. Find the cheapest annual Acworth, Georgia auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,357 | $4,560 |
| Geico | $3,135 | $3,240 |
| Liberty Mutual | $11,441 | $11,441 |
| Nationwide | $4,721 | $4,721 |
| Progressive | $4,984 | $4,984 |
| State Farm | $3,710 | $3,710 |
| USAA | $3,106 | $3,402 |
Cheap Acworth, Georgia Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Acworth, Georgia? Check out the comparison of annual Acworth, Georgia auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,148 | $4,499 | $4,728 |
| Geico | $2,944 | $3,207 | $3,411 |
| Liberty Mutual | $10,948 | $11,376 | $11,999 |
| Nationwide | $4,521 | $4,812 | $4,831 |
| Progressive | $4,536 | $4,898 | $5,519 |
| State Farm | $3,455 | $3,715 | $3,961 |
| USAA | $3,099 | $3,237 | $3,427 |
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Best By Category: Cheapest Auto Insurance in Acworth, Georgia
Compare the cheapest auto insurance companies in Acworth, Georgia in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Acworth, Georgia Auto Insurance Companies
What auto insurance companies in Acworth, Georgia are the cheapest? Compare the top Acworth, Georgia auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,459 |
| Geico | $3,187 |
| Liberty Mutual | $11,441 |
| Nationwide | $4,721 |
| Progressive | $4,984 |
| State Farm | $3,710 |
| USAA | $3,254 |
What affects auto insurance rates in Acworth, Georgia?
There are a lot of reasons why auto insurance rates in Acworth, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Acworth, Georgia. Many local factors may affect your Acworth auto insurance rates.
Acworth Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Acworth, Georgia commute length is 31.8 minutes according to City-Data.
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Compare Acworth, Georgia Auto Insurance Quotes
Before you buy Acworth, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Acworth, Georgia auto insurance quotes.
Frequently Asked Questions
Why do I need auto insurance in Acworth, GA?
Auto insurance is required in Acworth, GA, as it is in most states, to provide financial protection in case of accidents, theft, or other unforeseen events. It helps cover the cost of repairs, medical expenses, and potential liabilities, ensuring you’re financially protected while driving in Acworth.
What types of auto insurance coverage are available in Acworth, GA?
Various types of auto insurance coverage are available in Acworth, GA, including:
- Liability coverage: Covers bodily injury and property damage to others if you’re at fault in an accident.
- Collision coverage: Pays for repairs or replacement if your vehicle is damaged in a collision.
- Comprehensive coverage: Protects against non-collision incidents like theft, vandalism, or natural disasters.
- Personal injury protection (PIP): Covers medical expenses for you and your passengers, regardless of fault.
- Uninsured/underinsured motorist coverage: Provides coverage if you’re in an accident with a driver who doesn’t have enough insurance or any insurance.
What are the minimum auto insurance requirements in Acworth, GA?
In Acworth, GA, the minimum auto insurance requirements typically include liability coverage with the following minimum limits:
- $25,000 bodily injury liability coverage per person
- $50,000 bodily injury liability coverage per accident
- $25,000 property damage liability coverage per accident
How can I find affordable auto insurance in Acworth, GA?
To find affordable auto insurance in Acworth, GA, consider the following steps:
- Shop around and compare quotes from multiple insurance companies to find the most competitive rates.
- Ask about available discounts, such as safe driver discounts, multi-policy discounts, or good student discounts.
- Consider increasing deductibles, but ensure you can afford the out-of-pocket expense in case of a claim.
- Maintain a clean driving record and avoid traffic violations that could increase your insurance premiums.
- Seek the assistance of an insurance agent or broker who can help you navigate the insurance market and find the best rates for your needs.
What should I do if I’m involved in an accident in Acworth, GA?
If you’re involved in an accident in Acworth, GA, follow these steps:
- Ensure your safety and the safety of others involved by moving to a safe location, if possible.
- Call emergency services if needed and provide any necessary medical assistance.
- Exchange information with the other party involved, including contact details, insurance information, and vehicle information.
- Take photos of the accident scene and any damages to the vehicles.
- Contact your insurance provider as soon as possible to report the accident and initiate the claims process.
- Cooperate fully with your insurance company and provide any necessary documentation or information they require.
Can I bundle my auto insurance with other policies in Acworth, GA?
Yes, bundling your auto insurance with other policies, such as home or renters insurance, is a common practice in Acworth, GA, and can often lead to cost savings. Many insurance providers offer multi-policy discounts for customers who combine multiple insurance policies with them. Consider discussing bundling options with your insurance provider to see if you qualify for any discounts.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.