Alanson, MI Auto Insurance (2024)
The average Alanson, MI auto insurance rates are $795 per month. The minimum auto insurance in Alanson is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Alanson, Michigan, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Alanson, MI for senior drivers are $6,343 per year
- The average commute length in Alanson is 27.4 minutes
- The minimum auto insurance required in Alanson, Michigan is 20/40/10
Alanson, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Alanson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Alanson, Michigan, including driving record, credit, commute time, and more.
Compare auto insurance in Alanson to other Michigan cities, including Flint auto insurance rates, Livonia auto insurance rates, and Troy auto insurance rates to see how Alanson, Michigan auto insurance rates stack up.
Before you buy Alanson, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Alanson, Michigan auto insurance quotes.
Minimum Auto Insurance in Alanson, Michigan
Alanson, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Alanson, Michigan.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Alanson, Michigan Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Alanson, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $18,269 | $18,269 | $17,084 | $17,084 | $43,218 | $43,218 | $19,206 | $19,206 |
| Farmers | $3,282 | $3,282 | $3,067 | $3,067 | $7,444 | $7,444 | $3,685 | $3,685 |
| Geico | $3,663 | $3,663 | $3,738 | $3,738 | $10,345 | $10,345 | $3,504 | $3,504 |
| Liberty Mutual | $13,423 | $13,423 | $13,290 | $13,290 | $31,542 | $31,542 | $13,423 | $13,423 |
| Nationwide | $4,680 | $4,680 | $4,166 | $4,166 | $12,064 | $12,064 | $5,117 | $5,117 |
| Progressive | $2,638 | $2,466 | $2,340 | $2,589 | $9,694 | $10,391 | $3,067 | $2,869 |
| State Farm | $6,867 | $6,867 | $6,365 | $6,365 | $23,972 | $23,972 | $8,058 | $8,058 |
| Travelers | $5,584 | $5,584 | $4,792 | $4,792 | $16,861 | $16,861 | $6,069 | $6,069 |
| USAA | $2,315 | $2,209 | $2,178 | $2,072 | $5,527 | $5,282 | $2,821 | $2,728 |
Cheap Alanson, Michigan Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Alanson, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Alanson, Michigan.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $43,218 | $43,218 |
| Farmers | $7,444 | $7,444 |
| Geico | $10,345 | $10,345 |
| Liberty Mutual | $31,542 | $31,542 |
| Nationwide | $12,064 | $12,064 |
| Progressive | $9,694 | $10,391 |
| State Farm | $23,972 | $23,972 |
| Travelers | $16,861 | $16,861 |
| USAA | $5,527 | $5,282 |
Cheap Alanson, Michigan Auto Insurance for Seniors
What are senior auto insurance rates in Alanson, Michigan? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $17,084 | $17,084 |
| Farmers | $3,067 | $3,067 |
| Geico | $3,738 | $3,738 |
| Liberty Mutual | $13,290 | $13,290 |
| Nationwide | $4,166 | $4,166 |
| Progressive | $2,340 | $2,589 |
| State Farm | $6,365 | $6,365 |
| Travelers | $4,792 | $4,792 |
| USAA | $2,178 | $2,072 |
Cheap Alanson, Michigan Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Alanson, Michigan compared to the annual auto insurance rates with a clean record in Alanson, Michigan.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $11,886 | $15,983 | $53,293 | $16,615 |
| Farmers | $3,677 | $4,680 | $4,616 | $4,505 |
| Geico | $1,871 | $3,959 | $11,963 | $3,457 |
| Liberty Mutual | $12,457 | $15,103 | $28,109 | $16,009 |
| Nationwide | $5,553 | $7,442 | $6,765 | $6,267 |
| Progressive | $3,841 | $5,008 | $4,506 | $4,672 |
| State Farm | $7,217 | $8,643 | $18,621 | $10,781 |
| Travelers | $5,658 | $8,053 | $12,908 | $6,686 |
| USAA | $2,536 | $3,144 | $4,126 | $2,760 |
Cheap Alanson, Michigan Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Alanson, Michigan is not easy. Compare the annual rates for DUI auto insurance in Alanson, Michigan to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $53,293 |
| Farmers | $4,616 |
| Geico | $11,963 |
| Liberty Mutual | $28,109 |
| Nationwide | $6,765 |
| Progressive | $4,506 |
| State Farm | $18,621 |
| Travelers | $12,908 |
| USAA | $4,126 |
Cheap Alanson, Michigan Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Alanson, Michigan annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $37,430 | $20,552 | $15,349 |
| Farmers | $5,711 | $3,842 | $3,557 |
| Geico | $6,826 | $5,022 | $4,089 |
| Liberty Mutual | $28,338 | $16,372 | $9,047 |
| Nationwide | $8,198 | $6,128 | $5,194 |
| Progressive | $5,177 | $4,379 | $3,964 |
| State Farm | $18,351 | $9,287 | $6,308 |
| Travelers | $8,534 | $8,275 | $8,170 |
| USAA | $4,680 | $2,685 | $2,060 |
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Cheap Alanson, Michigan Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Alanson, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Alanson, Michigan to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 49706 | $6,681 |
Cheap Alanson, Michigan Auto Insurance Rates By Commute
Commute length and annual mileage affect Alanson, Michigan auto insurance. Find the cheapest annual Alanson, Michigan auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $24,444 | $24,444 |
| Farmers | $4,370 | $4,370 |
| Geico | $5,192 | $5,433 |
| Liberty Mutual | $17,304 | $18,535 |
| Nationwide | $6,507 | $6,507 |
| Progressive | $4,507 | $4,507 |
| State Farm | $11,010 | $11,621 |
| Travelers | $8,279 | $8,375 |
| USAA | $3,106 | $3,177 |
Cheap Alanson, Michigan Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Alanson, Michigan? Check out the comparison of annual Alanson, Michigan auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $23,889 | $24,493 | $24,949 |
| Farmers | $4,247 | $4,360 | $4,503 |
| Geico | $4,976 | $5,267 | $5,694 |
| Liberty Mutual | $17,501 | $17,878 | $18,379 |
| Nationwide | $6,846 | $6,388 | $6,286 |
| Progressive | $4,369 | $4,513 | $4,639 |
| State Farm | $10,752 | $11,385 | $11,810 |
| Travelers | $8,241 | $8,334 | $8,405 |
| USAA | $3,036 | $3,150 | $3,238 |
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Best By Category: Cheapest Auto Insurance in Alanson, Michigan
Compare the cheapest auto insurance companies in Alanson, Michigan in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
The Cheapest Alanson, Michigan Auto Insurance Companies
What auto insurance companies in Alanson, Michigan are the cheapest? Compare the top Alanson, Michigan auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $24,444 |
| Farmers | $4,370 |
| Geico | $5,313 |
| Liberty Mutual | $17,919 |
| Nationwide | $6,507 |
| Progressive | $4,507 |
| State Farm | $11,316 |
| Travelers | $8,327 |
| USAA | $3,142 |
What affects auto insurance rates in Alanson, Michigan?
There are a lot of reasons why auto insurance rates in Alanson, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Alanson, Michigan. Many local factors may affect your Alanson auto insurance rates.
Alanson Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Alanson, Michigan commute length is 27.4 minutes according to City-Data.
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Compare Alanson, Michigan Auto Insurance Quotes
Before you buy Alanson, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Alanson, Michigan auto insurance quotes.
Frequently Asked Questions
Is auto insurance required in Alanson, MI?
Yes, auto insurance is required by law in Alanson, MI, as it is in the rest of Michigan. All drivers must carry at least the minimum required auto insurance coverage to legally operate a vehicle on the roads.
What other types of auto insurance coverage should I consider in Alanson, MI?
There are other types of auto insurance coverage you should consider in Alanson, MI. These include comprehensive coverage, collision coverage, uninsured/underinsured motorist coverage, and additional liability coverage beyond the minimum requirements. These coverage options provide added protection for your vehicle, injuries, and damages in various situations.
Are there any specific factors that can affect my auto insurance rates in Alanson, MI?
Several factors can influence your auto insurance rates in Alanson, MI. These factors typically include your driving record, age, gender, the type of vehicle you drive, your location in Alanson, your credit history, and the coverage options you choose. Insurance companies also consider local factors such as the frequency of accidents and thefts in the area.
Can I get discounts on my auto insurance in Alanson, MI?
Yes, many insurance companies offer various discounts that can help reduce your auto insurance premiums in Alanson, MI. Common discounts include safe driver discounts, multi-policy discounts, discounts for certain safety features in your vehicle, and discounts for completing defensive driving courses. It’s best to inquire about available discounts with your insurance provider.
How can I find affordable auto insurance in Alanson, MI?
To find affordable auto insurance in Alanson, MI, it’s recommended to compare quotes from multiple insurance providers. You can request quotes online or contact insurance agents directly. Maintaining a good driving record, choosing a vehicle with good safety ratings, and opting for higher deductibles can help lower your insurance premiums.
Can I get coverage for rental cars in Alanson, MI?
Yes, you can typically add rental car coverage to your auto insurance policy in Alanson, MI. This coverage, often called “Rental Reimbursement Coverage,” helps pay for the cost of renting a replacement vehicle while your car is being repaired due to a covered claim. It’s important to review your policy or contact your insurance provider to understand the details and cost of adding rental car coverage.
How do I file an auto insurance claim in Alanson, MI?
To file an auto insurance claim in Alanson, MI, you should contact your insurance provider’s claims department. They will guide you through the process and provide you with the necessary forms and information required for the claim. It’s important to have relevant details about the incident, such as the date, time, and location of the accident, as well as any supporting documentation or photographs.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.