Allstate Milewise Review (2026)

What is Allstate Milewise? Allstate’s pay-per-mile auto insurance program that determines how much you’ll pay each month based on how many miles you drive. If you’re looking for auto insurance for infrequent drivers, Milewise might be the best choice.

Explore this Allstate Milewise insurance review to see if it offers the best pay-per-mile car insurance for your needs. You can also locate an Allstate Milewise review on Reddit to see what customers there say.

Then, enter your ZIP code into our free quote tool above to compare your options with other companies and find the cheapest pay-per-mile car insurance near you.

Allstate Milewise Explained

What is Milewise Allstate? Milewise is the Allstate pay-as-you-go insurance program that helps low-mileage drivers keep their rates down.

So, how does Allstate Milewise work? The Allstate Milewise program uses a mobile app or plug-in device to track mileage and charges a base rate plus a per-mile rate.

Pay-per-mile insurance isn’t right for everyone, but it can help the right type of driver save significantly on their coverage. For example, stay-at-home parents, remote workers, and drivers with short commutes could benefit from the Allstate pay-by-mile program.

When you’re looking for cheap usage-based auto insurance, Milewise might be the best choice, especially if you’re already an Allstate customer. Before signing up, you should be aware that Milewise doesn’t only track your miles — it also looks at things like when you drive, speeding, and hard braking.

Allstate Milewise Pros and Cons

Like other auto insurance for limited-use vehicles and drivers, Milewise has its benefits and disadvantages. When you sign up for Milewise, you can expect the following pros:

• Lower monthly rates
• Personalized driving recommendations
• Earn Allstate rewards points for safe driving

While it makes it easy to save, there are a few drawbacks you should be aware of with Milewise. These include:

• Only available in 21 states
• Device tracks your car all the time, even when you’re a passenger
• Your data is always tracked, which some drivers are uncomfortable with

Milewise might be the best choice for you, but you’ll need to be an Allstate customer to purchase it. Learn more about Allstate in our comprehensive Allstate auto insurance review.

Allstate Milewise Customer Reviews and Complaints

When looking for the best pay-as-you-go auto insurance companies, looking at customer reviews is one of the first steps you should take.

Generally, Milewise Allstate reviews are positive. Many customers report that Milewise significantly reduces the amount they pay for coverage, especially drivers looking for auto insurance for telecommuters.

However, some customers reported that they didn’t understand what Milewise tracked and felt like their rates were unfairly high. You can avoid this by reading this guide or speaking with a representative before signing up.

In addition, Allstate Milewise complaints on Reddit from customers say the plug-in device drained their car battery. While one Reddit user said the Milewise device caused their check engine light to immediately come on, another said it came on within a few days.

Check out online Allstate Milewise program reviews to see if the company is right for you.

Comparing Allstate Milewise Insurance Rates

Comparing your pay-per-mile insurance options is an important step in finding the best coverage for your needs. Check out the table below to see how Milewise stacks up against its biggest competitors.

Compare Pay-Per-Mile Auto Insurance by Provider

As you can see, Milewise is a solid option compared to its competitors. To learn more, you can check out our State Farm vs. Allstate auto insurance comparison.

More About How Allstate Milewise Works

How does Milewise from Allstate work? Unlike traditional insurance policies that set a flat fee you’re charged every month, Allstate Mile Wise only charges you for the miles you drive. The amount you’re charged is made up of two parts, which you can explore below.

The best Allstate Milewise mileage is 7,000 miles per year or less. You’ll likely still see savings if you drive a bit more, but the best savings are for people who put a limited number of miles on their car.

Now that you know the answer to “How does Milewise work?” we’ll explain how to get started with the program.

How to Install Allstate Milewise

Allstate Milewise is an easy way to save on your coverage when you’re trying to figure out how to get a low-mileage auto insurance discount. Signing up for Milewise is as simple as following these steps:

• Sign up for Milewise by speaking with an Allstate representative
• Plug in the device in your car’s diagnostic port once you receive it
• Download the Allstate Milewise app

Milewise will begin tracking your miles as soon as you plug in the device and start driving.

Milewise vs. Drivewise

What is the difference between Milewise and Drivewise? When it comes to UBI programs, many drivers confuse Allstate Milewise vs. Drivewise because they’re similar programs. However, there are some key differences between each listed in the table below.

Allstate Milewise vs. Drivewise: Compare the Differences

While they’re not the same, Drivewise can be a good alternative if you’re concerned about annual mileage affecting insurance rates and if Milewise isn’t offered in your state. You can learn more in our Does annual mileage affect auto insurance rates? review.

How You Can Save With Allstate Per-Mile Insurance

What is Allstate pay-per-mile insurance? Milewise by Allstate is an excellent pay-per-mile insurance program, especially for drivers who are already Allstate customers. However, the program is only available in 21 states, meaning you might have to find an alternative for low-mileage insurance.

As with standard policies, you should compare your options before signing up for Milewise. Many companies offer low-mileage insurance, and you might find a program that suits your needs better than Milewise. Also, check out what customers say about Allstate Milewise on Reddit and Consumer Reports to see if it’s a good fit for you.

Ready to get a quote for Allstate insurance by the mile? Enter your ZIP code into our free quote comparison tool below to evaluate rates from the top pay-per-mile providers near you.