How to Get an Attorney Auto Insurance Discount (2024)
Companies like Liberty Mutual, Geico, and AAA offer an attorney auto insurance discount of up to 12%. Generally, auto insurance for law professionals is more expensive due to work-related stress and time driving. Read on to learn more about the qualifications for an attorney auto insurance discount.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
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UPDATED: Jan 12, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jan 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Attorneys may save up to 12% on auto insurance with discounts
- Some auto insurance companies provide discounts for membership in specific organizations or for college and university alumni
- Auto insurance for law professionals is typically higher than the national average
While there aren’t specific attorney auto insurance discounts, there are other savings for attorneys on auto insurance. For example, attorneys who are members of particular organizations or graduated from colleges and universities may qualify for a discount. Additionally, attorneys may be eligible for common savings, such as safe driver discounts.
Keep reading to learn more about the qualifications for an attorney auto insurance discount and discover how to find cheap auto insurance for attorneys.
Exploring Attorney Auto Insurance Discounts
Companies don’t offer discounts on auto insurance for attorneys, but other discounts may be available to attorneys. For example, many insurers provide savings if you’re a member of specific organizations or graduate from colleges and universities nationwide.
Additionally, many insurers offer lower rates to law professionals instead of discounts. However, depending on the driver, these rates may still be above average.
Fortunately, attorneys can find other ways to save, such as combining eligible auto insurance discounts and making policy changes.
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Attorney Auto Insurance Average Savings
Each insurance company calculates rates differently, so rates vary by the driver and company. Companies consider many factors affect auto insurance rates, such as age, driving record, credit score, and vehicle. However, you might not know that your occupation also affects insurance rates.
Does a job affect auto insurance rates? Insurance companies see some professions as high risk due to stress and hours spent driving, leading to higher rates. Typically, law professionals earn above-average rates since they have stressful jobs and may be on the road at all hours.
However, some insurers may also provide cheap attorney auto insurance if you have a college degree. These lower rates may offset the higher attorney rates some drivers may see.
In addition to occupation, other factors may raise rates. For example, auto insurance for drivers with a bad driving record is much more expensive, regardless of career.
Companies Offering Auto Insurance Discounts to Attorneys
The cheapest auto insurance companies for attorneys vary because insurers base rates on numerous factors, such as age and driving record. However, the best auto insurance companies offer attorneys discounts and low rates.
This table shows the best auto insurance companies for attorneys and their savings for attorneys on auto insurance:
Attorney Auto Insurance Discounts
| Insurance Company | Discount |
|---|---|
| AAA | 7.4% |
| Geico | 5% |
| AIS | 5-15% |
| Liberty Mutual | 12%+ |
As you can see, Liberty Mutual auto insurance offers attorneys savings of up to 12%. In addition, members of the American Bar Association may earn additional savings. For example, drivers may save hundreds on Travelers auto insurance with an ABA auto insurance discount.
Qualifications to Get an Attorney Auto Insurance Discount
Since insurance companies don’t offer an attorney auto insurance discount, you may have to show membership in specific organizations, colleges, and universities instead. However, steps for how to get an alumni auto insurance discount vary by insurer.
Read more: How To Get a Membership Auto Insurance Discount
Additionally, many insurers provide lower rates to attorneys instead of discounts. You may have to meet qualifications for an attorney auto insurance discount, such as proof that you’re a licensed attorney, to get reduced rates.
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More Auto Insurance Discounts Available to Attorneys
Attorneys can also take advantage of standard discounts available to most drivers. This table lists potential savings for attorneys on auto insurance:
Top Auto Insurance Discounts
| Discount Type | Description | Companies |
|---|---|---|
| Multi-policy discount | Discount for having multiple insurance policies with the same company | Geico, Nationwide, Liberty Mutual, Travelers |
| Safe driver discount | Discount for having a clean driving record and no accidents or tickets | Geico, Nationwide, Liberty Mutual, Travelers |
| Low mileage discount | Discount for driving fewer miles per year than the average driver | Geico, Nationwide, Liberty Mutual, Travelers |
| Anti-theft device discount | Discount for having anti-theft devices installed in your car | Geico, Nationwide, Liberty Mutual, Travelers |
| Good student discount | Discount for students with good grades | Geico, Nationwide, Liberty Mutual, Travelers |
| Affinity group discount | Discount for being a member of a professional or alumni association | Geico, Nationwide, Liberty Mutual, Travelers |
| Occupational discount | Discount for being employed in a certain occupation. | None specifically, but some insurers may offer discounts to members of professional organizations |
| Defensive driving course discount | Discount for completing a defensive driving course | Geico, Nationwide, Liberty Mutual, Travelers |
| Pay-in-full discount | Discount for paying your premium in full upfront | Geico, Nationwide, Liberty Mutual, Travelers |
Learn how to save money by bundling insurance policies for the most significant attorney auto insurance savings. You could also combine a defensive driving auto insurance discount with a low-mileage auto insurance discount to get cheap attorney auto insurance rates.
Other Ways to Save on Auto Insurance if You’re an Attorney
Learning how to lower your auto insurance is especially important for attorneys who may receive higher rates initially.
Lower attorney auto insurance rates by:
- Raising your auto insurance deductible.
- Lowering coverage amounts.
- Take advantage of discounts.
- Improve credit score.
- Avoid infractions on your driving record.
You may also consider usage-based auto insurance for lower rates. Coverage remains the same, but drivers pay small monthly and per-mile charges — this is a good option for low-mileage drivers.
Get the Attorney Auto Insurance Discount You Deserve
Attorneys can take advantage of organizational memberships and common savings, such as safe driver, loyalty, and vehicle safety discounts. Unfortunately, attorneys may see higher than average auto insurance rates compared to other professions.
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— AutoInsurance.org (@AutoInsurance) April 28, 2023
However, you can save up to 12% on auto insurance for attorneys by taking advantage of discounts with companies like Geico auto insurance, Liberty Mutual, AIS, and AAA. Shop around for multiple auto insurance quotes to find the cheapest attorney auto insurance near you.
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Frequently Asked Questions
Can attorneys get discounts on auto insurance?
Although most auto insurance companies don’t offer specific attorney discounts, they do offer savings based on your occupation and organization memberships. Attorneys can take advantage of these discounts in addition to common savings, such as a good driver auto insurance discount.
How much do attorneys typically pay for auto insurance?
Auto insurance rates for attorneys vary by the driver and insurer. Typically, attorneys with a clean driving record and cheaper vehicles see lower rates. However, each company calculates rates differently, so shopping around for cheap attorney auto insurance is essential.
How do I find the cheapest attorney auto insurance?
Compare rates and discounts from multiple auto insurance companies to find the cheapest coverage for attorneys. Comparison shop often to ensure you get the lowest attorney auto insurance rates available.
What discounts can I get as an attorney?
You may qualify for occupation, association, and other membership discounts as an attorney. Additionally, you can be eligible for common savings, such as safe driver, continuous coverage, and vehicle discounts.
How do I qualify for an attorney auto insurance discount?
While your discount may be based on membership in specific organizations, you may receive lower rates as an attorney. Each company has different qualifications that must be met, and requirements vary.
Do all insurance companies offer attorney auto insurance discounts?
No auto insurance company provides an attorney discount. Instead, many insurers offer occupational and membership discounts that may apply to attorneys.
Can I stack an attorney auto insurance discount with other discounts?
Yes, most companies allow you to bundle all qualified discounts to receive the most savings for attorneys on auto insurance.
Can I still receive an attorney auto insurance discount if I am not the primary driver of my vehicle?
Yes, auto insurance discounts apply to your policy, even as a secondary driver.
What documents are required to get an attorney auto insurance discount?
Each insurer decides the required documentation to receive attorney auto insurance discounts. Since requirements vary, speak with your insurer to determine the proper documentation.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.