Bensalem, PA Auto Insurance (2024)
The average Bensalem, PA auto insurance rates are $480 per month. The minimum auto insurance in Bensalem is at least 15/30/5 in coverage to comply with Pennsylvania auto insurance laws. To find the best cheap auto insurance in Bensalem, Pennsylvania, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Bensalem for teen drivers is Travelers
- Average auto insurance rates in Bensalem, PA for senior drivers are $2,883 per year
- The cheapest auto insurance company in Bensalem is USAA
Bensalem, Pennsylvania auto insurance requirements are 15/30/5 according to Pennsylvania auto insurance laws. Finding cheap auto insurance in Bensalem can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Bensalem, Pennsylvania, including driving record, credit, commute time, and more.
Compare auto insurance in Bensalem to other Pennsylvania cities, including Erie auto insurance rates, Reading auto insurance rates, and Philadelphia auto insurance rates to see how Bensalem, Pennsylvania auto insurance rates stack up.
Before you buy Bensalem, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Bensalem, Pennsylvania auto insurance quotes.
Minimum Auto Insurance in Bensalem, Pennsylvania
Bensalem, Pennsylvania auto insurance laws require that you have at least the Pennsylvania minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Bensalem, Pennsylvania.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Cheap Bensalem, Pennsylvania Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Bensalem, Pennsylvania are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,993 | $3,993 | $3,752 | $3,752 | $14,703 | $14,703 | $4,326 | $4,326 |
| Geico | $2,783 | $2,402 | $2,724 | $2,351 | $7,055 | $6,114 | $2,748 | $2,373 |
| Liberty Mutual | $5,507 | $5,507 | $5,055 | $5,055 | $15,859 | $15,859 | $6,959 | $6,959 |
| Nationwide | $2,499 | $2,499 | $2,382 | $2,382 | $6,981 | $6,981 | $2,802 | $2,802 |
| Progressive | $3,802 | $3,802 | $3,424 | $3,424 | $12,163 | $12,163 | $4,716 | $4,716 |
| State Farm | $2,233 | $2,233 | $1,998 | $1,998 | $7,737 | $7,737 | $2,479 | $2,479 |
| Travelers | $2,575 | $2,575 | $2,815 | $2,815 | $40,730 | $40,730 | $3,065 | $3,065 |
| USAA | $1,211 | $1,211 | $1,103 | $1,103 | $3,718 | $3,718 | $1,601 | $1,601 |
Cheap Bensalem, Pennsylvania Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Bensalem, Pennsylvania is a challenge. Take a look at the annual teen auto insurance rates in Bensalem, Pennsylvania.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $14,703 | $14,703 |
| Geico | $7,055 | $6,114 |
| Liberty Mutual | $15,859 | $15,859 |
| Nationwide | $6,981 | $6,981 |
| Progressive | $12,163 | $12,163 |
| State Farm | $7,737 | $7,737 |
| Travelers | $40,730 | $40,730 |
| USAA | $3,718 | $3,718 |
Cheap Bensalem, Pennsylvania Auto Insurance for Seniors
What are senior auto insurance rates in Bensalem, Pennsylvania? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,752 | $3,752 |
| Geico | $2,724 | $2,351 |
| Liberty Mutual | $5,055 | $5,055 |
| Nationwide | $2,382 | $2,382 |
| Progressive | $3,424 | $3,424 |
| State Farm | $1,998 | $1,998 |
| Travelers | $2,815 | $2,815 |
| USAA | $1,103 | $1,103 |
Cheap Bensalem, Pennsylvania Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Bensalem, Pennsylvania compared to the annual auto insurance rates with a clean record in Bensalem, Pennsylvania.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $6,377 | $7,645 | $6,377 | $6,377 |
| Geico | $2,608 | $4,558 | $3,508 | $3,601 |
| Liberty Mutual | $7,580 | $8,757 | $8,521 | $8,521 |
| Nationwide | $2,675 | $3,563 | $4,904 | $3,523 |
| Progressive | $5,440 | $7,564 | $5,633 | $5,467 |
| State Farm | $3,280 | $3,943 | $3,612 | $3,612 |
| Travelers | $8,640 | $12,385 | $15,775 | $12,385 |
| USAA | $1,530 | $2,126 | $2,268 | $1,710 |
Cheap Bensalem, Pennsylvania Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Bensalem, Pennsylvania is not easy. Compare the annual rates for DUI auto insurance in Bensalem, Pennsylvania to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,377 |
| Geico | $3,508 |
| Liberty Mutual | $8,521 |
| Nationwide | $4,904 |
| Progressive | $5,633 |
| State Farm | $3,612 |
| Travelers | $15,775 |
| USAA | $2,268 |
Cheap Bensalem, Pennsylvania Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Bensalem, Pennsylvania annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,527 | $6,411 | $5,142 |
| Geico | $5,380 | $3,011 | $2,316 |
| Liberty Mutual | $10,632 | $7,644 | $6,759 |
| Nationwide | $4,299 | $3,543 | $3,156 |
| Progressive | $7,964 | $5,611 | $4,504 |
| State Farm | $5,121 | $3,188 | $2,526 |
| Travelers | $13,370 | $12,100 | $11,418 |
| USAA | $2,395 | $1,768 | $1,562 |
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Cheap Bensalem, Pennsylvania Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Bensalem, Pennsylvania can vary. Compare the annual cost of auto insurance by ZIP code in Bensalem, Pennsylvania to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 19020 | $7,281 |
Cheap Bensalem, Pennsylvania Auto Insurance Rates By Commute
Commute length and annual mileage affect Bensalem, Pennsylvania auto insurance. Find the cheapest annual Bensalem, Pennsylvania auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $6,544 | $6,843 |
| Geico | $3,514 | $3,624 |
| Liberty Mutual | $8,134 | $8,556 |
| Nationwide | $3,666 | $3,666 |
| Progressive | $6,026 | $6,026 |
| State Farm | $3,496 | $3,728 |
| Travelers | $12,296 | $12,296 |
| USAA | $1,854 | $1,963 |
Cheap Bensalem, Pennsylvania Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Bensalem, Pennsylvania? Check out the comparison of annual Bensalem, Pennsylvania auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $6,164 | $6,766 | $7,150 |
| Geico | $3,104 | $3,617 | $3,985 |
| Liberty Mutual | $7,797 | $8,427 | $8,810 |
| Nationwide | $3,582 | $3,726 | $3,690 |
| Progressive | $5,266 | $6,065 | $6,747 |
| State Farm | $3,270 | $3,677 | $3,888 |
| Travelers | $12,003 | $12,355 | $12,530 |
| USAA | $1,726 | $1,932 | $2,067 |
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Best By Category: Cheapest Auto Insurance in Bensalem, Pennsylvania
Compare the cheapest auto insurance companies in Bensalem, Pennsylvania in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
The Cheapest Bensalem, Pennsylvania Auto Insurance Companies
What auto insurance companies in Bensalem, Pennsylvania are the cheapest? Compare the top Bensalem, Pennsylvania auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,694 |
| Geico | $3,569 |
| Liberty Mutual | $8,345 |
| Nationwide | $3,666 |
| Progressive | $6,026 |
| State Farm | $3,612 |
| Travelers | $12,296 |
| USAA | $1,908 |
Compare Bensalem, Pennsylvania Auto Insurance Quotes
Before you buy Bensalem, Pennsylvania auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Bensalem, Pennsylvania auto insurance quotes.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
What is auto insurance?
Auto insurance is a type of insurance coverage that protects you financially in case of accidents or damages involving your vehicle. It typically provides coverage for liability, collision, comprehensive, medical expenses, and uninsured/underinsured motorist protection.
Is auto insurance mandatory in Bensalem, PA?
Yes, auto insurance is mandatory in Bensalem, PA, as it is in most states in the United States. Pennsylvania law requires all drivers to carry a minimum amount of liability coverage to legally operate a motor vehicle.
What are the minimum auto insurance requirements in Bensalem, PA?
In Bensalem, PA, the minimum auto insurance requirements are as follows: $15,000 bodily injury liability per person, $30,000 bodily injury liability per accident, and $5,000 property damage liability.
What other types of coverage can I consider adding to my auto insurance policy?
In addition to the minimum liability coverage, you can consider adding collision coverage, comprehensive coverage, medical payments coverage, uninsured/underinsured motorist coverage, and personal injury protection (PIP). These optional coverages provide additional protection for your vehicle, medical expenses, and other potential risks.
How are auto insurance premiums determined in Bensalem, PA?
Auto insurance premiums in Bensalem, PA are determined by several factors, including your driving record, age, gender, marital status, type of vehicle, coverage limits, deductibles, and the insurance company’s rating system. Other factors, such as your credit history and the average cost of claims in your area, may also influence your premium.
Can I get discounts on my auto insurance in Bensalem, PA?
Yes, many insurance companies offer various discounts that can help lower your auto insurance premiums. Common discounts include safe driver discounts, multi-policy discounts, good student discounts, and discounts for vehicles with safety features such as anti-lock brakes or anti-theft devices. Check with your insurance provider to see which discounts you may qualify for.
What should I do if I get into an accident in Bensalem, PA?
If you get into an accident in Bensalem, PA, it’s important to prioritize safety first. If anyone is injured, call for medical assistance immediately. Then, contact the police to report the accident. Exchange information with the other parties involved, including their names, contact details, insurance information, and vehicle details. Document the accident scene with photos if possible. Finally, contact your insurance company to report the incident and initiate the claims process.
Can I change my auto insurance coverage or provider in Bensalem, PA?
Yes, you can change your auto insurance coverage or provider in Bensalem, PA. If you want to switch insurance companies, compare quotes from different providers to find the best coverage and rates for your needs. Before making any changes, make sure you understand the terms and conditions of your current policy and any potential penalties for cancellation or changes.
Are there any specific auto insurance requirements for new drivers in Bensalem, PA?
In Bensalem, PA, new drivers are subject to the same auto insurance requirements as all other drivers. However, insurance premiums for new drivers may be higher due to their limited driving experience. It’s important for new drivers to maintain a clean driving record and consider taking a driver’s education course to potentially qualify for discounts.
Where can I find more information about auto insurance in Bensalem, PA?
For more information about auto insurance in Bensalem, PA, you can contact local insurance agents or brokers who specialize in auto insurance. Additionally, you can visit the official website of the Pennsylvania Department of Insurance for relevant resources and guidelines.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.