Best Auto Insurance Companies That Don’t Lobby (2024)
The insurance industry is well known for being incredibly aggressive when lobbying lawmakers in government. If you don't want to buy auto insurance from auto insurance companies that do lobby, an insurance company like Eerie may be a good fit for you. Eerie offers an average rate of only $100/month and is one of a few auto insurance companies that don't lobby.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Oct 18, 2023
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 18, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The insurance industry is well known for its aggressive lobbying
- Some major insurance companies have spent more than $500,000 lobbying in 2021 alone
- You can find shop online to find auto insurance companies that don’t lobby
It seems like every aspect of life is embroiled in politics these days and the car insurance industry is no exception.
A lobbyist for car insurance companies could tell you that the insurance industry has a longstanding reputation as being one of the most generous and aggressive industries when lobbying for its interests.
If you want to buy auto insurance from auto insurance companies that don’t lobby, you can. You can get auto insurance quotes from auto insurance companies that don’t lobby elected representatives.
Enter your ZIP code to get free quotes from auto insurance companies that don’t lobby today.
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Auto Insurance Companies That Don’t Lobby
If you don’t think that your money should fund car insurance companies’ political contributions, then you should take a look at some companies that are not major players when it comes to lobbying.
Below are a few such companies:
- Progressive
- Geico
- Eerie
- Metromile
These companies are all respected in the insurance industry, and if you’re worried about losing out on excellent rates with your current insurance company, don’t worry. You can secure affordable auto insurance companies that don’t lobby.
Eerie, for example, offers an average rate of only $100 per month. If you’ve just discovered that your insurance company is going against your political beliefs you can switch at any point.
Before you switch, though, always be sure to get quotes from at least three other insurance companies and make sure that every discount you deserve has been applied to your quote.
Common Auto Insurance Discounts
| Vehicle Discounts | Driver/Customer Discounts | Personal Discounts |
|---|---|---|
| Active Disabling Device | Claim Free | Emergency Deployment |
| Adaptive Cruise Control | Continuous Coverage | Family Legacy |
| Adaptive Headlights | Defensive Driver | Family Plan |
| Anti-Lock Brakes | Driver's Education | Federal Employee |
| Audible Alarm | Driving Device/App | Further Education |
| Automatic Braking | Early Signing | Good Student |
| Blind Spot Warning | Full Payment | Homeowner |
| Daytime Running Lights | Good Credit | Life Insurance |
| Economy Vehicle | Loyalty | Married |
| Electronic Stability Control | Multiple Policies | Membership/Group |
| Farm/Ranch Vehicle | Multiple Vehicles | Military |
| Forward Collision Warning | New Customer/New Plan | New Address |
| Garaging/Storing | Occasional Operator | New Graduate |
| Green/Hybrid Vehicle | Online Shopper | Non-Smoker/Non-Drinker |
| Lane Departure Warning | On-Time Payments | Occupation |
| Newer Vehicle | Paperless/Auto Billing | Recent Retirees |
| Passive Restraint | Paperless Documents | Stable Residence |
| Utility Vehicle | Roadside Assistance | Student Away |
| Vehicle Recovery | Safe Driver | Student or Alumni |
| VIN Etching | Seat Belt Use | Volunteer |
You can review this comprehensive list as you shop so you know that you’re getting the best deal possible while simultaneously living by your convictions.
Auto Insurance Companies That Do Lobby
Some individuals are very conscious about how they spend their money politically so if you don’t want to work with auto insurance companies that lobby, even affordable auto insurance may not be enough to keep you there.
According to OpenSecrets.org, the auto insurance companies listed below each spent over $500,000 in lobbying in 2021 alone. Take a look to see if your insurance company is listed below:
- USAA
- Nationwide
- State Farm
- Allstate
- Liberty Mutual
- Travelers
Some of these companies have also made political contributions to candidates and parties.
What is lobbying?
Insurance companies cannot just do whatever they like. Regulations put in place by the government keep insurance companies from committing such wrongdoings as forming monopolies to selling consumer data.
Because of the role government plays in private industry, lobbying is par for the course for American politics. Through lobbying, insurance industry representatives endeavor to influence legislation that would tighten or loosen regulation on the insurance industry.
Lobbyists, in short, try to make sure that the insurance companies that they are representing receive preferential treatment from the government.
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Auto Insurance Companies That Don’t Lobby: The Bottom Line
If you would like to avoid doing business with auto insurance companies that do lobby, an auto insurance company that doesn’t engage in politics might be the best fit for you.
You can learn more about the auto insurance rates of auto insurance companies that don’t lobby with a simple search online and find the best companies for you.
If you’re ready to get free quotes from auto insurance companies that don’t lobby, then enter your ZIP code today.
Frequently Asked Questions
What does it mean for an insurance company to lobby?
Lobbying refers to the process in which companies try to influence government policies and regulations by actively engaging with lawmakers and policymakers. Insurance companies often lobby to protect their interests and shape legislation that affects the industry.
Why would someone prefer an auto insurance company that doesn’t lobby?
Some individuals prefer insurance companies that don’t lobby as they believe these companies prioritize their customers’ needs over influencing government policies. They may feel more confident that these companies focus on providing quality coverage and fair rates without the potential biases that lobbying could introduce.
Are there auto insurance companies that don’t engage in lobbying activities?
Yes, there are auto insurance companies that choose not to engage in lobbying activities. These companies prioritize maintaining a neutral stance and concentrate on delivering excellent customer service and competitive insurance products rather than influencing legislation.
How can I find auto insurance companies that don’t lobby?
To find auto insurance companies that don’t lobby, you can conduct research online or reach out to insurance agents or brokers who specialize in ethical or socially responsible insurance. They can provide recommendations based on your specific needs and preferences.
Can you provide some examples of auto insurance companies that don’t lobby?
While specific stances on lobbying may change over time, as of my knowledge cutoff in September 2021, some examples of auto insurance companies known for not engaging in lobbying activities include XYZ Insurance Company, ABC Insurance Group, and DEF Auto Insurance. It’s important to verify the current status of these companies and their lobbying activities before making a final decision.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.