Best Auto Insurance Companies That Offer Personal and Commercial Trucking Insurance (2024)
Progressive and State Farm are a couple of the auto insurance companies that offer car and commercial trucking insurance. Who has the best commercial trucking insurance? It depends on standard coverage options like comprehensive and liability as well as specific commercial trucking options such as coverage for tractors and pickup trucks. Find out more about auto insurance companies that offer car and commercial trucking insurance.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Oct 18, 2023
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 18, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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- Progressive, State Farm, and Nationwide are some of the top auto and commercial trucking insurance companies
- Progressive offers the widest variety of commercial trucking options, including coverage for tractors, pickup trucks, tow trucks, box trucks, dump/garbage trucks, etc.
- Geico doesn’t offer insurance options for semi-trucks and tractor-trailers
Auto insurance is most often associated with personal policies, but that is not the sole offering of auto insurance companies. Many auto insurance companies that offer car and commercial trucking insurance have only become big names in personal insurance recently.
Auto and trucking commercial insurance are some of the most common types of insurance policies. Many auto insurance companies offer car and commercial trucking insurance simultaneously.
Like personal auto insurance, common types of auto and trucking commercial insurance coverage include liability, bodily injury, property damage, uninsured motorist, medical payments, collision, and comprehensive.
Learn the different types of auto insurance coverage before signing up for a policy.
So, which auto insurance companies offer auto and commercial trucking insurance? Keep reading to learn more.
Enter your ZIP code above to see quotes from auto insurance companies that offer car and commercial trucking insurance in your area.
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Auto Insurance Companies That Offer Car and Commercial Trucking Insurance
Many national auto insurers offer commercial insurance as well as personal auto insurance.
Auto Insurance Companies that Offer Car and Commercial Trucking Insurance
| Auto Insurance Companies | Auto Insurance | Standard Commercial Insurance | Commercial Trucking Insurance |
|---|---|---|---|
| Geico | ✓ | ✓ | ✓ |
| Nationwide | ✓ | ✓ | |
| State Farm | ✓ | ✓ | ✓ |
| Progressive | ✓ | ✓ | ✓ |
Commercial business insurance is a necessity for any small business owner using transportation in their business model.
Geico, Nationwide, Progressive, and State Farm are a handful of the most highly-rated auto and commercial trucking insurers.
Many other auto insurance companies offer commercial trucking insurance as well, but these companies are set apart by the variety of commercial trucking offerings available.
Commercial Trucking Insurance Companies
Commercial insurance policies can be for cars, vans, pickup trucks, and more. Coverage typically includes liability, bodily injury, property damage, uninsured motorist, medical payments, collision, and comprehensive.
Types of Commercial Trucking Insurance Coverage
| Commercial Insurance Coverage | Geico | Nationwide | Progressive | State Farm |
|---|---|---|---|---|
| Bodily Injury | ✓ | ✓ | ✓ | |
| Collision | ✓ | ✓ | ✓ | ✓ |
| Comprehensive | ✓ | ✓ | ✓ | ✓ |
| Liability | ✓ | ✓ | ✓ | ✓ |
| Medical Payments | ✓ | ✓ | ✓ | ✓ |
| Property Damage | ✓ | ✓ | ✓ | |
| Uninsured/Underinsured Motorist | ✓ | ✓ | ✓ | ✓ |
However, commercial trucking insurance can fall into multiple types and options. Insurance policies might cover specific vehicles, like cement mixer or street sweeper trucks, utility vans, or dump trucks.
Progressive, State Farm, and Nationwide are some of the best insurance companies for commercial vehicles. Each brand is offered in all 50 states with a variety of coverage options.
A policyholder can get the most from commercial trucking insurance with Progressive. Progressive offers the most specific types of plans such as coverage for:
- Tractors
- Pickup trucks
- Tow trucks
- Box trucks
- Dump/garbage trucks
- Agricultural trucks
- Bucket trucks
- Car carriers or rollbacks
- Catering trucks
- Cement mixers
- Delivery vans
- Flatbed trucks
- Front loaders
- Ice cream trucks
- Pump trucks
- Refrigerated trucks
- Roll-on vehicles
- Stake body trucks
- Step vans
- Street sweepers
- Tank trucks
In contrast, State Farm offers commercial trucking insurance for pickup trucks, utility vans, bucket trucks, catering trucks, refrigerator trucks, and dump trucks.
Geico commercial truck insurance can boast the same offerings as State Farm with some noticeable additions: service utility trucks and food trucks.
Nationwide offers standard commercial trucking options but can provide policyholders with incentives and advantages in other areas.
What are the best insurance companies for commercial vehicles?
The “best” is often associated with incentives. No down payment commercial truck insurance is a great incentive for those looking for this type of coverage.
Commercial trucking insurers may also offer low down payments, auto insurance discounts, and cheap commercial truck insurance.
Finding who has the best commercial trucking insurance depends on what incentives and needs are most important to you.
For instance, Progressive offers complete protection for your business, including cyber protection and worker’s compensation, along with standard commercial insurance coverage.
State Farm offers a wide range of customizable commercial trucking insurance options that you can choose from. Like Progressive, Nationwide and Geico offer an array of commercial business options.
However, Geico doesn’t offer insurance options for semi-trucks and tractor-trailers.
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Who has the best commercial truck insurance?
Progressive, Nationwide, State Farm, and Geico are all affordable auto insurance companies that offer car and commercial trucking insurance quotes.
All offer standard auto insurance coverage options, such as comprehensive and liability, which can be converted to commercial insurance as well.
The best commercial trucking insurance company ultimately comes down to your particular needs. But some auto insurance companies that offer car and commercial trucking insurance rates do stand out in the crowd.
For instance, Progressive offers a wider range of commercial trucking insurance than its counterparts.
In contrast, State Farm can provide customizable coverage options that set it apart from competitors.
Geico is noted as having some of the lowest auto insurance quotes, even for high-risk drivers.
Each auto insurance company will have pros and cons. You have to decide which options match your needs best.
Enter your ZIP code below to see quotes from auto insurance companies that offer car and commercial trucking insurance in your area.
Frequently Asked Questions
Can personal auto insurance be used for commercial trucking purposes?
Personal auto insurance is generally insufficient for commercial trucking. Obtain specific commercial trucking insurance for proper coverage.
Are there incentives offered for commercial trucking coverage?
Yes, incentives like low down payments, discounts, and special programs may be available. Inquire while obtaining quotes.
How can I find the best insurance company for my commercial trucking needs?
Compare coverage options, rates, customer service, and reputation from multiple insurance companies.
Does Geico provide insurance for specialized commercial vehicles?
Geico covers pickup trucks, utility vans, service utility trucks, and food trucks, but not semi-trucks and tractor-trailers.
How does State Farm’s commercial trucking insurance differ from others?
State Farm offers customizable coverage for specific commercial vehicles like pickup trucks, utility vans, bucket trucks, catering trucks, and more.
What are the advantages of choosing commercial trucking insurance from Progressive?
Progressive offers a wide variety of commercial trucking options and additional coverage like cyber protection and worker’s compensation.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.