Best Green Vehicle Auto Insurance Discounts in 2024
Knowing how to get a green vehicle auto insurance discount is important to get the savings you deserve. Many insurers offer 10% savings for cars that are more fuel-efficient than others. Green vehicle discounts are one of many auto insurance discounts and can be combined with safety feature discounts.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jul 17, 2024
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 17, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- A green vehicle is a vehicle that pollutes less and is more fuel-efficient than other vehicles.
- You can save between 5% and 10% on your rates with a green vehicle auto insurance discount.
- Combine other safety feature discounts into your policy to maximize savings.
As people become more environmentally conscious, auto manufacturers have started creating green vehicles with more fuel-efficient batteries and motors. But did you know you can earn a green vehicle discount on your auto insurance?
With a green vehicle, not only do you lower your carbon footprint, but you can also earn cheap auto insurance rates. Sometimes what’s good for the planet can be good for your wallet, too.
Keep reading to learn what a green vehicle is, how green vehicle discounts can lower your insurance rates, and find out how much you can save. Enter your ZIP code into our free comparison tool above to find affordable green vehicle auto insurance near you.
Green Vehicle Discount Savings
Many of the best auto insurance companies offer a green vehicle auto insurance discount. However, these discounts will vary in size from company to company.
You can typically save somewhere between 5% and 10% on your auto insurance rate with a green vehicle auto insurance discount. This may not sound like much, but combined with other safety feature discounts, you could save much more.
Compare green vehicle auto insurance rates from at least three different companies to find the best deal. Below you can see a list of which companies offer a green vehicle auto insurance discount as well as other safety feature discounts.
Safety feature auto insurance discounts by company
| Type of Safety Feature Discounts | Auto Insurance Company |
|---|---|
| Anti-theft devices | Allstate, Esurance, Farmers, Geico, Liberty Mutual, Nationwide, Progressive, State Farm, Travelers, USAA |
| Anti-lock brakes | Allstate, Esurance, Farmers, Geico, Liberty Mutual |
| Green vehicle | Allstate, Farmers, Liberty Mutual, Travelers |
| New car | Allstate, State Farm, Travelers, USAA |
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What Makes a Green Vehicle
What makes a vehicle green? According to the U.S. Environmental Protection Agency (EPA), a green vehicle is simply a vehicle that pollutes less and is more fuel-efficient than other vehicles.
Many auto manufacturers are now producing vehicles that run either solely or partly on electricity. Since these vehicles pollute less than their diesel or gasoline-powered counterparts, electric cars are considered green.
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However, you don’t have to buy an electric or hybrid-electric car to get a green vehicle. Vehicles that run on ethanol or natural gas burn much cleaner than gasoline and can also be considered green vehicles by your auto insurance company.
You may be wondering why auto insurance companies offer green vehicle discount rates. Well, think of it as a reward for improving the environment and polluting less. Also, people who drive green vehicles tend to file fewer claims.
Safety Features Lower Auto Insurance Rates
Along with your vehicle’s fuel efficiency, you may be wondering, do more safety features lower car insurance? And if so, which feature on your car is worth a discount on your car insurance?
Fortunately, the answer is yes. Not only can you receive a green vehicle discount, but you can also receive additional discounts for safety features you have installed in your vehicle.
Some of the safety features you can earn auto insurance discounts for include:
- Anti-lock brakes
- Adaptive headlights
- Adaptive cruise control
- Electronic stability control
- Forward collision warning
This is by no means a complete list of the auto insurance discounts to ask for when shopping for auto insurance.
However, if your current provider doesn’t offer the discount you want, compare green vehicle auto insurance quotes from other providers to find one that does.
Now that you know all about green vehicle auto insurance discounts, start shopping today. Enter your ZIP code into our free comparison tool below to compare quotes and buy green vehicle auto insurance from providers in your area.
Read more: How to Get an Anti-Lock Brakes Auto Insurance Discount
Frequently Asked Questions
What is a green vehicle auto insurance discount?
A green vehicle auto insurance discount is a type of discount offered by insurance companies to policyholders who drive environmentally friendly or “green” vehicles. It is a way to encourage and reward individuals for choosing vehicles that have a lower impact on the environment.
How can I qualify for a green vehicle auto insurance discount?
To qualify for a green vehicle auto insurance discount, you typically need to own or lease a vehicle that meets certain environmental standards set by the insurance company. These standards may vary among insurers but generally include factors such as low carbon emissions, fuel efficiency, and use of alternative fuels.
What types of vehicles are considered “green” for the purposes of this discount?
The definition of “green” vehicles can vary depending on the insurance company. Generally, vehicles that are considered green include electric cars, hybrid cars, plug-in hybrid cars, and vehicles powered by alternative fuels such as compressed natural gas (CNG) or hydrogen fuel cells. It’s important to check with your specific insurance provider to determine their criteria.
How much can I save with a green vehicle auto insurance discount?
The amount of savings you can receive with a green vehicle auto insurance discount will depend on your insurance provider and the specific details of your policy. Discounts can range from a few percentage points to more substantial savings, so it’s worth exploring this option with your insurance company.
How do I apply for a green vehicle auto insurance discount?
To apply for a green vehicle auto insurance discount, you should contact your insurance provider directly. Inquire about their policies regarding green vehicle discounts and ask for any necessary documentation or verification they may require. They will guide you through the application process and inform you of the eligibility requirements.
What documents or proof might be required to receive the discount?
The documents or proof required to receive a green vehicle auto insurance discount can vary among insurance companies. Common requirements may include providing vehicle registration documents, proof of ownership or lease agreement, information on the vehicle’s make and model, fuel efficiency ratings, and certification of environmental standards compliance. Your insurance provider will provide specific guidance on the necessary documentation.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.