Best States for Full-Time RV Living in 2024

Whether you are just starting out on a lifelong dream of full-time RV living or have been on the road for a while, there’s always something new to see in this vast country. Finding the best states for full-time RV living is part of the adventure for many, but if you’re looking for a shortlist to get you started, we’ve done the research.

The best thing about living in your RV full time is that you can follow the weather, so our list includes states best for visiting at every time of year. We ranked the states based on weather, access to federal parks, and RV insurance options.

In the frequently asked question section, we’ll cover the best places to live in an RV year-round, RV-living-friendly states, the state with the most RV owners, and the cost of having a full-time RV home base.

Keep in mind that you still need RV insurance, which is a little different than regular auto insurance. One of the best ways to narrow down your RV insurance company is to research which of the best auto insurance companies also offers RV insurance.

And to save money on RV insurance rates, the best way is to compare live, real quotes from RV insurance companies. Enter your ZIP code into our online quote comparison tool to find the best RV insurance rates in your area based on factors like your RV model and driving history.

In this article, we’ve also gathered each state’s must-see national park so you can start that bucket list. Whether you’re looking for a state to spend a month or a year, there’s something here for everyone that calls their RV home.

Top 10 States for Living in an RV Full-Time

Living in an RV full-time means you’re not always living in the same place. While many full-timers spend months at a time in one place or another, most have chosen their lifestyle to allow a lot of variety in the places they call home throughout the year.

The best places to live in an RV year-round will be those with the warmest average temperatures, but we based our picks on choices for those that prefer to move around throughout the year.

Every state is well worth visiting at some point in your life on the road, but these top 10 choices offer some of the best selections of parks, and each has a particular time of year when it’s a great time to roll into the area.

To pick them we took average temperatures, the number of federal parks, and, of course, the number of companies that offer RV insurance in each state.

While you may only visit these places, if you choose one as your domicile (your full-time RV permanent address), you’ll want to know how to find cheap RV auto insurance there. We’ve noted below which of these states are particularly good picks for domicile setup.

Ready to hit the road for a look at the best states to call home, at least for a little while? Let’s get rolling.

#10 – Texas

Must-See National Park: Big Bend National Park
Number of Federal Parks: 65
Best Time to Visit: Spring

It’s a big state with a lot to see, and good weather for most of the year. That makes Texas a top pick for full-time RVers. And if you’re looking for a state to establish your domicile, Texas’ lack of income tax and easy access to mail-forwarding services make it one of the best choices. However, you should be aware that Texas auto insurance rates are on the higher side.

While you can take your pick of full-service RV parks in Texas, be sure to take the time to visit its beautiful parks. Our must-visit pick is Big Bend, where desert visits and canyons carved by the Rio Grande offer a wide range of natural beauty. Because it gets incredibly hot in the summer and can be cold in the winter, spring is the best time to check it out.

#9 – Oregon

Must-See National Park: Crater Lake National Park
Number of Federal Parks: 48
Best Time to Visit: Late summer

From the rugged coastline to the high desert to the snow-capped mountains, Oregon has a wide range of natural beauty to experience. It’s also a great place for those big purchases to upgrade your RV since there’s no sales tax, and a strong camping culture ensures a warm welcome to those that live on the road.

It’s hard to choose just one of Oregon’s natural wonders to make our must-see list, but the clear blue water of Crater Lake National Park edges out the competition. Oregon is known for rainy weather, but the late summer and early fall are the driest and warmest parts of the year. Oregon auto insurance is competitively priced and essential for full-time RV travelers in the state.

#8 – Arizona

Must-See National Park: Grand Canyon National Park
Number of Federal Parks: 37
Best Time to Visit: Spring

It’s hard to have a bucket list for your RV lifestyle that doesn’t include some time spent visiting the Grand Canyon. It’s Arizona’s top attraction and one of the most visited national parks in the country.

That’s not all Arizona has to offer full-time RVers. It’s a great place to spend the winter months that are too cold up north, but if the heat is too much for you in the summer, spend the spring here. The weather in the northern part of the state is cooler, and the Grand Canyon can see snow. Make sure you compare Arizona auto insurance if you plan to reside in Arizona full-time.

Spring will give you the best combination of weather across the state.

#7 – North Dakota

Must-See National Park: Theodore Roosevelt National Park
Number of Federal Parks: 39
Best Time to Visit: Summer

North Dakota isn’t the most pleasant place to live in an RV in the winter months, but it’s a great spot to spend the summer. With temperatures that aren’t nearly as hot as the Southern states and expanses of wide, open land, it’s a place to step off the grid for a while and breathe.

You may not think of North Dakota when you imagine inspiring scenery, but Theodore Roosevelt National Park might change your mind.

The park’s Painted Canyon and awe-inspiring sunsets are worth the trip, as is the chance to spot bison roaming the countryside. It’s a taste of what the land looked like hundreds of years ago. North Dakota auto insurance is among the least expensive nationally, which is another factor making North Dakota worthy of consideration.

#6 – Montana

Must-See National Park: Glacier National Park
Number of Federal Parks: 40
Best Time to Visit: Summer

From wide-open ranch land in the east to snow-capped peaks in the west, Montana has something to offer everyone. Like North Dakota, the winters are cold, but the summers offer long days of warm temperatures, making it a great place for full-time RVers who prefer to split their time between the northern and southern parts of the country.

For sheer beauty and incredible mountain vistas, Glacier National Park is hard to beat. Some of the mountain roads aren’t too RV-friendly, however, so a “toad” (a vehicle towed behind your RV) is a good option for exploring the furthest reaches of the park. It’s also a great jumping-off point for a visit to Canada’s section of the Rockies.

Thanks in part to those beautiful but dangerous mountain roads, Montana auto insurance is more expensive than the national average, but it’s a small price to pay to live somewhere so inspiring.

#5 – Florida

Must-See National Park: Everglades National Park
Number of Federal Parks: 41
Best Time to Visit: Late winter

Florida’s sunshine makes it a top pick for full-time RV living, but even in the Sunshine State, there’s a better time to visit. Avoid the spring break crowds by planning your time in Florida in the late winter, when the temperatures and humidity aren’t yet uncomfortable and hurricane season is yet to come.

Everglades National Park is the must-visit park in Florida, found at the very southern end of the state. It’s home to wildlife you won’t see anywhere else and consistently ranks among the most-visited parks in the nation. Like Texas, Florida is a good pick to set up your domicile thanks to tax and mail-forwarding laws.

Bear in mind, though, that Florida auto insurance is on the expensive side.

#4 – New York

Must-See National Park: Niagara Falls National Heritage Area
Number of National Parks: 43
Best Time to Visit: Early fall

While some will say springtime is the time to be in New York, and others will insist it’s the holiday season in New York City, for a full-time RVer, the time to see this state in the fall. Winter is a bit too cold for RV life, and spring tends to bring a lot of rain. Fall, on the other hand, brings foliage that is renowned throughout the nation.

Especially if your plans bring you to upstate New York to visit Niagara Falls, fall will help you avoid the honeymoon crowd. If you do want to visit the Big Apple, you’ll find a surprising number of RV parks with easy access.

New York auto insurance is more expensive on average than the rest of the country. However, those state stats are skewed by NYC, so you might be able to find a good rate if you shop around. 

Stay a bit farther out and use public transportation if you don’t want to sit in traffic.

#3 – Washington State

Must-See National Park: Olympic National Park
Number of Federal Parks: 46
Best Time to Visit: Summer and early fall

Like Oregon, Washington State is known for a lot of rain, particularly along the coast. Also like Oregon, however, it has glorious summers that last into the fall. Home to Mt. Rainer and the famous Mt. St. Helens, it’s one of the few places on the mainland where you can hike on an active volcano.

The coastline is famous, and Olympic National Park gives visitors everything from mountains to tide pools.

Washington State has no income tax, which makes it an option for those seeking a domicile state.

Washington auto insurance rates are also on the low side if you’re using a domicile address here for your RV. For full-time RVers, it’s a great place to spend the shoulder season before seeking warmer climates for the winter.

#2 – Virginia

Must-See National Park: Shenandoah National Park
Number of Federal Parks: 48
Best Time to Visit: Spring through fall

Summers can be hot in Virginia, but not nearly as hot as states farther to the south. And even though winter isn’t the best time to visit, you won’t suffer frostbite if you do. Temperatures tend to be livable in an RV most of the year here.

There’s also no lack of places to see. Ranging from expansive beaches to lakes surrounded by green peaks, Virginia has a lot of variety in the landscape that makes it a good place to call home for a few months and take a break from the road.

Compare Virginia auto insurance rates to find the best deal for full-time RVers residing there.

#1 – California

Must-See National Park: Yosemite National Park
Number of Federal Parks: 91
Best Time to Visit: All year

Because California is so vast and varied, you could spend an entire year here in your RV and not run out of places to visit. From the peaks of the Sierra Nevadas to the storied beaches of Los Angeles County, California has a seemingly endless array of options. There are many options for California auto insurance, so check out the possibilities to if you decide to become a full-time Californian.

And since you’re bringing your home on the road, you can live here for a while without worrying about the sky-high cost of housing in the state.

Yosemite National Park is the most visited in the country, and you’ll even need reservations just to see some parts of the park. If you’re planning to pull up the RV here, reservations at one of the many area parks, made well in advance, are an absolute must. While you’re waiting, though, California has no shortage of other things to see.

Full Study Results: All States Ranked for Full-Time RV Living

If you’ve decided to make your RV a full-time home, you likely want to visit as many places as possible. We ranked all of the states for average temperature, number of federal parks, and the number of available RV insurance carriers. The map below shows the rankings for each state.

You’ll note that after the top 10, Alaska lands in the 11th spot. While it’s an amazing place to see and visit, it’s worth noting that getting there in an RV is no easy feat. Our ranking metric doesn’t take into account the somewhat precarious Alaska Highway (also called the Alcan Highway), best navigated in the summer months.

Methodology: How We Ranked the Top 10 States for Full-Time RV Living

We approached our ranking specifically for those that live in an RV full-time while traveling the country, rather than those that plan to stay in one place. To that end, we looked for states good for every time of year rather than just states that are best all year through.

We took average temperature data from the National Oceanic and Atmosphere Administration (NOAA), which averages temperatures over a 100-year period from 1901-2000. We also drew information on the number of federal parks in each state from the National Parks Service, the U.S. Forest Service, and the U.S. Fish and Wildlife Service.

Finally, we looked to the top insurance companies to see which offered RV insurance in each state for a full count of the available options.

RV insurance doesn’t have to be expensive, even if you own an expensive RV model. The best way to save is to compare quotes from RV insurance companies.

Plug your ZIP code into our free online quote generator to receive the best RV insurance quotes in your area based on factors like your demographic information.