Burlington, VT Auto Insurance (2024)
The average Burlington, VT auto insurance rates are $263 per month. The minimum auto insurance in Burlington is at least 25/50/10 in coverage to comply with Vermont auto insurance laws. To find the best cheap auto insurance in Burlington, Vermont, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 21, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The average commute length in Burlington is 18.6 minutes
- Average auto insurance rates in Burlington, VT for senior drivers are $1,844 per year
- The cheapest auto insurance company in Burlington is USAA
Burlington, Vermont auto insurance requirements are 25/50/10 according to Vermont auto insurance laws. Finding cheap auto insurance in Burlington can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Burlington, Vermont, including driving record, credit, commute time, and more.
Compare auto insurance in Burlington to other Vermont cities, including Rutland auto insurance rates, Montpelier auto insurance rates, and Bellows Falls auto insurance rates to see how Burlington, Vermont auto insurance rates stack up.
Before you buy Burlington, Vermont auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Burlington, Vermont auto insurance quotes.
Minimum Auto Insurance in Burlington, Vermont
Burlington, Vermont auto insurance laws require that you have at least the Vermont minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Burlington, Vermont.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Burlington, Vermont Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Burlington, Vermont are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,109 | $2,109 | $2,011 | $2,011 | $5,037 | $6,652 | $2,396 | $2,630 |
| Geico | $1,670 | $1,552 | $1,637 | $1,492 | $3,895 | $4,529 | $1,409 | $1,381 |
| Liberty Mutual | $1,982 | $2,143 | $1,752 | $1,970 | $8,623 | $9,593 | $2,273 | $2,403 |
| Nationwide | $1,429 | $1,452 | $1,287 | $1,356 | $3,487 | $4,430 | $1,641 | $1,766 |
| Progressive | $3,246 | $3,206 | $2,909 | $2,919 | $10,082 | $11,029 | $3,313 | $3,519 |
| State Farm | $2,478 | $2,478 | $2,220 | $2,220 | $7,392 | $9,506 | $2,764 | $3,062 |
| USAA | $1,089 | $1,093 | $1,020 | $1,014 | $3,508 | $3,663 | $1,489 | $1,552 |
Cheap Burlington, Vermont Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Burlington, Vermont is a challenge. Take a look at the annual teen auto insurance rates in Burlington, Vermont.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,037 | $6,652 |
| Geico | $3,895 | $4,529 |
| Liberty Mutual | $8,623 | $9,593 |
| Nationwide | $3,487 | $4,430 |
| Progressive | $10,082 | $11,029 |
| State Farm | $7,392 | $9,506 |
| USAA | $3,508 | $3,663 |
Cheap Burlington, Vermont Auto Insurance for Seniors
What are senior auto insurance rates in Burlington, Vermont? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,011 | $2,011 |
| Geico | $1,637 | $1,492 |
| Liberty Mutual | $1,752 | $1,970 |
| Nationwide | $1,287 | $1,356 |
| Progressive | $2,909 | $2,919 |
| State Farm | $2,220 | $2,220 |
| USAA | $1,020 | $1,014 |
Cheap Burlington, Vermont Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Burlington, Vermont compared to the annual auto insurance rates with a clean record in Burlington, Vermont.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,589 | $3,412 | $3,522 | $2,954 |
| Geico | $1,417 | $2,353 | $3,266 | $1,746 |
| Liberty Mutual | $3,384 | $4,043 | $4,296 | $3,648 |
| Nationwide | $1,689 | $2,164 | $2,717 | $1,854 |
| Progressive | $4,238 | $6,137 | $4,761 | $4,976 |
| State Farm | $3,646 | $4,384 | $4,015 | $4,015 |
| USAA | $1,375 | $1,736 | $2,575 | $1,529 |
Cheap Burlington, Vermont Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Burlington, Vermont is not easy. Compare the annual rates for DUI auto insurance in Burlington, Vermont to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $3,522 |
| Geico | $3,266 |
| Liberty Mutual | $4,296 |
| Nationwide | $2,717 |
| Progressive | $4,761 |
| State Farm | $4,015 |
| USAA | $2,575 |
Cheap Burlington, Vermont Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Burlington, Vermont annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $3,824 | $2,923 | $2,610 |
| Geico | $3,552 | $1,870 | $1,164 |
| Liberty Mutual | $5,740 | $3,298 | $2,490 |
| Nationwide | $2,427 | $2,019 | $1,872 |
| Progressive | $5,771 | $4,846 | $4,467 |
| State Farm | $7,061 | $3,012 | $1,972 |
| USAA | $2,601 | $1,558 | $1,252 |
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Cheap Burlington, Vermont Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Burlington, Vermont can vary. Compare the annual cost of auto insurance by ZIP code in Burlington, Vermont to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 5401 | $3,135 |
| 5405 | $3,170 |
| 5408 | $3,171 |
Cheap Burlington, Vermont Auto Insurance Rates By Commute
Commute length and annual mileage affect Burlington, Vermont auto insurance. Find the cheapest annual Burlington, Vermont auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,059 | $3,179 |
| Geico | $2,164 | $2,227 |
| Liberty Mutual | $3,843 | $3,843 |
| Nationwide | $2,106 | $2,106 |
| Progressive | $5,028 | $5,028 |
| State Farm | $3,887 | $4,144 |
| USAA | $1,782 | $1,825 |
Cheap Burlington, Vermont Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Burlington, Vermont? Check out the comparison of annual Burlington, Vermont auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,058 | $3,115 | $3,185 |
| Geico | $2,107 | $2,198 | $2,282 |
| Liberty Mutual | $3,615 | $3,836 | $4,077 |
| Nationwide | $2,143 | $2,116 | $2,059 |
| Progressive | $4,760 | $4,962 | $5,362 |
| State Farm | $3,777 | $4,038 | $4,231 |
| USAA | $1,743 | $1,801 | $1,867 |
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Best By Category: Cheapest Auto Insurance in Burlington, Vermont
Compare the cheapest auto insurance companies in Burlington, Vermont in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
The Cheapest Burlington, Vermont Auto Insurance Companies
What auto insurance companies in Burlington, Vermont are the cheapest? Compare the top Burlington, Vermont auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,119 |
| Geico | $2,196 |
| Liberty Mutual | $3,843 |
| Nationwide | $2,106 |
| Progressive | $5,028 |
| State Farm | $4,015 |
| USAA | $1,804 |
What affects auto insurance rates in Burlington, Vermont?
There are a lot of reasons why auto insurance rates in Burlington, Vermont are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Burlington, Vermont. Many local factors may affect your Burlington auto insurance rates.
Burlington Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Burlington, Vermont auto theft statistics, there have been 13 auto thefts in the city.
Burlington Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Burlington, Vermont commute length is 18.6 minutes according to City-Data.
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Compare Burlington, Vermont Auto Insurance Quotes
Before you buy Burlington, Vermont auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Burlington, Vermont auto insurance quotes.
Frequently Asked Questions
What is auto insurance?
Auto insurance is a type of insurance policy that provides financial protection against physical damage or bodily injury resulting from a car accident or other incidents involving your vehicle. It helps cover the costs associated with repairing or replacing your vehicle, medical expenses, and liability claims.
Is auto insurance mandatory in Burlington, VT?
Yes, auto insurance is mandatory in Burlington, VT, as it is in most states. Vermont law requires all drivers to carry liability insurance coverage to ensure that they can compensate others for damages or injuries they may cause in an accident.
What are the minimum auto insurance requirements in Burlington, VT?
In Burlington, VT, the minimum auto insurance requirements are:
- $25,000 bodily injury liability coverage per person
- $50,000 bodily injury liability coverage per accident
- $10,000 property damage liability coverage per accident
What other types of coverage are available in Burlington, VT auto insurance?
In addition to the mandatory liability coverage, you can also choose to include additional coverage options in your Burlington, VT auto insurance policy. Some common options include:
- Collision coverage: This helps pay for repairs to your vehicle in the event of an accident, regardless of fault.
- Comprehensive coverage: This covers damages to your vehicle caused by non-collision incidents such as theft, vandalism, fire, or natural disasters.
- Medical payments coverage: This covers medical expenses for you and your passengers, regardless of who is at fault in an accident.
- Uninsured/underinsured motorist coverage: This provides coverage if you’re involved in an accident with a driver who doesn’t have insurance or whose insurance coverage is insufficient.
How can I find affordable auto insurance in Burlington, VT?
To find affordable auto insurance in Burlington, VT, consider the following tips:
- Shop around and compare quotes from different insurance providers.
- Maintain a good driving record and avoid traffic violations.
- Opt for higher deductibles, which can lower your premium.
- Ask about available discounts, such as multi-policy, good student, or safe driver discounts.
- Consider bundling your auto insurance with other policies, such as home or renters insurance, for potential discounts.
Are there any specific factors that can affect auto insurance rates in Burlington, VT?
Yes, several factors can influence your auto insurance rates in Burlington, VT, including:
- Your driving history and record
- The type of vehicle you drive
- Your age and gender
- Your credit history
- The coverage options you choose
- Your deductible amounts
- Your mileage and usage patterns
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.