How To Cancel GEICO Auto Insurance (2024)
Do you want to know how to cancel GEICO auto insurance? It's easy and GEICO's cancellation policy allows you to cancel at any time without an early cancellation fee. Make sure you have a new policy lined up before canceling your current auto insurance policy at GEICO. The best way to save is to shop around the largest auto insurance companies and get the best rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Oct 18, 2023
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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 18, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Autoinsurance.org is a free independent consumer comparison website and is not affiliated with Geico car insurance. To get a Geico auto insurance quote, please visit geico.com. To compare quotes from many different companies, please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances you have to save.
- You need to have another policy in place before canceling your Geico insurance policy
- Geico insurance allows you to cancel your policy at any time, which means no early termination fee
- You’ll receive a refund for any unused portion of your paid auto policy
Are you ready for a change but don’t know how to cancel Geico insurance? Whether you’ve found a better insurance rate or are unhappy with another aspect of the auto insurance company, let’s look at how to cancel Geico auto insurance and find cheap auto insurance to keep you covered.
If you are wondering how to lower or reduce the rates of your Geico auto insurance, look for discounts. If you are wondering how to renew or get Geico auto insurance, visit the website. If you want to cancel your Geico auto policy, keep reading.
Before canceling your Geico insurance, you should have car insurance coverage with another company. We can help. Enter your ZIP code to get free quotes from multiple insurance companies for affordable auto insurance quotes.
How to Cancel Your Geico Auto Insurance Policy
How do you cancel Geico car insurance? It’s slightly more involved than simply picking up your phone and calling your local office, but not by much. Let’s take a closer look at the Geico cancellation policy.
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Step #1: Gather Your Information
First off, you should consider why you want to cancel your policy. When you call to cancel Geico, they will probably ask. If they can’t do anything to keep you and you’re ready to pull the trigger, make sure you have your information.
To begin the cancellation process, you’ll need to have a new auto insurance policy set up before you cancel your Geico car insurance policy.
Step #2: Get Multiple Quotes and Choose a New Policy
Now is your chance to shop around. When you’re about to cancel your existing policy, you need to find another one.
We can help you with that part. Enter your ZIP code into our free tool to get quotes from multiple auto insurance companies. It’s quick, easy, and costs you nothing.
Step #3: Buy a New Policy Before Canceling Current Policy
Before canceling your current policy, you must have a new policy. That’s because it is illegal to drive while uninsured.
If you cancel your policy without a new one and get into a car accident, you will have to pay damages from an accident out of your own pocket.
For one, each state has its minimum car insurance requirements. Search for your state’s minimum requirements using the table below, compiled from the Insurance Information Institute.
Minimum Liability Auto Insurance Requirements by State
| STATE | MINIMUM LIABILITY LIMITS |
|---|---|
| AL | 25/50/25 |
| AK | 50/100/25 |
| AZ | 15/30/10 |
| AR | 25/50/25 |
| CA | 15/30/5 |
| CO | 25/50/15 |
| CT | 25/50/20 |
| DE | 25/50/10 |
| DC | 25/50/10 |
| FL | 10/20/10 |
| GA | 25/50/25 |
| HI | 20/40/10 |
| ID | 25/50/15 |
| IL | 25/50/20 |
| IN | 25/50/25 |
| IA | 20/40/15 |
| KS | 25/50/25 |
| KY | 25/50/25 |
| LA | 15/30/25 |
| ME | 50/100/25 |
| MD | 30/60/15 |
| MA | 20/40/5 |
| MI | 20/40/10 |
| MN | 30/60/10 |
| MS | 25/50/25 |
| MO | 25/50/25 |
| MT | 25/50/20 |
| NE | 25/50/25 |
| NV | 25/50/20 |
| NH | 25/50/25 |
| NJ | 15/30/5 |
| NM | 25/50/10 |
| NY | 25/50/10 |
| NC | 30/60/25 |
| ND | 25/50/25 |
| OH | 25/50/25 |
| OK | 25/50/25 |
| OR | 25/50/20 |
| PA | 15/30/5 |
| RI | 25/50/25 |
| SC | 25/50/25 |
| SD | 25/50/25 |
| TN | 25/50/15 |
| TX | 30/60/25 |
| UT | 25/65/15 |
| VT | 25/50/10 |
| VA | 25/50/20 |
| WA | 25/50/10 |
| WV | 25/50/25 |
| WI | 25/50/10 |
| WY | 25/50/20 |
You’ll want to decide between certain coverage options. The bare minimum liability coverage is good for saving money, but it doesn’t cover damages to your vehicle.
This video from Allstate goes over what your auto insurance may cover (read our full Allstate auto insurance review for more information).
https://youtu.be/3JmQI06kkTw
If you’re financing your car, your lender probably requires that you keep full insurance coverage.
If you don’t uphold your end of that contract, your lender has the right to repossess your vehicle but will probably opt to make you purchase an expensive type of insurance called force-placed coverage.
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Step #4: Cancel Your Geico Car Insurance Policy By Phone
The best and easiest way to cancel your Geico car insurance policy is by calling in.
Call Geico’s phone number at (800) 841-1587 and select “Cancel my policy.” You’ll be sent to an agent to move forward with canceling your policy.
Consider Suspending Your Policy Instead of Canceling
Satisfied with your current policy but no longer need the same coverage? Or perhaps you are traveling out of the country for a few months? Depending on your circumstances, Geico may allow you to suspend your policy.
What info do I need to cancel?
What information do you need to have when you call to cancel with this auto insurance company? Ensure you have your full name and address, Geico policy number, and the date you want your policy period to end.
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Can I cancel my Geico policy at any time?
Geico allows you to cancel your policy at any time without a penalty. That means no early termination fee.
If you have paid your six-month policy ahead of time and have decided not to keep Geico, you will be refunded for any unused portions of insurance premiums you’ve already paid for.
If you’re going to cancel your policy with this car insurance company, you need to have a new policy. When you are ready to buy auto insurance, enter your ZIP code to get started with FREE auto insurance rates from multiple insurers.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.