Chevrolet Auto Insurance (2024)
Chevrolet auto insurance averages $144/mo, but your rates vary by driving record, model, and other factors. For instance, you'll pay about $122/mo to insure a Chevrolet Colorado. Read on to compare average Chevrolet auto insurance rates, coverage options, and find the best Chevrolet car insurance company.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Oct 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 22, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- You’ll pay the highest rates on auto insurance for a Chevrolet Silverado, Chevrolet Corvette, and Chevrolet Volt
- Drivers with clean driving records have more affordable Chevrolet insurance rates than drivers with poor driving records
- Choosing a cheaper auto insurance company will also lower Chevrolet auto insurance rates
You must carry Chevrolet auto insurance to drive legally, according to most state minimum auto insurance requirements. On average, you’ll pay $144 monthly for full coverage on a Chevrolet, but rates vary based on the model, driving characteristics, insurance company, and more.
Read on to learn more about Chevrolet auto insurance coverage, compare Chevrolet insurance quotes, and find the best Chevrolet car insurance company for you.
Chevrolet Auto Insurance Coverages
There isn’t a specific type of auto insurance you must carry if you own a Chevrolet unless you have a lease or loan on the car. In that case, you’ll need to carry collision and comprehensive insurance alongside your state-mandated auto insurance coverage. Take a look at some common Chevrolet auto insurance coverages below:
- Chevrolet Auto Insurance
- Chevrolet Corvette Stingray Auto Insurance (2024)
- Chevrolet Camaro Auto Insurance (2024)
- Chevrolet Silverado Auto Insurance (2024)
- Chevrolet Spark Auto Insurance (2024)
- Chevrolet Colorado Auto Insurance (2024)
- Chevrolet Impala Auto Insurance (2024)
- Chevrolet Corvette Auto Insurance (2024)
- Chevrolet Impala Auto Insurance (2024)
- Chevrolet Traverse Auto Insurance (2024)
- Chevrolet Captiva Sport Auto Insurance (2024)
- Chevrolet Avalanche Auto Insurance (2024)
- Chevrolet Camaro vs. Chevrolet Corvette Auto Insurance (2024)
- Bodily injury liability auto insurance
- Collision auto insurance
- Comprehensive auto insurance
- Medical payments insurance
- Modified auto insurance
- Personal injury protection auto insurance
- Property damage liability auto insurance
- Rental auto insurance
- Roadside assistance
- Rental car reimbursement
- Uninsured/underinsured motorist insurance
Even if you aren’t required to carry collision or comprehensive auto insurance, we recommend carrying these coverages on your Chevrolet. These coverages pay for your car’s repairs if it gets damaged by a collision, animal damage, weather, vandalism, or theft.
| State: | Rate Difference: |
|---|---|
| Arkansas | 20.5% |
| Delaware | 31.6% |
| Georgia | 26.9% |
| Michigan | 21.8% |
| Minnesota | 50.7% |
| West Virginia | 25.1% |
Chevy Protection Plan Auto Insurance
Alongside the above coverages, you can get the Chevrolet Protection plan backed by General Motors. The Chevy Protection plan covers repair costs for your vehicle’s engine, steering, transmission, fuel pump, and more. The Chevy plan has three levels, offering basic to comprehensive coverage: powertrain, silver, and platinum.
The Chevy Protection Plan also includes roadside assistance auto insurance for towing, battery service, flat tire assistance, fuel delivery, and lock-out assistance. However, not all states offer roadside assistance, so call the Chevy Protection Plan phone number at 833-959-0105 to learn more.
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How to Find the Best Rates for Chevy Auto Insurance
How much does it cost to insure a Chevrolet? To give you an idea of how much Chevrolet auto insurance costs, we’ll look at auto insurance rates by company for all car types and average rates for different Chevrolet models.
Chevrolet Auto Insurance Rates by Company
One of the biggest factors influencing your Chevrolet auto insurance cost is which company you pick. If you pick a cheap auto insurance company, you’ll likely have cheaper average rates no matter what car you own. Check out the table below to see average monthly rates from the top Chevrolt car insurance companies:
Full Coverage Auto Insurance Rates From Top Providers
| Insurance Company | Monthly Rates |
|---|---|
| Allstate | $160 |
| American Family | $117 |
| Auto-Owners | $33 |
| Farmers | $87 |
| Geico | $80 |
| Liberty Mutual | $174 |
| Nationwide | $115 |
| Progressive | $105 |
| State Farm | $86 |
| Travelers | $99 |
| USAA | $59 |
| U.S. Average | $119 |
If you’re a military member or veteran and qualify for USAA auto insurance, USAA is likely the cheapest company on the market. However, if you don’t qualify for USAA, other affordable choices include Geico auto insurance or State Farm auto insurance.
Chevrolet Auto Insurance Cost by Model
More expensive Chevrolet models will have higher auto insurance rates, as repairs or replacements will cost insurance companies more if you file an auto insurance claim. For example, insurance for a Chevrolet Silverado 3500HD is $18 more monthly than for a standard Chevrolet Silverado. However, Chevrolet auto insurance costs $144 monthly on average.
Look at the table below to see the average auto insurance rates for different Chevrolet models:
Chevrolet Average Monthly Full Coverage by Model
| Chevrolet Model | Full Coverage Rate |
|---|---|
| 2023 Chevrolet Camaro | $147 |
| 2023 Chevrolet Colorado | $122 |
| 2023 Chevrolet Corvette | $176 |
| 2023 Chevrolet Cruze | $143 |
| 2023 Chevrolet Equinox | $137 |
| 2023 Chevrolet Impala | $134 |
| 2023 Chevrolet Malibu | $138 |
| 2023 Chevrolet Silverado | $148 |
| 2023 Chevrolet Silverado 2500HD | $165 |
| 2023 Chevrolet Silverado 3500HD | $166 |
| 2023 Chevrolet Sonic | $136 |
| 2023 Chevrolet Spark | $131 |
| 2023 Chevrolet Suburban | $140 |
| 2023 Chevrolet Tahoe | $140 |
| 2023 Chevrolet Traverse | $126 |
| 2023 Chevrolet Trax | $128 |
| 2023 Chevrolet Volt | $169 |
Some of the more expensive Chevrolet models to insure on average include the Chevrolet Corvette, Chevrolet Volt, and Chevrolet Silverado models. Cheaper models will be the Chevrolet Colorado and Chevrolet Traverse. So, always compare auto insurance rates by vehicle make and model to find the most affordable Chevrolet car insurance.
Chevrolet Auto Insurance Rates by Age and Driving Record
Average auto insurance rates by age and driving record vary. Look at the table below to see how Chevrolet auto insurance rates change based on these factors:
Auto Insurance Monthly Rates by Driving Record From the Best Companies
| Companies | Rates With a Clean Record | Rates With a Speeding Ticket | Rates With an Accident | Rates with a DUI |
|---|---|---|---|---|
| Allstate | 318 | 374 | 416 | 522 |
| American Family | 224 | 252 | 310 | 361 |
| Farmers | 288 | 340 | 377 | 393 |
| Geico | 179 | 220 | 266 | 406 |
| Liberty Mutual | 398 | 475 | 517 | 634 |
| Nationwide | 229 | 259 | 283 | 379 |
| Progressive | 283 | 334 | 398 | 331 |
| State Farm | 235 | 266 | 283 | 303 |
| Travelers | 287 | 355 | 357 | 478 |
| USAA | 161 | 183 | 210 | 292 |
Auto insurance for teens is significantly more expensive for older drivers with more experience. In addition, high-risk drivers, like those with at-fault accidents or tickets on their record, pay higher Chevrolet auto insurance rates.
Ways to Save on Chevrolet Auto Insurance
In addition to shopping around for auto insurance rates and choosing a cheaper Chevrolet model to insure, there are other ways you save on Chevrolet auto insurance as well. Take a look at our top money-saving tips below:
- Find auto insurance discounts. Check for any auto insurance discounts that may not automatically apply, such as a safe driver discount. You can also bundle your Chevrolet auto insurance coverage with home insurance. Learn how to save money by bundling insurance policies.
- Be a safe driver and keep a clean driving record. One of the best ways to keep your auto insurance rates low is to keep a clean driving record, since at-fault accidents, DUIs, and traffic tickets will raise your rates.
- Raise your auto insurance deductible. You can raise your auto insurance deductible to reduce your rates, but don’t raise it beyond an amount you can’t pay out of pocket after an accident.
- Remove unnecessary coverages. If your Chevrolet is older and no longer worth much, you could remove collision and comprehensive insurance and carry just a minimum liability auto insurance policy.
Following the tips above can help you save on your Chevrolet auto insurance policy. While there are many factors that affect auto insurance rates you can’t control, you can control the factors above to get cheap Chevrolet car insurance coverage.
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You’ll also see your Chevrolet car insurance rates decrease as you age if you keep a clean driving record since teenagers and young adults get charged more than adult and senior drivers.
Finding Affordable Chevrolet Auto Insurance Coverage
The average auto insurance rates for Chevrolet models aren’t over $200, even for the most expensive models. While auto insurance rates vary based on a driver’s age and driving record, most Chevrolet owners will find that Chevrolet auto insurance rates are affordable.
Find the best Chevrolet auto insurance by comparing rates and coverage types from various companies.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
Are Chevys expensive to insure?
No, Chevrolet auto insurance isn’t expensive compared to other car brands. However, if your rates are too expensive, take advantage of discounts, keep a clean driving record, and shop around for Chevrolet auto insurance quotes.
How much does auto insurance cost for a Chevrolet?
Chevrolet auto insurance costs $144 monthly on average for full coverage, though other you might find more affordable Chevrolet car insurance with certain models.
Is insurance for a Chevrolet Silverado expensive?
Yes, auto insurance for a Chevrolet Silverado can be expensive depending on the payload capacity. For example, average auto insurance rates for a standard Chevrolet Silverado are $148 monthly, whereas a Chevrolet Silverado 3500HD is $166.
What factors affect the cost of Chevrolet auto insurance?
The best Chevrolet auto insurance companies consider several factors when setting rates, like Chevrolet model, driver age, driving history, coverage options, and discounts. So, comparing Chevrolet insurance quotes from various auto insurance companies is vital to find affordable coverage for you.
Are there any specific auto insurance requirements for a Chevrolet?
Each state has its own minimum requirements for liability coverage. Auto insurance requirements for a Chevrolet vehicle vary by location, so you should compare Chevrolet auto insurance rates by ZIP code.
What Chevrolet auto insurance discounts are available?
Chevrolet auto insurance discounts vary depending on the company, but you could qualify for various discounts to get affordable Chevrolet car insurance. Common auto insurance discounts include safe driver discounts, safety features discount, and multi-car discounts.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.