Chevrolet Spark Auto Insurance (2024)
Car insurance rates for a Chevrolet Spark average $1,310 a year, or around $109 a month. Shop around to find cheap Chevrolet Spark insurance rates. On average, Chevrolet Spark comprehensive insurance coverage costs $319, collision coverage costs $466, and liability coverage costs $370.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,310 a year or $109 each month
- A liability-only policy costs around $525 a year or $44 each month
- Highest rates are for teenage drivers at around $4,788 a year or $399 each month
- Good drivers can save as much as $540 a year by earning policy discounts
- Chevrolet Spark insurance costs around $209 less per year than the average vehicle
Chevrolet Spark insurance rates are about $209 less per year than the average vehicle in the U.S. Full coverage costs about $1,310 a year or $109 a month.
Good drivers can save up to $540 a year in policy discounts by practicing safe driving habits. Let’s take a look at Chevrolet Spark insurance rates, safety features, and more.
You can start comparing quotes for Chevrolet Spark car insurance rates from some of the best car insurance companies by using our free online tool now.
Chevrolet Spark Insurance Cost
The average Chevrolet Spark car insurance rates are $1,310 a year or $109 a month.
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Are Chevrolet Sparks Expensive to Insure?
The chart below details how Chevrolet Spark insurance rates compare to other subcompact hatchbacks like the Volkswagen Golf, Mitsubishi Mirage, and Volkswagen Beetle.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Volkswagen Golf | $306 | $600 | $390 | $1,454 |
| Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| Volkswagen Beetle | $280 | $542 | $332 | $1,290 |
| Ford Focus RS | $332 | $656 | $398 | $1,544 |
| Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
| Honda Fit | $268 | $512 | $258 | $1,148 |
However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.
What Impacts the Cost of Chevrolet Spark Insurance?
The Chevrolet Spark trim and model you choose will affect the total price you will pay for Chevrolet Spark insurance coverage.
Age of the Vehicle
The average Chevrolet Spark auto insurance rates are higher for newer models. For example, auto insurance rates for a 2017 Chevrolet Spark cost $1,310, while 2013 Chevrolet Spark rates are $1,234, a difference of $76.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Chevrolet Spark | $224 | $436 | $470 | $1,310 |
| 2016 Chevrolet Spark | $216 | $418 | $486 | $1,300 |
| 2015 Chevrolet Spark | $204 | $404 | $500 | $1,288 |
| 2014 Chevrolet Spark | $196 | $374 | $510 | $1,260 |
| 2013 Chevrolet Spark | $188 | $352 | $514 | $1,234 |
Driver Age
Driver age can have a significant effect on Chevrolet Spark car insurance rates. For example, 20-year-old drivers pay $1,602 more for their Chevrolet Spark car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Chevrolet Spark insurance rates. For example, drivers in Houston may pay $966 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Chevrolet Spark car insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Spark auto insurance rates with violations on their driving record.
Chevrolet Spark Safety Ratings
Your Chevrolet Spark car insurance rates are tied to the safety ratings of the Chevrolet Spark. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Spark Crash Test Ratings
Not only do good Chevrolet Spark crash test ratings mean you are better protected in a crash, but good Chevrolet Spark crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Chevrolet Spark 5 HB FWD | N/R | N/R | N/R | N/R |
| 2019 Chevrolet Spark 5 HB FWD | N/R | N/R | N/R | N/R |
| 2018 Chevrolet Spark 5 HB FWD | N/R | N/R | N/R | N/R |
| 2017 Chevrolet Spark 5 HB FWD | N/R | N/R | N/R | N/R |
| 2016 Chevrolet Spark Ev 5 HB FWD | N/R | N/R | N/R | N/R |
| 2016 Chevrolet Spark 5 HB FWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Chevrolet Spark Safety Features
The Chevrolet Spark safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Chevrolet Spark auto insurance rates. The Chevrolet Spark’s safety features include:
- Rearview camera
- Rear parking sensors
- Forward collision warning
- Lane departure warning
- Automatic emergency braking
Chevrolet Spark Finance and Insurance Cost
When financing a Chevrolet Spark, most lenders will require your carry higher Chevrolet Spark coverage options including comprehensive coverage, so be sure to shop around and compare Chevrolet Spark car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Chevrolet Spark Insurance
There are many ways that you can save on Chevrolet Spark car insurance. Below are five actions you can take to find cheap Chevrolet Spark auto insurance rates.
- Make Sure You Use an Accredited Driver Safety Program
- Compare Apples to Apples When Comparing Chevrolet Spark Insurance Quotes and Policies
- Ask About Chevrolet Spark Discounts If You Were Listed on Someone Else’s Policy
- Ask About a Student Away from Home Discount
- Check for Organization-Based Discounts, like Alumni or Employer Discounts
Top Chevrolet Spark Insurance Companies
The best auto insurance companies for Chevrolet Spark car insurance rates will offer competitive rates, discounts, and account for the Chevrolet Spark’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Chevrolet Spark Insurance Quotes Online
You can start comparing quotes for Chevrolet Spark car insurance rates from some of the best car insurance companies by using our free online tool now.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
What are the average car insurance rates for a Chevrolet Spark?
The average car insurance rates for a Chevrolet Spark are approximately $1,310 per year or $109 per month. It’s advisable to shop around to find affordable insurance rates for your Chevrolet Spark.
How much does comprehensive insurance coverage cost for a Chevrolet Spark?
On average, comprehensive insurance coverage for a Chevrolet Spark costs around $319 per year.
How much does collision coverage cost for a Chevrolet Spark?
The average cost of collision coverage for a Chevrolet Spark is approximately $466 per year.
How much does liability coverage cost for a Chevrolet Spark?
The average cost of liability coverage for a Chevrolet Spark is about $370 per year.
What factors impact the cost of Chevrolet Spark insurance?
Several factors can affect the cost of Chevrolet Spark insurance, including:
- The trim and model of the Chevrolet Spark you choose
- The age of your vehicle
- Your age as a driver
- Your location
- Your driving record
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.