American Family Insurance KnowYourDrive Review (2024)

American Family Insurance KnowYourDrive is a telematics program offered by American Family Insurance. It utilizes a mobile app or a plug-in device to monitor your driving habits and provide personalized feedback. The program aims to promote safe driving and potentially reward policyholders with discounts on their auto insurance premiums.

American Family Insurance KnowYourDrive uses telematics technology to track various aspects of your driving behavior, such as speed, acceleration, braking, and mileage. You can participate in the program by installing a mobile app on your smartphone or by using a plug-in device that connects to your vehicle’s diagnostic port. The collected data is then analyzed to assess your driving habits and determine your eligibility for discounts.

American Family Insurance KnowYourDrive collects data related to your driving behavior, including but not limited to speed, acceleration, braking, mileage, and the time of day when you drive. It may also gather information about your location while driving. However, the program does not collect any personal information unless explicitly authorized by the user.

Yes, American Family Insurance takes privacy seriously and has measures in place to protect your personal information. The program adheres to strict privacy policies and only collects data necessary for evaluating your driving habits. Additionally, American Family Insurance will not sell your personal data to third parties without your consent.

Yes, participation in American Family Insurance KnowYourDrive can potentially result in discounts on your auto insurance premiums. By consistently demonstrating safe driving habits, such as avoiding harsh braking and maintaining appropriate speeds, you may qualify for premium reductions. However, if your driving behavior is deemed risky, it could potentially lead to increased premiums.

American Family Insurance KnowYourDrive is typically offered as a complimentary program to policyholders. There are no additional fees or costs associated with participating in the program. However, it’s always a good idea to check with your insurance agent or American Family Insurance directly to confirm the details specific to your policy.

Yes, you have the option to opt out of American Family Insurance KnowYourDrive if you no longer wish to participate in the program. However, keep in mind that by opting out, you may forfeit any potential discounts that could have been applied to your insurance premiums based on your driving habits.

American Family Insurance KnowYourDrive alone will not directly impact your policy renewal. However, your driving habits and the data collected through the program may influence the insurance company’s assessment of your risk profile during the renewal process. Safe driving behaviors can be beneficial and potentially lead to more favorable renewal terms.

To enroll in American Family Insurance KnowYourDrive, you can contact your American Family Insurance agent or visit their official website. They will guide you through the enrollment process and provide you with the necessary information and instructions on how to download the mobile app or request a plug-in device, depending on your preferred method of participation.

Yes, American Family Insurance KnowYourDrive can be used for multiple vehicles covered under your American Family Insurance policy. You can either install the mobile app on multiple smartphones or request additional plug-in devices for each vehicle. This allows you to monitor the driving behavior and potentially earn discounts for all the eligible vehicles on your policy.