Clearwater Select Auto Insurance Review (2024)
Looking at Clearwater Select auto insurance? They offer auto, environmental, crop, marine, health umbrella, professional liability, and surety insurance products.
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Feb 7, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Feb 7, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Clearwater Select Insurance Company
Average Monthly Rate For Good Drivers
$83A.M. Best Rating:
AComplaint Level:
LowPros
- The employees of Hudson have experience with claims, legal, actuarial, and underwriting, to help you get competitive and attractive services and products
- Hudson uses tailored claims services according to the market segment it is dealing with
- Hudson Insurance helps higher-risk drivers get and maintain insurance coverage
Cons
- Hudson Insurance is based out of New York City but only has 10 offices throughout the United States
- Clearwater Select Insurance Company is based out of Stamford, Connecticut
- Hudson Insurance Group is actually a part of OdysseyRe and offers insurance to both individuals and businesses
- Hudson Insurance helps higher risk drivers get and maintain insurance coverage
This Clearwater Select Auto Insurance Review will mostly discuss the larger insurance company that Clearwater is a member of, Hudson Insurance Group. Hudson deals with specialty insurance and is based out of New York City.
Hudson Insurance Group is actually a part of OdysseyRe, which is an underwriter of both specialty and reinsurance insurance. Hudson Insurance offers policies to both individuals and businesses.
If you would like to compare auto insurance quotes From Clearwater and others in your local area, just enter your ZIP code in the box provided above.
What You Should Know About Clearwater Select
Clearwater Select Insurance Company is based out of Stamford, Connecticut. The address is 300 First Stamford Place, Stamford, Connecticut, 06902. The phone number for Hudson Insurance is 212-978-2800. Their fax number is 212-344-2973.
The parent company of Clearwater, Hudson Insurance Company, is based out of New York City. The address is 17 State Street, 29th Floor, New York, New York, 10004. The phone number for Clearwater Select Insurance is 203-977-8000. The fax number is 203-965-7960.
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Clearwater Select Insurance Careers
If you are interested in obtaining an insurance career with Clearwater Select, Hudson Insurance Group has career opportunities available. There are many areas of insurance with which you can get involved.
The different categories include actuaries, underwriters, claims professionals, finance and accounting, audit, human resources, customer service, and information technology.
Hudson Insurance offers a working environment that is enriching and innovative, and it strives to help its employees grow in their careers by assisting them with skill development and ongoing education.
Hudson Insurance is based out of New York City but has 10 offices throughout the United States. There are often open positions available in the many office locations.
If you are interested in applying for a particular position or would just like to submit your resume for future openings you can send in your resume to the main office in New York.
Clearwater Select Insurance Claims
Through Hudson Insurance, Clearwater Select works on resolving a claim in the best manner possible. Hudson uses tailored claims services according to the market segment it is dealing with.
If necessary, Hudson will use other professionals or qualified defense firms to help with the claim process.
If you have a claim to file, you can call your agent or the toll-free number at 1-866-546-3981.
Clearwater Select Insurance Coverage Options
Through Hudson Insurance Group, Clearwater is able to offer a wide variety of insurance products. Hudson Insurance works with a number of specific target markets.
The employees of Hudson have experience with claims, legal, actuarial, and underwriting, to help you get competitive and attractive services and products.
Hudson also analyzes its services and products to see how they compare with the competition so that the company is always offering what the customer wants.
The types of products that Hudson offers include individual auto, commercial auto, environmental, crop, GL/ Package, financial products, marine, healthcare, personal umbrella, nutraceuticals, specialty property, specialty casualty, professional liability, and surety products.
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Clearwater Select Insurance Auto Insurance
Hudson Insurance offers both personal and commercial auto insurance. Personal auto insurance is available through independent agents and brokers. Hudson focuses on providing non-standard products.
This means that the company offers insurance coverage to drivers who are at higher risk such as those who drive a particular vehicle, are of a certain age, or have a poor driving record.
Hudson Insurance is able to help these higher-risk drivers get and maintain insurance coverage even though other companies may not be able to.
Personal auto insurance is underwritten through two different program administrators, SCJ Insurance Services and Cabrillo Pacific Insurance Services.
Both underwriters only cover residents of California. SCJ Insurance Services offers liability coverage only and Cabrillo Pacific offers both full and liability coverage.
For commercial auto insurance, Hudson offers a number of programs. These programs include non-trucking physical damage/ liability, long haul trucking, concrete pumper & mobile crane, waste haulers, motor truck cargo, and specialty auto/ transportation.
The main underwriters for commercial auto are managing general underwriters and managing general agents.
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Frequently Asked Questions
What is Clearwater Select Auto Insurance?
Clearwater Select Auto Insurance is an auto insurance policy provided by Clearwater Insurance Company. It offers coverage for personal vehicles, protecting against financial losses resulting from accidents, theft, and other covered incidents.
What types of coverage does Clearwater Select Auto Insurance offer?
Clearwater Select Auto Insurance provides a range of coverage options, including:
- Liability Coverage: This covers damages and injuries you cause to others in an accident.
- Collision Coverage: It pays for damages to your vehicle resulting from a collision with another vehicle or object.
- Comprehensive Coverage: This covers non-collision-related damages to your vehicle, such as theft, vandalism, or natural disasters.
- Personal Injury Protection (PIP): PIP coverage pays for medical expenses and related costs for you and your passengers in the event of an accident.
- Uninsured/Underinsured Motorist Coverage: It protects you if you’re involved in an accident with a driver who doesn’t have insurance or has insufficient coverage.
How can I obtain a Clearwater Select Auto Insurance policy?
To obtain a Clearwater Select Auto Insurance policy, you can reach out to Clearwater Insurance Company directly. They have licensed agents available to assist you with the application process and provide you with a quote based on your specific needs and circumstances.
What factors can affect the cost of Clearwater Select Auto Insurance premiums?
Several factors can influence the cost of your Clearwater Select Auto Insurance premiums, including:
- Your driving record: A history of accidents or traffic violations may result in higher premiums.
- Vehicle type: The make, model, and age of your vehicle can impact insurance rates.
- Coverage limits: Higher coverage limits typically lead to higher premiums.
- Deductible amount: Choosing a higher deductible can lower your premiums but increase your out-of-pocket expenses in the event of a claim.
- Location: The area where you live and park your vehicle can affect the insurance rates due to factors such as crime rate and traffic patterns.
- Credit history: In some states, insurers may consider credit history as a factor in determining premiums.
Can I customize my Clearwater Select Auto Insurance policy?
Yes, Clearwater Select Auto Insurance allows policyholders to customize their coverage to some extent. You can typically choose the coverage limits, deductible amounts, and additional optional coverages that best suit your needs and budget. Clearwater Insurance Company’s licensed agents can provide guidance in tailoring the policy to your specific requirements.
How can I file a claim with Clearwater Select Auto Insurance?
In the event of an accident or covered incident, you can file a claim with Clearwater Select Auto Insurance by contacting their claims department. You will need to provide details about the incident, such as the date, time, and location, along with any relevant documentation, such as police reports or repair estimates. Clearwater Insurance Company will guide you through the claims process and work to resolve your claim promptly.
Can I cancel my Clearwater Select Auto Insurance policy?
Yes, you can cancel your Clearwater Select Auto Insurance policy at any time. However, it’s important to review the terms and conditions of your policy and consider any potential penalties or fees for early termination. Contact Clearwater Insurance Company or your agent to initiate the cancellation process and discuss any necessary steps or requirements.
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.