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Dealers Assurance Auto Insurance Review (2024)

Dealers Assurance auto insurance provides commercial insurance products to automobile dealerships. Enter your ZIP code to compare auto insurance quotes now.

UPDATED: Feb 7, 2024Fact Checked

Rachel Bodine

Feature Writer

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Feature Writer

Daniel Walker

Licensed Auto Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Auto Insurance Agent

UPDATED: Feb 7, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Feb 7, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Feb 7, 2024Fact Checked

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Dealers Assurance

Average Monthly Rate For Good Drivers

$114

A.M. Best Rating:

A-

Complaint Level:

Low

Pros

  • Dealers Assurance provides insurance products to auto dealerships
  • Dealers Assurance has excellent financial ratings with AM Best
  • The company is able to offer insurance to 50 states and the District of Columbia.

Cons

  • Dealers Assurance does not offer personal auto insurance coverage
[su_box title="Things to Remember..." style="default”]
  • Dealers Assurance provides insurance products to auto dealerships
  • Dealers Assurance does not offer personal auto insurance coverage
  • Dealers Assurance has excellent financial ratings with AM Best
[/su_box] This Dealers Assurance auto insurance review will focus on Dealers Assurance Company located in Columbus, Ohio. The company was formed in 1980. Start your search for the best auto insurance rates by entering your ZIP code!

This Dealers Assurance auto insurance review will focus on Dealers Assurance Company located in Columbus, Ohio. The company was formed in 1980.

Start your search for the best auto insurance rates by entering your ZIP code!

What You Should Know About Dealers Assurance

The Dealers Alliance Corporation is the parent company to Dealers Assurance Company and was formed in 1977.

Dealers Alliance Corporation bought out the Mahoning Insurance Company and renamed it Dealers Assurance Company in 1980. The Mahoning Insurance Company was founded in 1935.

All of these companies operate out of Ohio.

Dealers Assurance Company does not offer insurance products to consumers. The primary clientele basis for Dealers Assurance Company is auto dealerships.

The company is able to offer insurance to 50 states and the District of Columbia.

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Dealers Assurance Company Customer Service

Dealers Assurance Company works specifically with auto dealerships. They are trained in business to business relations.

Companies that work in business to business relations generally understand the importance of each client, which transfers into excellent customer service most of the time.

Since they deal with a large coverage area, the argument can be made that there are too many clients to deliver truly personalized service.

If this is a concern for you, you may wish to find alternative companies that work locally. If you decide to do that, the problem you may encounter is one related to stability.

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Dealers Assurance Insurance Coverage Options

As the name indicates, Dealers Assurance Company is an insurance carrier that insures automobile dealerships. There is no indication they are able to offer any other insurance products for consumers or businesses.

Since the company works primarily with auto dealerships and not consumers, there is little information available on their website in terms of the products they are able to offer. This is not unusual.

A company like Dealers Assurance Company would prefer to conduct all communication via e-mail or over the phone.

Insurance for auto dealers is a more complex policy than what consumers get for their personal auto insurance policies because a dealership is dealing with a large amount of vehicles and capital that consumers don’t have to worry about when looking for auto insurance.

There are also stricter laws for this kind of insurance and can vary greatly based on the state in which you reside. Dealers Assurance Company works with the majority of the United States.

If you are interested in the insurance products that Dealers Assurance Company has to offer, you can contact them through the toll-free number.

How Dealers Assurance Ranks Among Providers

Dealers Assurance Company has a financial strength rating of A- through AM Best. They also have an A- issuer credit rating through AM Best. Both of these ratings are considered to be excellent.

The size of this company and its revenue indicate this is a strong and safe choice to consider for your dealership’s insurance needs.

Besides the AM Best rating, there is little information regarding Dealers Assurance Company to determine their level of service.

The fact that there aren’t any negative reviews to report is a good sign. An owner of a dealership who is unhappy with his or her insurance service through Dealers Assurance Company would be sure to reflect negatively upon the company.

Nothing can be found to indicate that Dealers Assurance Company isn’t an excellent company to consider for your insurance needs.

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Frequently Asked Questions

What is Dealers Assurance Auto Insurance?

Dealers Assurance Auto Insurance is an insurance company that specializes in providing auto insurance coverage to car dealerships and their customers. They offer insurance solutions tailored to the unique needs of the automotive industry, including coverage for inventory, liability, and customer vehicles.

Who can purchase Dealers Assurance Auto Insurance?

Dealers Assurance Auto Insurance primarily serves car dealerships and their customers. Car dealerships can purchase insurance coverage to protect their inventory, property, and operations. Customers of car dealerships may also have the option to purchase insurance coverage from Dealers Assurance when buying a vehicle.

What types of coverage does Dealers Assurance Auto Insurance offer for car dealerships?

Dealers Assurance Auto Insurance offers a range of coverage options for car dealerships, including garage liability insurance, dealer open lot insurance (for vehicle inventory), property insurance, workers’ compensation insurance, and various other policies to protect dealerships against potential risks and liabilities.

How can car dealerships or customers obtain a quote from Dealers Assurance Auto Insurance?

To obtain a quote from Dealers Assurance Auto Insurance, car dealerships or customers can typically reach out to their local dealership or contact Dealers Assurance directly. Dealerships often work with insurance agents who can assist in obtaining quotes and explaining coverage options to customers.

Can customers choose their own auto insurance provider when buying a vehicle from a dealership insured by Dealers Assurance?

In some cases, customers buying a vehicle from a dealership insured by Dealers Assurance may have the option to choose their own auto insurance provider. However, it’s important to note that some dealerships may require customers to carry insurance through Dealers Assurance or provide proof of coverage before completing the purchase.

Can car dealerships customize their insurance coverage with Dealers Assurance?

Yes, car dealerships working with Dealers Assurance Auto Insurance often have the ability to customize their insurance coverage to suit their specific needs. This may include selecting different coverage limits, adding endorsements or specialized coverage, and tailoring the policy to the unique risks and operations of the dealership.

Can customers add additional coverage options to their policy when purchasing insurance through Dealers Assurance?

Yes, customers purchasing insurance through Dealers Assurance for their vehicle from a dealership may have the option to add additional coverage options to their policy. These additional options may include extended warranties, gap insurance, roadside assistance, rental car reimbursement, and more. Customers should discuss these options with their dealer and Dealers Assurance.

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Rachel Bodine

Feature Writer

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Feature Writer

Daniel Walker

Licensed Auto Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Auto Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Compare Quotes from Top Companies and Save

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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