Farmers Signal Review (2024)

The Farmers Signal app monitors specific driving behaviors, such as distracted driving, mileage, time of day, and speeding. Drivers earn a 5% discount for participating and up to a 30% discount at renewal based on safe driving.

In addition, discounts increase if all drivers on the policy participate. Families with drivers under 25 years old earn an additional 10%. If a driver earns an 80% score or higher, they get entered into gift card giveaways.

Signal also offers CrashAssist, which can contact emergency services and send your location to contacts if it detects an accident.

Disadvantages of using Farmers Signal app include personal data tracking and the possibility of a rate increase for risky driving.

Drivers who are confident in their safe driving skills, don’t drive late at night, and keep the mileage low should consider Signal. However, drivers who like to speed, use their phones while driving, or work night shifts might want to skip the program since Farmers can raise rates for risky drivers.

What You Should Know About Farmers Insurance Group

Many auto insurance companies offer usage-based auto insurance coverage and telematics programs to encourage safe driving. However, each insurer monitors different driving habits and provides different discounts.

Farmers offer safe drivers an auto insurance discount based on their monitored driving. Drivers get a 5% initial discount for participating in the program and up to a 30% discount at renewal based on how they score with Signal.

However, drivers who show risky driving behaviors, such as speeding and distracted driving, may see their rates increase at renewal.

Farmers Insurance Group Insurance Rates Breakdown

Farmers may be right for you if you’re searching for affordable car insurance since it’s one of the top insurance companies in the U.S. In addition, Farmers insurance Signal reviews are typically positive. However, coverage isn’t available in every state.

To learn more about the company, read our Farmers Auto Insurance Review.

The table below shows the company’s competitive car insurance rates by state.

In addition, Farmers policies and prices are competitive in the auto insurance market. Farmers auto insurance discounts help lower rates.

While Farmers has higher than average rates, it has few complaints and positive financial strength ratings from companies like A.M. Best.

If you choose Farmers car insurance company, you can rest assured that the company will take care of your needs.

Farmers Insurance Group Discounts Available

Many auto insurance companies offer usage-based coverage and telematics programs to encourage safe driving. However, each insurer monitors different driving habits and provides different discounts.

Farmers offer safe drivers an auto insurance discount based on their monitored driving. Drivers get a 5% initial discount for participating in the program and up to a 30% discount at renewal based on how they score with Signal.

However, drivers who show risky driving behaviors, such as speeding and distracted driving, may see their rates increase at renewal.

How does the Signal discount from Farmers work?

The Farmers Signal app allows policyholders with Farmers car insurance to track their driving to save money and earn benefits. To sign up for the Signal program, customers must first speak to a Farmers agent or customer service.

Then, you’ll receive a text with a link to download the app. Monitoring begins as soon as you drive, and the discount gets calculated in as little as 10 trips.

Once enrolled in Signal by Farmers, you’ll immediately earn a 5% discount on your auto insurance policy. The benefits of the Signal program increase as you improve your driving or add members to your policy.

Farmers Signal focuses on rewarding families with young drivers by allowing families with individuals under 25 to save an additional 10% on their policies.

To get a discount, you must do well in certain categories of safe driving that Signal monitors.

Driving habits monitored by Signal include:

• Distracted driving
• Time of day
• Hard braking
• Speeding
• Mileage

Remember that if you exhibit risky driving behaviors, Farmers may raise your rates at renewal. Low-mileage drivers who don’t drive late at night, use their phones behind the wheel, speed, or tailgate may see a significant discount.

What are other advantages of using Farmers Signal?

In addition to earning a discount, Signal helps you become a safer driver. Studies show that telematics programs help drivers avoid accidents since they pay more attention to how they drive. In turn, auto insurance rates stay low.

Drivers who score 80% or higher also get entered into drawings for additional rewards like gift cards, an extra incentive for drivers to engage in safe driving behaviors.

Signal also offers CrashAssist as part of the app. CrashAssist uses the Signal app to detect when an accident occurs. Then, you can use the app to contact emergency services, start a claim, and share your location with contacts. In addition, you can order a tow truck.

How do you qualify for the Farmers Insurance Signal discount?

To participate in the Farmers Signal program, you must have Farmers insurance and contact customer service or your agent.

You must also agree to download the app and allow tracking. Remember, the app continuously runs in the background. It records personal data, uses your cellphone data plan to transmit, and uses your battery.