MassMutual Auto Insurance Review (2024)
MassMutual Life Insurance offers financial planning, including MassMutual RetireSmart. MassMutual is rated highly by A.M. Best, an A++, and MassMutual's subsidiaries offer a variety of supplemental products as well.
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Feb 7, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Feb 7, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Massachusetts Mutual Life Insurance Company
Average Monthly Rate For Good Drivers
$129A.M. Best Rating:
A++Complaint Level:
LowPros
- MassMutual is a major life insurance and financial planning company
- MassMutual also offers long-term care and other supplemental policies
Cons
- There is no option to buy auto insurance from MassMutual
- MassMutual is a major life insurance and financial planning company
- There is no option to buy auto insurance from MassMutual
- MassMutual also offers long-term care and other supplemental policies
With more and more baby boomers entering retirement, the U.S. Census Bureau measures 52 million people aged 65 and older, retirement and financial planning institutions like MassMutual will likely see a peak in business never experienced before.
With Over 160 Years Of History in life and health insurance as well as financial planning, MassMutual seems ready for the challenge. However, they have never sold any form of MassMutual car insurance, and it does not look like they have any plans of entering the auto insurance market anytime soon.
What You Should Know About MassMutual
The headquarters for MassMutual is in Springfield, Massachusetts, but it has dedicated financial planning agents throughout the country. Check for your local MassMutual agent through the company website.
The site also offers a search option for satellite office locations and MassMutual subsidiaries that may be in your area.
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Does MassMutual have agents?
MassMutual has agents known as financial professionals located throughout the country. You can search for MassMutual agents near you online at the company website.
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How do I file a claim with MassMutual?
Like most modern insurance companies, MassMutual has moved the majority of its claims process online. The online MassMutual Life Insurance login lets policyholders report and check the status of their claims anywhere and at any time, even from the convenience of their smartphone. The company has dedicated apps to make the entire claims process fast and easy.
Since not everyone still offers a more personal approach to the claims process. You can either contact your local financial advisor/agent directly or call the toll-free MassMutual phone number and follow the instructions listed below.
- Initiate a request. Call 1-800-272-2216. A claim packet will be sent to you following your call.
- Complete the claim packet. Upon receipt, complete the claim packet in its entirety. Sign and date each form where indicated.
- Submit a claim.
The online claims process is recommended by MassMutual for a speedy and more informative claims process, but it is more than happy to accommodate policyholders with a more personal approach through call and mail-in procedures.
How do I get a quote from MassMutual?
With MassMutual’s expanded capacity in the realms of short and long-term health and life insurance as well as dipping their toes in the financial planning market, you may be confused and left wondering whether or not MassMutual is an insurance company at all.
It is, in fact, one of the highest-rated life and health insurance companies in the industry, with a long history of success dating back to the 1800s. The company’s expertise is in planning short and long term goals for both your finances and medical well-being.
So how can you get an insurance quote from this top-rated health and life insurance company?
Individuals can start the quote process online or by contacting a local agent.
MassMutual promotes a person-to-person approach when it comes to quoted estimates as they want to ensure both individual and agent are the right fit. They are, first and foremost a, short and long-term planning institutions.
As for the long term, does MassMutual offer quotes on retirement plans? And what is MassMutual Retiresmart?
Once again, MassMutual’s quote process for retirement can be started online or by contacting a local agent. The MassMutual Retiresmart is the official online portal for directing policyholders toward better future planning, regardless of age.
Retiresmart is the companies dedicated site to retirement plans once the quote process has been completed providing insight as well as direction for app and online account usage.
The site also provides a learning center that promotes clear and concise communication between MassMutual and the policyholders.
MassMutual also partnered with the Red Cross during this time of crisis serving between 1,100 and 1,300 meals a day, which was well beyond the 500 meals it originally planned for.
In recent years, the Massachusetts Mutual Life Company has expanded its reach in the insurance and financial planning industry by merging with Connecticut Mutual Life Insurance Company of Hartford, Connecticut in 1995.
The current MassMutual logo was actually adopted as a result of this merger and is referenced as “the blue chip” after the company’s old tagline “The Blue Chip Company”.
The company altered in size drastically by the turn of the century and officially started trading under the name of MassMutual Financial Group in 1998. They have ranked No. 93 in the 2018 Fortune 500 list of the largest U.S.-based corporations and earned the Fortune title of World’s Most Admired Company in 2018.
How is MassMutual rated? The company is financially stable, with MassMutual receiving an A.M. Best rating of A++ (superior). A.M. Best, the top credit rating agency in the insurance industry, provides continuous updates on insurance company financials. Their top rating shows that MassMutual is a safe investment for policyholders today and soon.
So is MassMutual the highest-rated life insurance company? If not, what is the highest-rated life insurance company?
The answer would be a resounding yes; in life insurance, MassMutual had an increase of nearly $715 billion in premiums in 2018 and was the number-one writer of whole life insurance for the third year.
Both J.D. Power and MassMutual’s Glassdoor employee reviews all point to the insurance company being a legitimate enterprise. In the most recent J.D. Powers life insurance ratings measuring customer satisfaction, MassMutual scored 751 points out of 1,000, a little above average.
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MassMutual Insurance Rates Breakdown
Since MassMutual does not offer auto insurance, you may be wondering at this point how to compare cheap auto insurance rates. A good start to this process can be found with our free online quote option.
The table below will give you an idea of average auto insurance rates by age and gender.
Average Annaual Auto Insurance Rates By Age and Gender
| Companies | Single 17-Year Old Female Rates | Single 17-Year Old Male Rates | Single 25-Year Old Female Rates | Single 25-Year Old Male Rates | Married 35-Year Old Female Rates | Married 35-Year Old Male Rates | Married 60-Year Old Female Rates | Married 60-Year Old Male Rates |
|---|---|---|---|---|---|---|---|---|
| USAA | $4,807.54 | $5,385.61 | $1,988.52 | $2,126.14 | $1,551.43 | $1,540.32 | $1,449.85 | $1,448.98 |
| Geico | $5,653.55 | $6,278.96 | $2,378.89 | $2,262.87 | $2,302.89 | $2,312.38 | $2,247.06 | $2,283.45 |
| State Farm | $5,953.88 | $7,324.34 | $2,335.96 | $2,554.56 | $2,081.72 | $2,081.72 | $1,873.89 | $1,873.89 |
| American Family | $5,996.50 | $8,130.50 | $2,288.65 | $2,694.72 | $2,202.70 | $2,224.31 | $1,992.92 | $2,014.38 |
| Nationwide | $5,756.37 | $7,175.31 | $2,686.48 | $2,889.04 | $2,360.49 | $2,387.43 | $2,130.26 | $2,214.62 |
| Progressive | $8,689.95 | $9,625.49 | $2,697.73 | $2,758.66 | $2,296.90 | $2,175.27 | $1,991.49 | $2,048.63 |
| Farmers | $8,521.97 | $9,144.04 | $2,946.80 | $3,041.44 | $2,556.98 | $2,557.75 | $2,336.80 | $2,448.39 |
| Travelers | $9,307.32 | $12,850.91 | $2,325.25 | $2,491.21 | $2,178.66 | $2,199.51 | $2,051.98 | $2,074.41 |
| Allstate | $9,282.19 | $10,642.53 | $3,424.87 | $3,570.93 | $3,156.09 | $3,123.01 | $2,913.37 | $2,990.64 |
| Liberty Mutual | $11,621.01 | $13,718.69 | $3,959.67 | $4,503.13 | $3,802.77 | $3,856.84 | $3,445.00 | $3,680.53 |
All you have to do is type in your ZIP code; we do all the work for you. Before you know it, you’ll receive a list of detailed quotes from the top auto insurance companies in your area. It’s that simple.
Frequently Asked Questions
What bank does MassMutual use?
The bank is the MassMutual Trust Company, an FSB federal savings bank chartered by the Office of the Comptroller of the Currency. The Trust Company, however, does not engage in traditional banking activities such as taking deposits, making loans or giving mortgages.
Are MassMutual and Northwestern Mutual the same company?
No. MassMutual and Northwestern Mutual are not the same company although the two work in the same life insurance markets. A quick search of Northwestern Mutual reviews reveals that the two companies are actually top competitors in the financial advising field as well. MassMutual reviews have nothing to do with Northwestern Mutual.
Can you purchase a MassMutual health insurance plan?
You cannot purchase a MassMutual health insurance plan as the company does not sell individual health insurance policies; the financial advising company focuses on long-term planning, life insurance, and retirement options. Some life insurance policies do overlap and will cover some form of health insurance.
Is MassMutual Auto Insurance a reputable company?
MassMutual is a well-established and reputable company in the insurance and financial services industry. However, it’s important to note that MassMutual primarily focuses on life insurance and other financial products, and does not directly offer auto insurance. When seeking auto insurance coverage, it’s advisable to explore other insurance providers that specialize in auto insurance.
What types of coverage does MassMutual Auto Insurance offer?
As mentioned earlier, MassMutual does not directly offer auto insurance. They primarily focus on life insurance and other financial products. To obtain auto insurance coverage, it’s recommended to consider other insurance companies that specialize in auto insurance.
How can I get a quote for auto insurance from MassMutual?
MassMutual does not offer auto insurance directly. To obtain a quote for auto insurance, you should research and contact other insurance companies that specialize in auto insurance coverage. They will guide you through the quoting process and provide you with a premium estimate based on your specific needs and circumstances.
Does MassMutual offer any discounts on auto insurance?
Since MassMutual does not directly provide auto insurance, they do not offer discounts specific to auto insurance policies. However, they may offer discounts or savings opportunities on their other financial products and services. When considering auto insurance, it’s recommended to inquire about available discounts with the insurance providers you are considering.
How is MassMutual’s customer service?
MassMutual is generally known for its excellent customer service in relation to their life insurance and financial products. However, it’s important to note that MassMutual does not directly offer auto insurance. When evaluating customer service for auto insurance, it’s best to consider the customer reviews and ratings of the specific insurance companies that specialize in auto insurance.
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.