State National Auto Insurance Review (2024)

Things look good for State National. State National Insurance Company Inc bond claims are now an option.

Now that you know everything you need to know about purchasing your auto insurance policy from State National Insurance Company, we hope you will feel more confident in purchasing your policy.

You should always compare your quoted price to other companies, like the Tokio State National Insurance company, to ensure you’re getting the best rate.

Looking to buy State National auto insurance or hoping to find great rates from other providers? Now that you’ve finished this State National auto insurance review enter your ZIP code below and compare FREE car insurance quotes.

What You Should Know About State National

Many auto insurance providers offer different bundling options. Bundling your insurance refers to purchasing multiple policies from the same company. For example, you can purchase your auto insurance policy as well as your life insurance from the same company if you choose. Most insurance companies offer a discount of anywhere from 5 percent to 25 percent if you choose to bundle.

Check out the video below to learn about the pros and cons of bundling your insurance policies.

Many companies offer multi-car discounts, also. You can think of this as a way of bundling, but in this case, you are buying auto insurance for multiple vehicles. Auto insurance companies offer up to a 25 percent multi-car discount on combined policies.

Canceling Your State National Insurance Company Auto Insurance Policy

State National Insurance understands that people need to cancel their auto insurance policy for many reasons. For this reason, they make it fairly simple to cancel your auto insurance policy should you need to do so.

Next, insurance reviews will tell you more about policy cancellations and filing claims.

Is there a cancellation fee?

State National Insurance Company does not charge a cancellation fee if you need to cancel your policy.

Is there a refund?

Whether you can get a refund on your policy depends on the type of policy and when you choose to cancel. If you cancel a refundable policy in the middle of the policy cycle, you will receive roughly half of what you paid, assuming you only paid for that cycle.

Since refund amounts may vary and depend on various factors, it is always best to check with your insurance agent to see what factors apply to you.

How do you cancel?

What should you do if you need to cancel your policy? You can cancel your policy at any time by contacting your auto insurance agent and letting them know you’d like to cancel it. Your agent will let you know when the changes will take effect and whether or not you are entitled to a refund of any policy premiums you have paid.

How to Make a State National Insurance Company Auto Insurance Claim

Knowing how to file an insurance claim is important. While there are a few ways to make an auto insurance claim, the best way is to contact your carrier directly.

Since State National Insurance Company acts as your insurance carrier, you can get in touch with them on their toll-free number or send them a detailed email.

It is important for your insurance carrier to have all the necessary information in place as soon as possible to put your auto insurance claim on the fast track.

State National Insurance Company: Auto Insurance Ratings

As mentioned earlier, the State National Insurance Company was purchased by the Markel Corporation in 2017.

State National Insurance Company was first eligible to receive an A.M. Best rating in 1993 and has achieved an “A” rating ever since. Their “A” rating from A.M. Best ensures a high level of service, expansive authority, and exceptional communication and support standards.

Is State National Insurance Company admitted? Yes, they are admitted carrier. State National Insurance Company is not accredited with the Better Business Bureau (BBB), but they do have an A+ rating with the BBB.

Many individual customer reviews exist for State National Insurance Company, though reviews directed particularly to their auto insurance branch are not readily available. Markel Corporation reviews are also available online.

The accessibility and availability of the top echelon and management committees have been applauded in these reviews, as well as their competitive pricing and long tenure.

State National Insurance Coverage Options

One of the first things you will need to do when purchasing your auto insurance policy is to decide how much coverage you need.

The table below shows some of the different types of policies and coverage available to you and what they do.

Types of Auto Insurance Coverage

If you are financing your vehicle, your loan company may require you to carry full coverage insurance. Otherwise, you will need at least the minimum liability insurance required by your state of residence.

State National Insurance Rates Breakdown

While the price isn’t always the deciding factor when it comes to choosing an auto insurance policy, it is usually one of the most important. Customer satisfaction is another thing that drivers look for when choosing auto insurance.

You can take a look at the table below to get an idea of what you might pay for auto insurance depending on how much coverage you decide to buy. What is the highest-rated auto insurance company? The table shows average annual rates based on coverage levels.

Average Auto Insurance Rates by Coverage

It is important to keep in mind that these are just guidelines. Actual rates will depend on a variety of factors such as age, driving history, ZIP code, etc.

State National Discounts Available

Generally, your discount options through the company depend on what each provider has to offer, but many discounts are standard throughout the industry. The table below shows some of the most common car insurance discounts available, an estimate of how much money each can save you, as well as the major auto insurance companies that offer the discount.

Standard Auto Insurance Discounts Offered by Major Companies

As you can see, it is always a good idea to check with your insurance provider to see what types of discounts you may qualify for as they can save you a lot of money on your auto insurance.