Conway, AR Auto Insurance (2024)
The average Conway, AR auto insurance rates are $330 per month. The minimum auto insurance in Conway is at least 25/50/25 in coverage to comply with Arkansas auto insurance laws. To find the best cheap auto insurance in Conway, Arkansas, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Conway, AR for senior drivers are $2,042 per year
- The cheapest auto insurance company in Conway is USAA
- The most expensive auto insurance company in Conway for teen drivers is Travelers
Conway, Arkansas auto insurance requirements are 25/50/25 according to Arkansas auto insurance laws. Finding cheap auto insurance in Conway can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Conway, Arkansas, including driving record, credit, commute time, and more.
Compare auto insurance in Conway to other Arkansas cities, including North Little Rock auto insurance rates, Pine Bluff auto insurance rates, and Fayetteville auto insurance rates to see how Conway, Arkansas auto insurance rates stack up.
Before you buy Conway, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Conway, Arkansas auto insurance quotes.
Minimum Auto Insurance in Conway, Arkansas
Conway, Arkansas auto insurance laws require that you have at least the Arkansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Conway, Arkansas.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Conway, Arkansas Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Conway, Arkansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,783 | $2,791 | $2,497 | $2,668 | $10,348 | $12,427 | $3,052 | $3,299 |
| Farmers | $2,118 | $2,105 | $1,889 | $1,994 | $9,163 | $9,494 | $2,421 | $2,533 |
| Geico | $2,284 | $2,251 | $2,100 | $2,042 | $6,232 | $6,220 | $2,263 | $2,295 |
| Liberty Mutual | $2,249 | $2,408 | $2,158 | $2,410 | $8,143 | $8,969 | $2,431 | $2,538 |
| Nationwide | $2,695 | $2,741 | $2,421 | $2,554 | $6,616 | $8,415 | $3,095 | $3,333 |
| Progressive | $2,526 | $2,378 | $2,082 | $2,181 | $10,993 | $12,361 | $3,015 | $3,254 |
| State Farm | $1,746 | $1,746 | $1,579 | $1,579 | $5,258 | $6,595 | $1,973 | $2,268 |
| Travelers | $2,068 | $2,103 | $2,068 | $2,069 | $12,464 | $20,047 | $2,228 | $2,532 |
| USAA | $1,321 | $1,327 | $1,232 | $1,230 | $4,269 | $4,452 | $1,696 | $1,819 |
Cheap Conway, Arkansas Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Conway, Arkansas is a challenge. Take a look at the annual teen auto insurance rates in Conway, Arkansas.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,348 | $12,427 |
| Farmers | $9,163 | $9,494 |
| Geico | $6,232 | $6,220 |
| Liberty Mutual | $8,143 | $8,969 |
| Nationwide | $6,616 | $8,415 |
| Progressive | $10,993 | $12,361 |
| State Farm | $5,258 | $6,595 |
| Travelers | $12,464 | $20,047 |
| USAA | $4,269 | $4,452 |
Cheap Conway, Arkansas Auto Insurance for Seniors
What are senior auto insurance rates in Conway, Arkansas? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,497 | $2,668 |
| Farmers | $1,889 | $1,994 |
| Geico | $2,100 | $2,042 |
| Liberty Mutual | $2,158 | $2,410 |
| Nationwide | $2,421 | $2,554 |
| Progressive | $2,082 | $2,181 |
| State Farm | $1,579 | $1,579 |
| Travelers | $2,068 | $2,069 |
| USAA | $1,232 | $1,230 |
Cheap Conway, Arkansas Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Conway, Arkansas compared to the annual auto insurance rates with a clean record in Conway, Arkansas.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,095 | $5,171 | $5,757 | $4,910 |
| Farmers | $3,351 | $4,301 | $4,205 | $4,002 |
| Geico | $2,195 | $3,345 | $4,942 | $2,362 |
| Liberty Mutual | $2,664 | $4,335 | $5,073 | $3,581 |
| Nationwide | $3,102 | $4,005 | $5,415 | $3,414 |
| Progressive | $4,175 | $5,827 | $4,392 | $5,001 |
| State Farm | $2,596 | $3,090 | $2,843 | $2,843 |
| Travelers | $4,769 | $4,925 | $7,246 | $5,850 |
| USAA | $1,661 | $2,115 | $3,053 | $1,844 |
Cheap Conway, Arkansas Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Conway, Arkansas is not easy. Compare the annual rates for DUI auto insurance in Conway, Arkansas to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,757 |
| Farmers | $4,205 |
| Geico | $4,942 |
| Liberty Mutual | $5,073 |
| Nationwide | $5,415 |
| Progressive | $4,392 |
| State Farm | $2,843 |
| Travelers | $7,246 |
| USAA | $3,053 |
Cheap Conway, Arkansas Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Conway, Arkansas annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,256 | $4,801 | $3,892 |
| Farmers | $4,498 | $3,788 | $3,608 |
| Geico | $3,844 | $3,165 | $2,624 |
| Liberty Mutual | $5,645 | $3,417 | $2,677 |
| Nationwide | $4,703 | $3,791 | $3,456 |
| Progressive | $5,475 | $4,695 | $4,376 |
| State Farm | $4,119 | $2,479 | $1,930 |
| Travelers | $6,522 | $5,461 | $5,109 |
| USAA | $2,863 | $1,964 | $1,678 |
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Cheap Conway, Arkansas Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Conway, Arkansas can vary. Compare the annual cost of auto insurance by ZIP code in Conway, Arkansas to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 72032 | $4,049 |
| 72034 | $4,036 |
| 72035 | $4,075 |
Cheap Conway, Arkansas Auto Insurance Rates By Commute
Commute length and annual mileage affect Conway, Arkansas auto insurance. Find the cheapest annual Conway, Arkansas auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,983 | $4,983 |
| Farmers | $3,965 | $3,965 |
| Geico | $3,184 | $3,238 |
| Liberty Mutual | $3,913 | $3,913 |
| Nationwide | $3,984 | $3,984 |
| Progressive | $4,849 | $4,849 |
| State Farm | $2,773 | $2,912 |
| Travelers | $5,697 | $5,697 |
| USAA | $2,108 | $2,229 |
Cheap Conway, Arkansas Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Conway, Arkansas? Check out the comparison of annual Conway, Arkansas auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,824 | $4,980 | $5,146 |
| Farmers | $3,746 | $3,919 | $4,229 |
| Geico | $3,068 | $3,210 | $3,354 |
| Liberty Mutual | $3,773 | $3,884 | $4,082 |
| Nationwide | $4,002 | $3,903 | $4,046 |
| Progressive | $4,402 | $4,756 | $5,387 |
| State Farm | $2,688 | $2,841 | $3,000 |
| Travelers | $5,406 | $5,712 | $5,974 |
| USAA | $2,075 | $2,161 | $2,269 |
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Best By Category: Cheapest Auto Insurance in Conway, Arkansas
Compare the cheapest auto insurance companies in Conway, Arkansas in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest Conway, Arkansas Auto Insurance Companies
What auto insurance companies in Conway, Arkansas are the cheapest? Compare the top Conway, Arkansas auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,983 |
| Farmers | $3,965 |
| Geico | $3,211 |
| Liberty Mutual | $3,913 |
| Nationwide | $3,984 |
| Progressive | $4,849 |
| State Farm | $2,843 |
| Travelers | $5,697 |
| USAA | $2,168 |
What affects auto insurance rates in Conway, Arkansas?
There are a lot of reasons why auto insurance rates in Conway, Arkansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Conway, Arkansas. Many local factors may affect your Conway auto insurance rates.
Conway Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Conway, Arkansas commute length is 20.4 minutes according to City-Data.
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Compare Conway, Arkansas Auto Insurance Quotes
Before you buy Conway, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Conway, Arkansas auto insurance quotes.
Frequently Asked Questions
What is auto insurance?
Auto insurance is a type of insurance coverage that provides financial protection in case of accidents, theft, or damage to your vehicle. It typically includes liability coverage, which pays for injuries and damages to others if you’re at fault, as well as coverage for your vehicle against physical damage.
Is auto insurance mandatory in Conway, AR?
Yes, auto insurance is mandatory in Conway, AR, as it is in most states. Arkansas law requires drivers to carry minimum liability insurance coverage to help protect other drivers and their property in the event of an accident.
What are the minimum auto insurance requirements in Conway, AR?
In Conway, AR, the minimum auto insurance requirements are as follows:
- $25,000 bodily injury liability coverage per person
- $50,000 bodily injury liability coverage per accident
- $25,000 property damage liability coverage per accident
Can I drive without insurance in Conway, AR?
No, driving without insurance in Conway, AR is illegal. If you are caught driving without insurance, you may face penalties such as fines, license suspension, and even vehicle impoundment.
What factors can affect my auto insurance rates in Conway, AR?
Several factors can influence your auto insurance rates in Conway, AR, including:
- Your driving record and history of accidents or traffic violations
- The type of vehicle you drive, its age, and its safety features
- Your age, gender, and marital status
- Your credit history
- The coverage limits and deductibles you choose
- Your location and the local crime rate
How can I lower my auto insurance premiums in Conway, AR?
Here are a few tips to help you lower your auto insurance premiums in Conway, AR:
- Maintain a clean driving record and avoid accidents or traffic violations.
- Consider increasing your deductibles, but ensure you can afford them if you need to make a claim.
- Ask your insurance provider about available discounts, such as multi-policy, safe driver, or low-mileage discounts.
- Shop around and compare quotes from different insurance companies to find the best rate.
- Consider taking a defensive driving course to demonstrate your commitment to safe driving.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.