Best Corbin, Kentucky Auto Insurance in 2026

The average Corbin, KY auto insurance rates are $431 per month. The minimum auto insurance in Corbin is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Corbin, Kentucky, compare quotes from multiple companies.

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Rachel Bodine

Feature Writer

Rachel Bodine graduated from college with a BA in English. She has since worked as a Feature Writer in the insurance industry and gained a deep knowledge of state and countrywide insurance laws and rates. Her research and writing focus on helping readers understand their insurance coverage and how to find savings. Her expert advice on insurance has been featured on sites like PhotoEnforced, All...

Written by
Rachel Bodine
Travis Thompson

Licensed Insurance Agent

Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...

Reviewed by
Travis Thompson

Updated August 2024

Things to Remember

  • The minimum auto insurance required in Corbin, Kentucky is 25/50/25
  • The most expensive auto insurance company in Corbin for teen drivers is Travelers
  • The average commute length in Corbin is 17.8 minutes

Corbin, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Corbin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Corbin, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Corbin to other Kentucky cities, including Bowling Green auto insurance rates, George auto insurance rates, and Owensboro auto insurance rates to see how Corbin, Kentucky auto insurance rates stack up.

Before you buy Corbin, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Corbin, Kentucky auto insurance quotes.

Minimum Auto Insurance in Corbin, Kentucky

Corbin, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Corbin, Kentucky.

Minimum Required Auto Insurance Coverage in Corbin, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Corbin, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Corbin, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Corbin, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,825 $3,785 $3,431 $3,664 $14,286 $15,995 $4,273 $4,542
Geico $3,825 $3,540 $4,003 $3,626 $7,942 $9,404 $3,123 $2,691
Liberty Mutual $2,839 $3,088 $2,434 $2,729 $10,650 $11,784 $2,959 $3,069
Nationwide $4,087 $4,069 $3,677 $3,839 $9,302 $11,583 $4,653 $4,867
Progressive $2,666 $2,518 $2,420 $2,417 $13,576 $15,392 $3,309 $3,345
State Farm $2,080 $2,080 $1,852 $1,852 $5,701 $7,234 $2,306 $2,544
Travelers $3,063 $3,123 $2,991 $3,003 $14,932 $24,056 $3,198 $3,735
USAA $2,013 $2,009 $1,822 $1,843 $5,518 $5,784 $2,539 $2,772

Cheap Corbin, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Corbin, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Corbin, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Corbin, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,286 $15,995
Geico $7,942 $9,404
Liberty Mutual $10,650 $11,784
Nationwide $9,302 $11,583
Progressive $13,576 $15,392
State Farm $5,701 $7,234
Travelers $14,932 $24,056
USAA $5,518 $5,784

Cheap Corbin, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Corbin, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Corbin, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,431 $3,664
Geico $4,003 $3,626
Liberty Mutual $2,434 $2,729
Nationwide $3,677 $3,839
Progressive $2,420 $2,417
State Farm $1,852 $1,852
Travelers $2,991 $3,003
USAA $1,822 $1,843

Cheap Corbin, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Corbin, Kentucky compared to the annual auto insurance rates with a clean record in Corbin, Kentucky.

Annual Corbin, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,559 $7,286 $7,772 $6,283
Geico $2,834 $5,055 $7,717 $3,472
Liberty Mutual $4,140 $6,324 $4,924 $4,389
Nationwide $4,532 $5,931 $7,562 $5,014
Progressive $4,706 $7,038 $5,360 $5,717
State Farm $2,959 $3,453 $3,206 $3,206
Travelers $6,324 $6,511 $9,430 $6,786
USAA $2,284 $3,231 $3,884 $2,751

Cheap Corbin, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Corbin, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Corbin, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Corbin, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,772
Geico $7,717
Liberty Mutual $4,924
Nationwide $7,562
Progressive $5,360
State Farm $3,206
Travelers $9,430
USAA $3,884

Cheap Corbin, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Corbin, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Corbin, Kentucky

Insurance Company Poor Fair Good
Allstate $8,922 $6,142 $5,111
Geico $7,842 $3,915 $2,550
Liberty Mutual $7,080 $4,327 $3,426
Nationwide $7,021 $5,495 $4,763
Progressive $6,351 $5,567 $5,198
State Farm $4,594 $2,811 $2,213
Travelers $8,115 $6,850 $6,823
USAA $4,506 $2,537 $2,069

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Cheap Corbin, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Corbin, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Corbin, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Corbin, Kentucky

ZIP Code Average Annual Rates
40701 $4,722

Cheap Corbin, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Corbin, Kentucky auto insurance. Find the cheapest annual Corbin, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Corbin, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,725 $6,725
Geico $4,724 $4,814
Liberty Mutual $4,944 $4,944
Nationwide $5,760 $5,760
Progressive $5,705 $5,705
State Farm $3,128 $3,284
Travelers $7,263 $7,263
USAA $2,925 $3,150

Cheap Corbin, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Corbin, Kentucky? Check out the comparison of annual Corbin, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Corbin, Kentucky

Insurance Company Low Medium High
Allstate $6,311 $6,702 $7,163
Geico $4,439 $4,761 $5,108
Liberty Mutual $4,678 $4,908 $5,246
Nationwide $5,806 $5,676 $5,797
Progressive $5,120 $5,586 $6,409
State Farm $2,980 $3,193 $3,446
Travelers $6,915 $7,297 $7,576
USAA $2,887 $3,029 $3,196

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Best By Category: Cheapest Auto Insurance in Corbin, Kentucky

Compare the cheapest auto insurance companies in Corbin, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Corbin, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Corbin, Kentucky Auto Insurance Companies

What auto insurance companies in Corbin, Kentucky are the cheapest? Compare the top Corbin, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Corbin, Kentucky

Insurance Company Average Annual Rates
Allstate $6,725
Geico $4,769
Liberty Mutual $4,944
Nationwide $5,760
Progressive $5,705
State Farm $3,206
Travelers $7,263
USAA $3,037

What affects auto insurance rates in Corbin, Kentucky?

There are a lot of reasons why auto insurance rates in Corbin, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Corbin, Kentucky. Many local factors may affect your Corbin auto insurance rates.

Corbin Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Corbin, Kentucky commute length is 17.8 minutes according to City-Data.

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Compare Corbin, Kentucky Auto Insurance Quotes

Before you buy Corbin, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Corbin, Kentucky auto insurance quotes.

Frequently Asked Questions

What are the average auto insurance rates in Corbin, KY?

The average auto insurance rates in Corbin, KY are $431 per month.

What is the minimum auto insurance coverage required in Corbin, KY?

The minimum auto insurance coverage required in Corbin, KY is 25/50/25, which means $25,000 for bodily injury liability coverage per person, $50,000 for bodily injury liability coverage per accident, and $25,000 for property damage liability coverage.

How does credit history affect auto insurance rates in Corbin, KY?

Credit history can have a major effect on auto insurance rates in Corbin, KY. Insurance companies often use credit scores as a factor in determining premiums. Maintaining a good credit score can help lower insurance costs.

How can I lower my auto insurance rates in Corbin, Kentucky?

There are several ways to potentially lower your auto insurance rates in Corbin, Kentucky. You can maintain a clean driving record, improve your credit score, bundle your auto insurance with other policies, take advantage of available discounts, and choose a higher deductible. Additionally, comparing quotes from multiple insurance companies can help you find the best rate.

Can I change my auto insurance coverage at any time in Corbin, Kentucky?

Yes, you can generally change your auto insurance coverage at any time in Corbin, Kentucky. However, it’s important to check with your insurance company regarding their specific policies and any potential fees or penalties for making changes to your policy.

What should I do if my auto insurance premium increases in Corbin, Kentucky?

If your auto insurance premium increases in Corbin, Kentucky, it’s a good idea to reach out to your insurance company to understand the reasons behind the increase. Factors such as changes in your driving record, claims history, or even rate adjustments by the insurance company can contribute to a higher premium. You can also consider shopping around for quotes from other insurers to ensure you’re getting the best rate.

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