Cuthbert, GA Auto Insurance (2024)
The average Cuthbert, GA auto insurance rates are $386 per month. The minimum auto insurance in Cuthbert is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Cuthbert, Georgia, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Cuthbert for teen drivers is Liberty Mutual
- Average auto insurance rates in Cuthbert, GA for senior drivers are $2,604 per year
- The cheapest auto insurance company in Cuthbert is USAA
Cuthbert, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Cuthbert can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Cuthbert, Georgia, including driving record, credit, commute time, and more.
Compare auto insurance in Cuthbert to other Georgia cities, including South Fulton auto insurance rates, Albany auto insurance rates, and Johns Creek auto insurance rates to see how Cuthbert, Georgia auto insurance rates stack up.
Before you buy Cuthbert, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Cuthbert, Georgia auto insurance quotes.
Minimum Auto Insurance in Cuthbert, Georgia
Cuthbert, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Cuthbert, Georgia.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Cuthbert, Georgia Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Cuthbert, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,757 | $2,757 | $2,647 | $2,647 | $6,385 | $8,193 | $3,080 | $3,360 |
| Geico | $1,797 | $1,759 | $1,726 | $1,726 | $5,093 | $6,078 | $2,245 | $2,527 |
| Liberty Mutual | $4,989 | $5,436 | $4,088 | $4,641 | $20,620 | $23,033 | $5,291 | $5,641 |
| Nationwide | $4,010 | $4,150 | $3,940 | $4,342 | $12,456 | $16,087 | $4,886 | $5,314 |
| Progressive | $2,420 | $2,264 | $2,066 | $2,153 | $7,000 | $7,778 | $2,807 | $2,960 |
| State Farm | $1,953 | $1,953 | $1,747 | $1,747 | $5,076 | $6,688 | $2,139 | $2,302 |
| USAA | $1,606 | $1,605 | $1,485 | $1,496 | $5,662 | $6,711 | $1,997 | $2,209 |
Cheap Cuthbert, Georgia Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Cuthbert, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Cuthbert, Georgia.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,385 | $8,193 |
| Geico | $5,093 | $6,078 |
| Liberty Mutual | $20,620 | $23,033 |
| Nationwide | $12,456 | $16,087 |
| Progressive | $7,000 | $7,778 |
| State Farm | $5,076 | $6,688 |
| USAA | $5,662 | $6,711 |
Cheap Cuthbert, Georgia Auto Insurance for Seniors
What are senior auto insurance rates in Cuthbert, Georgia? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,647 | $2,647 |
| Geico | $1,726 | $1,726 |
| Liberty Mutual | $4,088 | $4,641 |
| Nationwide | $3,940 | $4,342 |
| Progressive | $2,066 | $2,153 |
| State Farm | $1,747 | $1,747 |
| USAA | $1,485 | $1,496 |
Cheap Cuthbert, Georgia Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Cuthbert, Georgia compared to the annual auto insurance rates with a clean record in Cuthbert, Georgia.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,272 | $5,093 | $4,103 | $3,445 |
| Geico | $1,914 | $2,418 | $4,998 | $2,146 |
| Liberty Mutual | $7,010 | $9,551 | $10,982 | $9,327 |
| Nationwide | $5,298 | $6,223 | $9,638 | $6,434 |
| Progressive | $2,936 | $4,986 | $3,390 | $3,411 |
| State Farm | $2,697 | $3,204 | $2,950 | $2,950 |
| USAA | $2,184 | $2,755 | $4,014 | $2,432 |
Cheap Cuthbert, Georgia Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Cuthbert, Georgia is not easy. Compare the annual rates for DUI auto insurance in Cuthbert, Georgia to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,103 |
| Geico | $4,998 |
| Liberty Mutual | $10,982 |
| Nationwide | $9,638 |
| Progressive | $3,390 |
| State Farm | $2,950 |
| USAA | $4,014 |
Cheap Cuthbert, Georgia Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Cuthbert, Georgia annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,164 | $3,581 | $3,190 |
| Geico | $3,609 | $2,535 | $2,463 |
| Liberty Mutual | $13,220 | $8,088 | $6,345 |
| Nationwide | $8,230 | $6,650 | $5,814 |
| Progressive | $4,214 | $3,562 | $3,266 |
| State Farm | $4,180 | $2,606 | $2,066 |
| USAA | $3,710 | $2,605 | $2,223 |
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Cheap Cuthbert, Georgia Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Cuthbert, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Cuthbert, Georgia to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 39840 | $4,464 |
Cheap Cuthbert, Georgia Auto Insurance Rates By Commute
Commute length and annual mileage affect Cuthbert, Georgia auto insurance. Find the cheapest annual Cuthbert, Georgia auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,887 | $4,070 |
| Geico | $2,818 | $2,920 |
| Liberty Mutual | $9,217 | $9,217 |
| Nationwide | $6,898 | $6,898 |
| Progressive | $3,681 | $3,681 |
| State Farm | $2,950 | $2,950 |
| USAA | $2,717 | $2,976 |
Cheap Cuthbert, Georgia Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Cuthbert, Georgia? Check out the comparison of annual Cuthbert, Georgia auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,611 | $4,029 | $4,295 |
| Geico | $2,679 | $2,882 | $3,046 |
| Liberty Mutual | $8,843 | $9,168 | $9,641 |
| Nationwide | $6,793 | $7,016 | $6,885 |
| Progressive | $3,419 | $3,631 | $3,993 |
| State Farm | $2,762 | $2,952 | $3,137 |
| USAA | $2,717 | $2,831 | $2,991 |
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Best By Category: Cheapest Auto Insurance in Cuthbert, Georgia
Compare the cheapest auto insurance companies in Cuthbert, Georgia in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Cuthbert, Georgia Auto Insurance Companies
What auto insurance companies in Cuthbert, Georgia are the cheapest? Compare the top Cuthbert, Georgia auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,978 |
| Geico | $2,869 |
| Liberty Mutual | $9,217 |
| Nationwide | $6,898 |
| Progressive | $3,681 |
| State Farm | $2,950 |
| USAA | $2,846 |
What affects auto insurance rates in Cuthbert, Georgia?
There are a lot of reasons why auto insurance rates in Cuthbert, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Cuthbert, Georgia. Many local factors may affect your Cuthbert auto insurance rates.
Cuthbert Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Cuthbert, Georgia commute length is 25.6 minutes according to City-Data.
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Compare Cuthbert, Georgia Auto Insurance Quotes
Before you buy Cuthbert, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Cuthbert, Georgia auto insurance quotes.
Frequently Asked Questions
What is Cuthbert, GA auto insurance?
Cuthbert, GA auto insurance refers to insurance coverage specifically tailored for vehicles registered in Cuthbert, Georgia. It provides financial protection against losses and damages related to auto accidents, theft, vandalism, and other covered events.
What types of coverage are available for auto insurance in Cuthbert, GA?
Auto insurance policies in Cuthbert, GA typically offer various types of coverage, including:
- Liability coverage: Provides financial protection if you cause injury or property damage to others in an accident.
- Collision coverage: Covers damage to your vehicle in the event of a collision, regardless of fault.
- Comprehensive coverage: Protects against non-collision incidents such as theft, vandalism, fire, and weather-related damage.
- Uninsured/underinsured motorist coverage: Covers your expenses if you’re involved in an accident with an uninsured or underinsured driver.
- Medical payments coverage: Pays for medical expenses for you and your passengers regardless of fault.
What are the minimum auto insurance requirements in Cuthbert, GA?
In Cuthbert, GA, drivers are required to carry the minimum liability insurance coverage mandated by the state of Georgia. As of my knowledge cutoff in September 2021, the minimum requirements are:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $25,000 property damage liability per accident
How can I find affordable auto insurance in Cuthbert, GA?
To find affordable auto insurance in Cuthbert, GA, consider the following tips:
- Shop around and compare quotes from multiple insurance companies.
- Maintain a clean driving record and demonstrate responsible driving habits.
- Opt for higher deductibles if you can afford to pay more out of pocket in the event of a claim.
- Inquire about available discounts such as multi-policy, safe driver, or good student discounts.
- Consider bundling your auto insurance with other policies, such as homeowners or renters insurance, for potential savings.
Can I use my Cuthbert, GA auto insurance coverage in other states?
Yes, in most cases, your Cuthbert, GA auto insurance coverage will extend to other states. Auto insurance policies typically provide coverage within the United States and may have some limited coverage in Canada or Mexico. However, it’s important to review your policy or contact your insurance provider to confirm the specifics of your coverage when traveling outside of Georgia.
How can I file an auto insurance claim in Cuthbert, GA?
To file an auto insurance claim in Cuthbert, GA, follow these general steps:
- Contact your insurance company: Notify your insurer about the accident or incident as soon as possible.
- Provide necessary information: Be prepared to provide details about the incident, including the date, time, location, and parties involved.
- Follow the insurer’s instructions: Your insurance company will guide you through the claims process and may require you to submit supporting documentation, such as police reports or repair estimates.
- Cooperate with investigations: If necessary, cooperate with any investigations conducted by your insurance company or other parties involved.
- Follow any repair or medical treatment processes: Adhere to any instructions provided by your insurance company regarding vehicle repairs or medical treatment for injuries.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.