Dandridge, TN Auto Insurance (2024)
The average Dandridge, TN auto insurance rates are $301 per month. The minimum auto insurance in Dandridge is at least 25/50/15 in coverage to comply with Tennessee auto insurance laws. To find the best cheap auto insurance in Dandridge, Tennessee, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Dandridge for teen drivers is Liberty Mutual
- Average auto insurance rates in Dandridge, TN for senior drivers are $1,906 per year
- The cheapest auto insurance company in Dandridge is State Farm
Dandridge, Tennessee auto insurance requirements are 25/50/15 according to Tennessee auto insurance laws. Finding cheap auto insurance in Dandridge can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Dandridge, Tennessee, including driving record, credit, commute time, and more.
Compare auto insurance in Dandridge to other Tennessee cities, including Murfreesboro auto insurance rates, Knoxville auto insurance rates, and Memphis auto insurance rates to see how Dandridge, Tennessee auto insurance rates stack up.
Before you buy Dandridge, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Dandridge, Tennessee auto insurance quotes.
Minimum Auto Insurance in Dandridge, Tennessee
Dandridge, Tennessee auto insurance laws require that you have at least the Tennessee minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Dandridge, Tennessee.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Cheap Dandridge, Tennessee Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Dandridge, Tennessee are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,879 | $2,757 | $2,593 | $2,691 | $10,989 | $11,938 | $3,058 | $3,163 |
| Farmers | $1,962 | $1,999 | $1,761 | $1,939 | $8,151 | $8,695 | $2,662 | $2,800 |
| Geico | $1,883 | $1,897 | $1,732 | $1,732 | $5,836 | $5,927 | $1,920 | $1,981 |
| Liberty Mutual | $3,468 | $129 | $2,856 | $3,192 | $14,069 | $15,632 | $3,713 | $3,953 |
| Nationwide | $2,126 | $2,141 | $1,908 | $1,936 | $5,884 | $7,568 | $2,446 | $2,647 |
| Progressive | $1,792 | $1,686 | $1,457 | $1,530 | $8,160 | $9,181 | $2,158 | $2,361 |
| State Farm | $1,475 | $1,475 | $1,335 | $1,335 | $4,577 | $5,712 | $1,669 | $1,946 |
| Travelers | $1,862 | $1,962 | $1,685 | $1,795 | $5,183 | $6,412 | $1,987 | $2,092 |
| USAA | $1,562 | $1,588 | $1,413 | $1,411 | $5,662 | $6,479 | $2,045 | $2,176 |
Cheap Dandridge, Tennessee Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Dandridge, Tennessee is a challenge. Take a look at the annual teen auto insurance rates in Dandridge, Tennessee.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,989 | $11,938 |
| Farmers | $8,151 | $8,695 |
| Geico | $5,836 | $5,927 |
| Liberty Mutual | $14,069 | $15,632 |
| Nationwide | $5,884 | $7,568 |
| Progressive | $8,160 | $9,181 |
| State Farm | $4,577 | $5,712 |
| Travelers | $5,183 | $6,412 |
| USAA | $5,662 | $6,479 |
Cheap Dandridge, Tennessee Auto Insurance for Seniors
What are senior auto insurance rates in Dandridge, Tennessee? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,593 | $2,691 |
| Farmers | $1,761 | $1,939 |
| Geico | $1,732 | $1,732 |
| Liberty Mutual | $2,856 | $3,192 |
| Nationwide | $1,908 | $1,936 |
| Progressive | $1,457 | $1,530 |
| State Farm | $1,335 | $1,335 |
| Travelers | $1,685 | $1,795 |
| USAA | $1,413 | $1,411 |
Cheap Dandridge, Tennessee Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Dandridge, Tennessee compared to the annual auto insurance rates with a clean record in Dandridge, Tennessee.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,179 | $4,993 | $6,066 | $4,796 |
| Farmers | $3,203 | $3,954 | $4,056 | $3,771 |
| Geico | $2,092 | $2,790 | $4,481 | $2,092 |
| Liberty Mutual | $4,768 | $6,868 | $6,387 | $5,483 |
| Nationwide | $2,887 | $2,887 | $4,320 | $3,233 |
| Progressive | $3,118 | $4,052 | $3,319 | $3,673 |
| State Farm | $2,220 | $2,661 | $2,441 | $2,441 |
| Travelers | $2,327 | $2,989 | $3,307 | $2,867 |
| USAA | $2,026 | $3,047 | $3,582 | $2,513 |
Cheap Dandridge, Tennessee Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Dandridge, Tennessee is not easy. Compare the annual rates for DUI auto insurance in Dandridge, Tennessee to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,066 |
| Farmers | $4,056 |
| Geico | $4,481 |
| Liberty Mutual | $6,387 |
| Nationwide | $4,320 |
| Progressive | $3,319 |
| State Farm | $2,441 |
| Travelers | $3,307 |
| USAA | $3,582 |
Cheap Dandridge, Tennessee Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Dandridge, Tennessee annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,397 | $4,893 | $3,735 |
| Farmers | $4,452 | $3,487 | $3,299 |
| Geico | $3,247 | $2,783 | $2,560 |
| Liberty Mutual | $8,424 | $5,165 | $4,041 |
| Nationwide | $4,005 | $3,178 | $2,813 |
| Progressive | $3,976 | $3,434 | $3,211 |
| State Farm | $3,543 | $2,127 | $1,652 |
| Travelers | $3,662 | $2,865 | $2,090 |
| USAA | $4,042 | $2,374 | $1,960 |
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Cheap Dandridge, Tennessee Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Dandridge, Tennessee can vary. Compare the annual cost of auto insurance by ZIP code in Dandridge, Tennessee to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 37725 | $3,668 |
Cheap Dandridge, Tennessee Auto Insurance Rates By Commute
Commute length and annual mileage affect Dandridge, Tennessee auto insurance. Find the cheapest annual Dandridge, Tennessee auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,008 | $5,008 |
| Farmers | $3,746 | $3,746 |
| Geico | $2,844 | $2,883 |
| Liberty Mutual | $5,877 | $5,877 |
| Nationwide | $3,332 | $3,332 |
| Progressive | $3,541 | $3,541 |
| State Farm | $2,383 | $2,498 |
| Travelers | $2,759 | $2,986 |
| USAA | $2,713 | $2,871 |
Cheap Dandridge, Tennessee Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Dandridge, Tennessee? Check out the comparison of annual Dandridge, Tennessee auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,819 | $4,996 | $5,211 |
| Farmers | $3,520 | $3,727 | $3,992 |
| Geico | $2,713 | $2,855 | $3,023 |
| Liberty Mutual | $5,613 | $5,874 | $6,142 |
| Nationwide | $3,356 | $3,261 | $3,378 |
| Progressive | $3,319 | $3,538 | $3,765 |
| State Farm | $2,303 | $2,452 | $2,568 |
| Travelers | $2,703 | $2,870 | $3,043 |
| USAA | $2,697 | $2,781 | $2,898 |
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Best By Category: Cheapest Auto Insurance in Dandridge, Tennessee
Compare the cheapest auto insurance companies in Dandridge, Tennessee in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Dandridge, Tennessee Auto Insurance Companies
What auto insurance companies in Dandridge, Tennessee are the cheapest? Compare the top Dandridge, Tennessee auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,008 |
| Farmers | $3,746 |
| Geico | $2,864 |
| Liberty Mutual | $5,877 |
| Nationwide | $3,332 |
| Progressive | $3,541 |
| State Farm | $2,441 |
| Travelers | $2,872 |
| USAA | $2,792 |
What affects auto insurance rates in Dandridge, Tennessee?
There are a lot of reasons why auto insurance rates in Dandridge, Tennessee are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Dandridge, Tennessee. Many local factors may affect your Dandridge auto insurance rates.
Dandridge Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Dandridge, Tennessee commute length is 24.9 minutes according to City-Data.
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Compare Dandridge, Tennessee Auto Insurance Quotes
Before you buy Dandridge, Tennessee auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Dandridge, Tennessee auto insurance quotes.
Frequently Asked Questions
What is auto insurance?
Auto insurance is a type of coverage that provides financial protection against losses incurred as a result of owning or operating a vehicle. It can help cover the costs associated with accidents, vehicle damage, injuries, and liabilities.
Why do I need auto insurance in Dandridge, TN?
Auto insurance is required by law in Tennessee, including Dandridge. It helps protect you and others financially in case of an accident. Additionally, it provides coverage for vehicle repairs, medical expenses, and potential legal liabilities that may arise from accidents.
What types of auto insurance coverage are available in Dandridge, TN?
The common types of auto insurance coverage available in Dandridge, TN include:
- Liability coverage: Pays for damages and injuries to others if you are at fault in an accident.
- Collision coverage: Covers repairs or replacement costs for your vehicle after a collision.
- Comprehensive coverage: Protects against non-collision damages, such as theft, vandalism, or weather-related incidents.
- Personal injury protection (PIP): Covers medical expenses and lost wages for you and your passengers, regardless of fault.
- Uninsured/underinsured motorist coverage: Provides coverage if you’re involved in an accident with a driver who has insufficient or no insurance.
How much auto insurance coverage do I need in Dandridge, TN?
The amount of coverage you need may depend on various factors, including your budget, the value of your vehicle, and your personal circumstances. However, Tennessee law requires minimum liability coverage of 25/50/15, which means $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $15,000 for property damage per accident.
How can I find affordable auto insurance in Dandridge, TN?
To find affordable auto insurance in Dandridge, TN, consider the following tips:
- Shop around and compare quotes from multiple insurance companies.
- Maintain a good driving record and a clean credit history.
- Opt for higher deductibles, but make sure you can afford them if you need to make a claim.
- Ask about available discounts, such as safe driver discounts or bundling policies with the same insurer.
Are there any specific auto insurance requirements in Dandridge, TN?
Dandridge follows the auto insurance requirements set by the state of Tennessee. The minimum requirements include liability coverage for bodily injury and property damage. Additionally, uninsured/underinsured motorist coverage is strongly recommended, although not mandatory.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.