Davenport, FL Auto Insurance (2024)
The average Davenport, FL auto insurance rates are $371 per month. The minimum auto insurance in Davenport is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Davenport, Florida, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Davenport for teen drivers is Allstate
- The cheapest auto insurance company in Davenport is USAA
- Average auto insurance rates in Davenport, FL for senior drivers are $2,681 per year
Davenport, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Davenport can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Davenport, Florida, including driving record, credit, commute time, and more.
Compare auto insurance in Davenport to other Florida cities, including Jacksonville auto insurance rates, Fort Lauderdale auto insurance rates, and Miami auto insurance rates to see how Davenport, Florida auto insurance rates stack up.
Before you buy Davenport, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Davenport, Florida auto insurance quotes.
Minimum Auto Insurance in Davenport, Florida
Davenport, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Davenport, Florida.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Davenport, Florida Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Davenport, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,420 | $4,209 | $3,841 | $3,895 | $15,373 | $16,608 | $4,373 | $4,425 |
| Geico | $2,728 | $2,738 | $2,556 | $2,556 | $4,877 | $6,109 | $3,003 | $3,042 |
| Liberty Mutual | $3,404 | $3,404 | $3,119 | $3,119 | $7,172 | $11,039 | $3,404 | $4,607 |
| Nationwide | $2,856 | $2,816 | $2,548 | $2,635 | $6,918 | $8,512 | $3,145 | $3,269 |
| Progressive | $3,712 | $3,499 | $3,185 | $3,408 | $10,502 | $11,437 | $4,477 | $4,261 |
| State Farm | $1,988 | $1,988 | $1,804 | $1,804 | $5,705 | $7,286 | $2,208 | $2,358 |
| USAA | $1,645 | $1,617 | $1,539 | $1,524 | $5,660 | $6,561 | $2,055 | $2,217 |
Cheap Davenport, Florida Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Davenport, Florida is a challenge. Take a look at the annual teen auto insurance rates in Davenport, Florida.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $15,373 | $16,608 |
| Geico | $4,877 | $6,109 |
| Liberty Mutual | $7,172 | $11,039 |
| Nationwide | $6,918 | $8,512 |
| Progressive | $10,502 | $11,437 |
| State Farm | $5,705 | $7,286 |
| USAA | $5,660 | $6,561 |
Cheap Davenport, Florida Auto Insurance for Seniors
What are senior auto insurance rates in Davenport, Florida? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,841 | $3,895 |
| Geico | $2,556 | $2,556 |
| Liberty Mutual | $3,119 | $3,119 |
| Nationwide | $2,548 | $2,635 |
| Progressive | $3,185 | $3,408 |
| State Farm | $1,804 | $1,804 |
| USAA | $1,539 | $1,524 |
Cheap Davenport, Florida Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Davenport, Florida compared to the annual auto insurance rates with a clean record in Davenport, Florida.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $6,144 | $7,390 | $8,207 | $6,831 |
| Geico | $2,402 | $3,072 | $4,576 | $3,755 |
| Liberty Mutual | $3,552 | $4,599 | $6,649 | $4,834 |
| Nationwide | $3,484 | $3,826 | $5,166 | $3,874 |
| Progressive | $4,380 | $6,500 | $5,469 | $5,893 |
| State Farm | $2,873 | $3,412 | $3,142 | $3,142 |
| USAA | $2,231 | $2,757 | $4,080 | $2,340 |
Cheap Davenport, Florida Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Davenport, Florida is not easy. Compare the annual rates for DUI auto insurance in Davenport, Florida to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $8,207 |
| Geico | $4,576 |
| Liberty Mutual | $6,649 |
| Nationwide | $5,166 |
| Progressive | $5,469 |
| State Farm | $3,142 |
| USAA | $4,080 |
Cheap Davenport, Florida Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Davenport, Florida annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $9,993 | $6,318 | $5,118 |
| Geico | $5,030 | $3,041 | $2,282 |
| Liberty Mutual | $6,319 | $4,641 | $3,765 |
| Nationwide | $5,119 | $3,752 | $3,391 |
| Progressive | $7,242 | $5,148 | $4,291 |
| State Farm | $4,297 | $2,818 | $2,311 |
| USAA | $4,648 | $2,267 | $1,642 |
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Cheap Davenport, Florida Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Davenport, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Davenport, Florida to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 33837 | $3,459 |
| 33896 | $3,459 |
| 33897 | $3,370 |
Cheap Davenport, Florida Auto Insurance Rates By Commute
Commute length and annual mileage affect Davenport, Florida auto insurance. Find the cheapest annual Davenport, Florida auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $6,943 | $7,343 |
| Geico | $3,435 | $3,468 |
| Liberty Mutual | $4,750 | $5,067 |
| Nationwide | $4,088 | $4,088 |
| Progressive | $5,560 | $5,560 |
| State Farm | $3,034 | $3,251 |
| USAA | $2,820 | $2,885 |
Cheap Davenport, Florida Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Davenport, Florida? Check out the comparison of annual Davenport, Florida auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,530 | $7,511 | $8,388 |
| Geico | $2,844 | $3,568 | $3,941 |
| Liberty Mutual | $4,517 | $4,982 | $5,226 |
| Nationwide | $3,250 | $4,245 | $4,768 |
| Progressive | $4,629 | $5,693 | $6,359 |
| State Farm | $2,677 | $3,220 | $3,531 |
| USAA | $2,452 | $2,956 | $3,148 |
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Best By Category: Cheapest Auto Insurance in Davenport, Florida
Compare the cheapest auto insurance companies in Davenport, Florida in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest Davenport, Florida Auto Insurance Companies
What auto insurance companies in Davenport, Florida are the cheapest? Compare the top Davenport, Florida auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $7,143 |
| Geico | $3,451 |
| Liberty Mutual | $4,908 |
| Nationwide | $4,088 |
| Progressive | $5,560 |
| State Farm | $3,142 |
| USAA | $2,852 |
What affects auto insurance rates in Davenport, Florida?
There are a lot of reasons why auto insurance rates in Davenport, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Davenport, Florida. Many local factors may affect your Davenport auto insurance rates.
Davenport Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Davenport, Florida auto theft statistics, there have been 4 auto thefts in the city.
Davenport Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Davenport, Florida commute length is 35.0 minutes according to City-Data.
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Compare Davenport, Florida Auto Insurance Quotes
Before you buy Davenport, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Davenport, Florida auto insurance quotes.
Frequently Asked Questions
What is auto insurance?
Auto insurance is a type of insurance policy that provides financial protection for vehicle owners in the event of accidents, theft, or damage to their vehicles. It typically covers costs associated with repairs, medical expenses, and liability claims.
Is auto insurance mandatory in Davenport, FL?
Yes, auto insurance is mandatory in Davenport, FL, as it is in the rest of the state of Florida. Florida law requires drivers to carry a minimum amount of liability coverage, including $10,000 of personal injury protection (PIP) and $10,000 of property damage liability (PDL) coverage.
What is personal injury protection (PIP) coverage?
Personal injury protection (PIP) coverage is a type of auto insurance that helps pay for medical expenses, lost wages, and other related costs in the event of an accident. In Florida, PIP coverage is required and provides benefits regardless of who is at fault in the accident.
What does property damage liability (PDL) coverage cover?
Property damage liability (PDL) coverage helps pay for damages you may cause to someone else’s property while operating your vehicle. This coverage typically applies to repairs for the other party’s vehicle, as well as damage to objects such as fences, buildings, or utility poles.
Are there additional auto insurance coverage options available?
Yes, there are several additional coverage options available beyond the minimum requirements. These can include collision coverage (for damage to your own vehicle), comprehensive coverage (for non-collision incidents like theft or vandalism), uninsured/underinsured motorist coverage (for accidents involving drivers with inadequate coverage), and more. It’s important to consider your needs and consult with an insurance agent to determine the appropriate coverage for your situation.
How are auto insurance premiums determined?
Auto insurance premiums are determined based on various factors, including the driver’s age, driving record, type of vehicle, coverage limits, deductibles, and the area where the vehicle is primarily driven and parked. Insurance companies also consider factors such as the frequency of accidents and thefts in the region when calculating premiums.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.