Early, TX Auto Insurance (2024)
The average Early, TX auto insurance rates are $296 per month. The minimum auto insurance in Early is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Early, Texas, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Early, Texas is 30/60/25
- Average auto insurance rates in Early, TX for senior drivers are $2,177 per year
- The cheapest auto insurance company in Early is USAA
Early, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Early can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Early, Texas, including driving record, credit, commute time, and more.
Compare auto insurance in Early to other Texas cities, including Laredo auto insurance rates, El Paso auto insurance rates, and Arlington auto insurance rates to see how Early, Texas auto insurance rates stack up.
Before you buy Early, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Early, Texas auto insurance quotes.
Minimum Auto Insurance in Early, Texas
Early, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Early, Texas.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Early, Texas Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Early, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,514 | $3,571 | $3,472 | $3,472 | $8,992 | $10,944 | $4,375 | $4,605 |
| American Family | $2,675 | $2,942 | $2,394 | $2,712 | $6,345 | $8,386 | $3,699 | $4,212 |
| Geico | $2,128 | $2,271 | $2,014 | $2,242 | $4,499 | $4,703 | $2,298 | $2,316 |
| Nationwide | $2,331 | $2,385 | $2,050 | $2,187 | $6,450 | $8,358 | $2,720 | $2,959 |
| Progressive | $2,235 | $2,168 | $1,969 | $2,017 | $8,753 | $9,791 | $2,676 | $2,761 |
| State Farm | $1,841 | $1,841 | $1,633 | $1,633 | $4,316 | $5,486 | $1,995 | $2,061 |
| USAA | $1,409 | $1,422 | $1,341 | $1,337 | $3,878 | $4,240 | $1,875 | $2,021 |
Cheap Early, Texas Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Early, Texas is a challenge. Take a look at the annual teen auto insurance rates in Early, Texas.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,992 | $10,944 |
| American Family | $6,345 | $8,386 |
| Geico | $4,499 | $4,703 |
| Nationwide | $6,450 | $8,358 |
| Progressive | $8,753 | $9,791 |
| State Farm | $4,316 | $5,486 |
| USAA | $3,878 | $4,240 |
Cheap Early, Texas Auto Insurance for Seniors
What are senior auto insurance rates in Early, Texas? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,472 | $3,472 |
| American Family | $2,394 | $2,712 |
| Geico | $2,014 | $2,242 |
| Nationwide | $2,050 | $2,187 |
| Progressive | $1,969 | $2,017 |
| State Farm | $1,633 | $1,633 |
| USAA | $1,341 | $1,337 |
Cheap Early, Texas Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Early, Texas compared to the annual auto insurance rates with a clean record in Early, Texas.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,253 | $6,352 | $6,615 | $4,253 |
| American Family | $3,818 | $4,817 | $4,230 | $3,818 |
| Geico | $2,389 | $3,113 | $2,656 | $3,078 |
| Nationwide | $3,178 | $3,178 | $4,762 | $3,604 |
| Progressive | $3,539 | $4,508 | $4,140 | $3,999 |
| State Farm | $2,321 | $2,649 | $3,111 | $2,321 |
| USAA | $1,641 | $2,405 | $2,835 | $1,882 |
Cheap Early, Texas Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Early, Texas is not easy. Compare the annual rates for DUI auto insurance in Early, Texas to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,615 |
| American Family | $4,230 |
| Geico | $2,656 |
| Nationwide | $4,762 |
| Progressive | $4,140 |
| State Farm | $3,111 |
| USAA | $2,835 |
Cheap Early, Texas Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Early, Texas annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,832 | $5,001 | $4,272 |
| American Family | $5,849 | $3,559 | $3,104 |
| Geico | $4,318 | $2,458 | $1,650 |
| Nationwide | $4,426 | $3,535 | $3,080 |
| Progressive | $4,594 | $3,924 | $3,620 |
| State Farm | $3,684 | $2,292 | $1,826 |
| USAA | $3,230 | $1,854 | $1,488 |
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Cheap Early, Texas Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Early, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Early, Texas to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 76802 | $5,155 |
Cheap Early, Texas Auto Insurance Rates By Commute
Commute length and annual mileage affect Early, Texas auto insurance. Find the cheapest annual Early, Texas auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,248 | $5,488 |
| American Family | $4,171 | $4,171 |
| Geico | $2,754 | $2,864 |
| Nationwide | $3,680 | $3,680 |
| Progressive | $4,046 | $4,046 |
| State Farm | $2,601 | $2,601 |
| USAA | $2,163 | $2,218 |
Cheap Early, Texas Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Early, Texas? Check out the comparison of annual Early, Texas auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,284 | $5,337 | $5,484 |
| American Family | $3,963 | $4,066 | $4,483 |
| Geico | $2,685 | $2,780 | $2,963 |
| Nationwide | $4,011 | $3,518 | $3,511 |
| Progressive | $3,916 | $4,034 | $4,189 |
| State Farm | $2,478 | $2,594 | $2,730 |
| USAA | $2,125 | $2,183 | $2,263 |
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Best By Category: Cheapest Auto Insurance in Early, Texas
Compare the cheapest auto insurance companies in Early, Texas in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
The Cheapest Early, Texas Auto Insurance Companies
What auto insurance companies in Early, Texas are the cheapest? Compare the top Early, Texas auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,368 |
| American Family | $4,171 |
| Geico | $2,809 |
| Nationwide | $3,680 |
| Progressive | $4,046 |
| State Farm | $2,601 |
| USAA | $2,190 |
What affects auto insurance rates in Early, Texas?
There are a lot of reasons why auto insurance rates in Early, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Early, Texas. Many local factors may affect your Early auto insurance rates.
Early Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Early, Texas auto theft statistics, there have been 3 auto thefts in the city.
Early Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Early, Texas commute length is 14.2 minutes according to City-Data.
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Compare Early, Texas Auto Insurance Quotes
Before you buy Early, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Early, Texas auto insurance quotes.
Frequently Asked Questions
Is auto insurance mandatory in Early, TX?
Yes, auto insurance is mandatory in Early, TX, as it is in most states. Texas law requires drivers to carry a minimum level of liability insurance to cover any damages or injuries they may cause in an accident.
What does liability insurance cover?
Liability insurance covers the cost of damages and injuries you may cause to others in an accident where you are at fault. It typically includes both bodily injury liability, which covers medical expenses and lost wages, and property damage liability, which covers the repair or replacement of the other party’s vehicle or property.
What other types of coverage are available besides liability insurance?
In addition to liability insurance, you can also opt for other types of coverage such as:
- Collision coverage: Pays for the repairs or replacement of your own vehicle in case of a collision, regardless of fault.
- Comprehensive coverage: Covers damages to your vehicle caused by incidents other than collisions, such as theft, vandalism, or natural disasters.
- Uninsured/Underinsured motorist coverage: Protects you if you’re involved in an accident with a driver who doesn’t have insurance or doesn’t have sufficient coverage to pay for damages or injuries.
- Medical payments coverage: Covers medical expenses for you and your passengers, regardless of fault.
How are auto insurance rates determined in Early, TX?
Auto insurance rates in Early, TX are determined by various factors, including:
- Your driving record and history of accidents or violations
- Your age, gender, and marital status
- The make, model, and year of your vehicle
- Your location and the area’s crime rate
- Your credit history
- The coverage limits and deductibles you choose
Can I save money on auto insurance in Early, TX?
Yes, there are several ways to potentially save money on auto insurance, including:
- Shopping around and comparing quotes from different insurance providers
- Bundling your auto insurance with other policies, such as home or renters insurance
- Maintaining a clean driving record and avoiding accidents or traffic violations
- Increasing your deductibles (the amount you pay out of pocket in the event of a claim)
- Installing safety features in your vehicle or taking defensive driving courses
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.