Elk Grove Village, IL Auto Insurance (2024)
Average Elk Grove Village, IL auto insurance rates are $276 per month. The minimum auto insurance in Elk Grove Village is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Elk Grove Village, IL, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Sep 26, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 26, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Elk Grove Village, Illinois is 25/50/20
- The most expensive auto insurance company in Elk Grove Village for teen drivers is Farmers
- The average commute length in Elk Grove Village is 27.0 minutes
Elk Grove Village, IL auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Elk Grove Village can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Elk Grove Village, Illinois, including driving record, credit, commute time, and more.
Minimum Auto Insurance in Elk Grove Village, IL
Take a look at the required auto insurance in Elk Grove Village, Illinois.
Minimum Required Auto Insurance Coverage in Elk Grove Village, Illinois
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
Elk Grove Village, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident.
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Cheap Elk Grove Village, IL Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Elk Grove Village, Illinois are affected by age, gender, and marital status. See how these demographics impact the annual cost of insurance.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elk Grove Village, Illinois
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,457 | $3,473 | $3,626 | $3,626 | $9,129 | $11,863 | $4,160 | $4,498 |
| American Family | $2,314 | $2,314 | $2,127 | $2,127 | $6,705 | $9,232 | $2,314 | $2,992 |
| Farmers | $2,540 | $2,540 | $2,242 | $2,381 | $11,530 | $12,047 | $2,902 | $3,017 |
| Geico | $1,687 | $1,737 | $1,649 | $1,854 | $5,939 | $6,105 | $1,921 | $1,988 |
| Liberty Mutual | $1,344 | $1,446 | $1,114 | $1,243 | $4,755 | $5,283 | $1,403 | $1,472 |
| Nationwide | $1,621 | $1,643 | $1,453 | $1,530 | $4,397 | $5,605 | $1,884 | $2,031 |
| Progressive | $2,103 | $1,965 | $1,744 | $1,826 | $8,016 | $8,977 | $2,502 | $2,700 |
| State Farm | $1,450 | $1,450 | $1,317 | $1,317 | $4,656 | $5,876 | $1,645 | $1,896 |
| Travelers | $1,553 | $1,635 | $1,442 | $1,533 | $4,745 | $6,013 | $1,640 | $1,725 |
| USAA | $1,545 | $1,563 | $1,438 | $1,406 | $5,090 | $5,598 | $2,032 | $2,216 |
Cheap Elk Grove Village, IL Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Elk Grove Village, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Elk Grove Village, Illinois.
Annual Auto Insurance Rates for Teen Drivers in Elk Grove Village, Illinois
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,129 | $11,863 |
| American Family | $6,705 | $9,232 |
| Farmers | $11,530 | $12,047 |
| Geico | $5,939 | $6,105 |
| Liberty Mutual | $4,755 | $5,283 |
| Nationwide | $4,397 | $5,605 |
| Progressive | $8,016 | $8,977 |
| State Farm | $4,656 | $5,876 |
| Travelers | $4,745 | $6,013 |
| USAA | $5,090 | $5,598 |
Cheap Elk Grove Village, IL Auto Insurance for Seniors
What are senior auto insurance rates in Elk Grove Village, Illinois? Take a look at the annual average rates for older drivers.
Annual Auto Insurance Rates for Senior Drivers in Elk Grove Village, Illinois
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,626 | $3,626 |
| American Family | $2,127 | $2,127 |
| Farmers | $2,242 | $2,381 |
| Geico | $1,649 | $1,854 |
| Liberty Mutual | $1,114 | $1,243 |
| Nationwide | $1,453 | $1,530 |
| Progressive | $1,744 | $1,826 |
| State Farm | $1,317 | $1,317 |
| Travelers | $1,442 | $1,533 |
| USAA | $1,438 | $1,406 |
Cheap Elk Grove Village, IL Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Elk Grove Village, Illinois compared to the annual auto insurance rates with a clean record in Elk Grove Village, Illinois.
Annual Elk Grove Village, Illinois Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,861 | $6,686 | $6,236 | $5,133 |
| American Family | $2,768 | $3,930 | $5,226 | $3,138 |
| Farmers | $4,133 | $5,349 | $5,215 | $4,903 |
| Geico | $1,936 | $3,080 | $4,147 | $2,277 |
| Liberty Mutual | $1,875 | $2,680 | $2,344 | $2,131 |
| Nationwide | $2,047 | $2,625 | $3,070 | $2,339 |
| Progressive | $3,062 | $4,592 | $3,398 | $3,864 |
| State Farm | $2,221 | $2,681 | $2,451 | $2,451 |
| Travelers | $2,013 | $2,651 | $2,955 | $2,524 |
| USAA | $1,857 | $2,681 | $3,665 | $2,241 |
Cheap Elk Grove Village, IL Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Elk Grove Village, Illinois is not easy. Compare the annual rates for DUI auto insurance in Elk Grove Village, Illinois to find the best deal.
Annual Auto Insurance Rates After a DUI in Elk Grove Village, Illinois
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,236 |
| American Family | $5,226 |
| Farmers | $5,215 |
| Geico | $4,147 |
| Liberty Mutual | $2,344 |
| Nationwide | $3,070 |
| Progressive | $3,398 |
| State Farm | $2,451 |
| Travelers | $2,955 |
| USAA | $3,665 |
Cheap Elk Grove Village, IL Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Elk Grove Village, Illinois annual auto insurance rates by credit history compare.
Annual Auto Insurance Rates by Credit Score in Elk Grove Village, Illinois
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,967 | $5,050 | $4,420 |
| American Family | $4,991 | $3,414 | $2,892 |
| Farmers | $5,542 | $4,694 | $4,464 |
| Geico | $4,595 | $2,241 | $1,745 |
| Liberty Mutual | $3,180 | $2,001 | $1,591 |
| Nationwide | $3,000 | $2,432 | $2,130 |
| Progressive | $4,230 | $3,611 | $3,347 |
| State Farm | $3,561 | $2,135 | $1,657 |
| Travelers | $3,077 | $2,506 | $2,025 |
| USAA | $3,470 | $2,391 | $1,973 |
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Cheap Elk Grove Village, IL Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Elk Grove Village, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Elk Grove Village, Illinois to see how car insurance rates are affected by location.
Annual Auto Insurance Rates by ZIP Code in Elk Grove Village, Illinois
| ZIP Code | Average Annual Rates |
|---|---|
| 60007 | $3,289 |
Compare auto insurance in Elk Grove Village to other Illinois cities, including Chicago auto insurance rates, Springfield auto insurance rates, and Elgin auto insurance rates to see how Elk Grove Village, Illinois auto insurance rates stack up.
Cheap Elk Grove Village, IL Auto Insurance Rates By Commute
Commute length and annual mileage affect Elk Grove Village, Illinois auto insurance. Find the cheapest annual Elk Grove Village, Illinois auto insurance by commute length.
Annual Auto Insurance Rates by Commute Length in Elk Grove Village, Illinois
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,479 | $5,479 |
| American Family | $3,718 | $3,813 |
| Farmers | $4,900 | $4,900 |
| Geico | $2,813 | $2,907 |
| Liberty Mutual | $2,257 | $2,257 |
| Nationwide | $2,521 | $2,521 |
| Progressive | $3,729 | $3,729 |
| State Farm | $2,389 | $2,513 |
| Travelers | $2,436 | $2,635 |
| USAA | $2,538 | $2,684 |
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Elk Grove Village, Illinois commute length is 27.0 minutes.
Cheap Elk Grove Village, IL Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Elk Grove Village, Illinois? Check out the comparison of annual Elk Grove Village, Illinois auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Elk Grove Village, Illinois
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,313 | $5,474 | $5,650 |
| American Family | $3,600 | $3,904 | $3,793 |
| Farmers | $4,632 | $4,767 | $5,300 |
| Geico | $2,579 | $2,860 | $3,141 |
| Liberty Mutual | $2,131 | $2,253 | $2,388 |
| Nationwide | $2,470 | $2,547 | $2,545 |
| Progressive | $3,395 | $3,716 | $4,077 |
| State Farm | $2,290 | $2,456 | $2,607 |
| Travelers | $2,369 | $2,533 | $2,706 |
| USAA | $2,434 | $2,609 | $2,791 |
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Cheapest Auto Insurance in Elk Grove Village, Illinois
Compare the cheapest auto insurance companies in Elk Grove Village, Illinois in each category to find the company with the best rates for your personal needs.
Best Annual Auto Insurance Rates by Company in Elk Grove Village, Illinois
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | Liberty Mutual |
| Clean Record | USAA |
| With 1 Accident | Nationwide |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Liberty Mutual |
The Cheapest Elk Grove Village, IL Auto Insurance Companies
What auto insurance companies in Elk Grove Village, Illinois are the cheapest? Compare the top Elk Grove Village, Illinois auto insurance companies to find the best annual rates.
Average Annual Auto Insurance Rates by Company in Elk Grove Village, Illinois
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,479 |
| American Family | $3,766 |
| Farmers | $4,900 |
| Geico | $2,860 |
| Liberty Mutual | $2,257 |
| Nationwide | $2,521 |
| Progressive | $3,729 |
| State Farm | $2,451 |
| Travelers | $2,536 |
| USAA | $2,611 |
Compare Elk Grove Village, IL Auto Insurance Quotes
There are a lot of reasons why auto insurance rates in Elk Grove Village, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Elk Grove Village, Illinois. Many local factors may affect your Elk Grove Village auto insurance rates.
Before you buy Elk Grove Village, Illinois auto insurance, make sure you have compared rates from multiple companies. Use our comparison tool below to get free Illinois car insurance quotes from local companies.
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Frequently Asked Questions
What is the minimum auto insurance in Illinois?
Elk Grove Village, IL auto insurance laws require a minimum coverage of 25/50/20. This means you must have at least $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $20,000 in property damage liability coverage.
How much is auto insurance in Illinois?
The average Elk Grove Village, IL auto insurance rates are $276/mo, but your rates will vary based on age, gender, and driving record.
How can I find the best cheap auto insurance in Elk Grove Village, Illinois?
Compare quotes from multiple companies. By comparing rates, you can find the most affordable coverage that meets your needs.
Does insurance follow the car or the driver in Illinois?
Auto insurance follows the car in Illinois.
What happens if someone who isn’t on your auto insurance crashes your car in Illinois?
Your insurance coverage likely won’t apply if someone else is driving your car in Illinois. You would file a claim with the driver’s insurance instead.
Why is Elk Grove Village, IL auto insurance so expensive?
Local companies have raised rates $1.7 billion in the past two years, citing increased accidents and claims.
Is Illinois a no-fault state for auto insurance?
Illinois is an at-fault state, meaning at-fault drivers’ insurers will cover medical bills and repairs for injured drivers and damaged property.
What is considered full coverage insurance in Illinois?
Full coverage Elk Grove Villeage, IL auto insurance includes the 25/50/20 Illinois state minimums plus collision and comprehensive coverage.
Can you self-insure your car in Illinois?
No, you must buy at least minimum liability auto insurance to legally drive in Illinois.
What is the penalty for no insurance in Illinois?
Drivers face license suspension and a minimum fine of $500 for driving without insurance in Illinois.
What is the cheapest car to insure in Illinois?
SUVs have the cheapest auto insurance rates in Illinois.
Do you need auto insurance to register a car in Illinois?
No, you must provide proof of insurance to register a car in Illinois.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.