Englewood, FL Auto Insurance (2024)
The average Englewood, FL auto insurance rates are $323 per month. The minimum auto insurance in Englewood is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Englewood, Florida, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest auto insurance company in Englewood is USAA
- The most expensive auto insurance company in Englewood for teen drivers is Allstate
- The average commute length in Englewood is 23.2 minutes
Englewood, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Englewood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Englewood, Florida, including driving record, credit, commute time, and more.
Compare auto insurance in Englewood to other Florida cities, including Port St. Lucie auto insurance rates, Tallahassee auto insurance rates, and St. Petersburg auto insurance rates to see how Englewood, Florida auto insurance rates stack up.
Before you buy Englewood, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Englewood, Florida auto insurance quotes.
Minimum Auto Insurance in Englewood, Florida
Englewood, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Englewood, Florida.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Englewood, Florida Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Englewood, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,785 | $3,601 | $3,279 | $3,322 | $12,843 | $13,836 | $3,773 | $3,820 |
| Geico | $2,496 | $2,507 | $2,337 | $2,337 | $4,482 | $5,642 | $2,752 | $2,795 |
| Liberty Mutual | $3,138 | $3,138 | $2,882 | $2,882 | $6,541 | $10,033 | $3,138 | $4,227 |
| Nationwide | $2,526 | $2,497 | $2,257 | $2,336 | $6,057 | $7,468 | $2,781 | $2,897 |
| Progressive | $3,260 | $3,076 | $2,811 | $3,002 | $9,158 | $9,974 | $3,911 | $3,740 |
| State Farm | $1,673 | $1,673 | $1,519 | $1,519 | $4,841 | $6,149 | $1,855 | $1,988 |
| USAA | $1,326 | $1,302 | $1,241 | $1,229 | $4,534 | $5,260 | $1,651 | $1,779 |
Cheap Englewood, Florida Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Englewood, Florida is a challenge. Take a look at the annual teen auto insurance rates in Englewood, Florida.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $12,843 | $13,836 |
| Geico | $4,482 | $5,642 |
| Liberty Mutual | $6,541 | $10,033 |
| Nationwide | $6,057 | $7,468 |
| Progressive | $9,158 | $9,974 |
| State Farm | $4,841 | $6,149 |
| USAA | $4,534 | $5,260 |
Cheap Englewood, Florida Auto Insurance for Seniors
What are senior auto insurance rates in Englewood, Florida? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,279 | $3,322 |
| Geico | $2,337 | $2,337 |
| Liberty Mutual | $2,882 | $2,882 |
| Nationwide | $2,257 | $2,336 |
| Progressive | $2,811 | $3,002 |
| State Farm | $1,519 | $1,519 |
| USAA | $1,241 | $1,229 |
Cheap Englewood, Florida Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Englewood, Florida compared to the annual auto insurance rates with a clean record in Englewood, Florida.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,211 | $6,233 | $6,909 | $5,777 |
| Geico | $2,205 | $2,820 | $4,201 | $3,448 |
| Liberty Mutual | $3,250 | $4,212 | $6,100 | $4,428 |
| Nationwide | $3,083 | $3,377 | $4,531 | $3,419 |
| Progressive | $3,842 | $5,683 | $4,784 | $5,157 |
| State Farm | $2,426 | $2,878 | $2,652 | $2,652 |
| USAA | $1,791 | $2,213 | $3,277 | $1,879 |
Cheap Englewood, Florida Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Englewood, Florida is not easy. Compare the annual rates for DUI auto insurance in Englewood, Florida to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,909 |
| Geico | $4,201 |
| Liberty Mutual | $6,100 |
| Nationwide | $4,531 |
| Progressive | $4,784 |
| State Farm | $2,652 |
| USAA | $3,277 |
Cheap Englewood, Florida Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Englewood, Florida annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,422 | $5,338 | $4,337 |
| Geico | $4,621 | $2,792 | $2,093 |
| Liberty Mutual | $5,772 | $4,256 | $3,465 |
| Nationwide | $4,500 | $3,310 | $2,997 |
| Progressive | $6,344 | $4,500 | $3,756 |
| State Farm | $3,621 | $2,380 | $1,955 |
| USAA | $3,712 | $1,827 | $1,331 |
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Cheap Englewood, Florida Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Englewood, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Englewood, Florida to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 34223 | $3,016 |
| 34224 | $2,976 |
Cheap Englewood, Florida Auto Insurance Rates By Commute
Commute length and annual mileage affect Englewood, Florida auto insurance. Find the cheapest annual Englewood, Florida auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,861 | $6,203 |
| Geico | $3,153 | $3,184 |
| Liberty Mutual | $4,355 | $4,640 |
| Nationwide | $3,603 | $3,603 |
| Progressive | $4,867 | $4,867 |
| State Farm | $2,562 | $2,742 |
| USAA | $2,264 | $2,316 |
Cheap Englewood, Florida Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Englewood, Florida? Check out the comparison of annual Englewood, Florida auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,837 | $6,304 | $6,956 |
| Geico | $2,604 | $3,281 | $3,621 |
| Liberty Mutual | $4,132 | $4,563 | $4,797 |
| Nationwide | $2,880 | $3,739 | $4,189 |
| Progressive | $4,101 | $4,977 | $5,521 |
| State Farm | $2,282 | $2,713 | $2,962 |
| USAA | $1,974 | $2,372 | $2,524 |
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Best By Category: Cheapest Auto Insurance in Englewood, Florida
Compare the cheapest auto insurance companies in Englewood, Florida in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest Englewood, Florida Auto Insurance Companies
What auto insurance companies in Englewood, Florida are the cheapest? Compare the top Englewood, Florida auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,032 |
| Geico | $3,169 |
| Liberty Mutual | $4,498 |
| Nationwide | $3,603 |
| Progressive | $4,867 |
| State Farm | $2,652 |
| USAA | $2,290 |
What affects auto insurance rates in Englewood, Florida?
There are a lot of reasons why auto insurance rates in Englewood, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Englewood, Florida. Many local factors may affect your Englewood auto insurance rates.
Englewood Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Englewood, Florida commute length is 23.2 minutes according to City-Data.
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Compare Englewood, Florida Auto Insurance Quotes
Before you buy Englewood, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Englewood, Florida auto insurance quotes.
Frequently Asked Questions
What is Englewood, FL Auto Insurance?
Englewood, FL Auto Insurance refers to the insurance coverage specifically designed for vehicles in the Englewood, Florida area. It provides financial protection against losses or damages that may occur to your vehicle, yourself, or others in the event of an accident or unforeseen circumstances.
Is auto insurance mandatory in Englewood, FL?
Yes, auto insurance is mandatory in Englewood, FL, as it is in the state of Florida. The law requires all drivers to carry minimum auto insurance coverage to legally operate a vehicle on the roads. The minimum coverage typically includes personal injury protection (PIP) and property damage liability (PDL).
What factors can affect auto insurance rates in Englewood, FL?
Several factors can influence your auto insurance rates in Englewood, FL, including:
- Age and gender
- Driving record and claims history
- Vehicle make, model, and age
- Coverage types and limits
- Deductible amount
- Credit history
- Annual mileage
- ZIP code and location
- Discounts and qualifications
Are there any discounts available for Englewood, FL Auto Insurance?
Yes, insurance companies often offer various discounts for auto insurance in Englewood, FL. These discounts may include safe driver discounts, multi-policy discounts, multi-vehicle discounts, good student discounts, and more. It’s recommended to check with your insurance provider to see which discounts you may qualify for.
How can I find affordable Englewood, FL Auto Insurance?
To find affordable Englewood, FL Auto Insurance, consider the following:
- Compare quotes from multiple insurance providers to find the best rates.
- Maintain a clean driving record and avoid accidents or traffic violations.
- Opt for higher deductibles if you can afford them, as it may lower your premium.
- Inquire about available discounts.
- Bundle your auto insurance with other policies, such as homeowner’s insurance, for potential discounts.
- Drive a safe and low-risk vehicle.
- Ask your insurance provider about any available usage-based insurance programs.
What should I do in case of an accident in Englewood, FL?
If you’re involved in an accident in Englewood, FL, follow these steps:
- Ensure your safety and the safety of others involved. Call emergency services if necessary.
- Exchange contact and insurance information with the other parties involved.
- Document the accident scene by taking photos and gathering witness information if possible.
- Notify your insurance provider about the accident as soon as possible.
- Cooperate with law enforcement and provide an accurate account of the incident.
- Seek medical attention if needed, even for minor injuries.
- Consult with your insurance provider to initiate the claims process.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.