Forney, TX Auto Insurance (2024)
The average Forney, TX auto insurance rates are $341 per month. The minimum auto insurance in Forney is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Forney, Texas, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The average commute length in Forney is 38.0 minutes
- The most expensive auto insurance company in Forney for teen drivers is Allstate
- The cheapest auto insurance company in Forney is USAA
Forney, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Forney can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Forney, Texas, including driving record, credit, commute time, and more.
Compare auto insurance in Forney to other Texas cities, including El Paso auto insurance rates, Fort Worth auto insurance rates, and Austin auto insurance rates to see how Forney, Texas auto insurance rates stack up.
Before you buy Forney, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Forney, Texas auto insurance quotes.
Minimum Auto Insurance in Forney, Texas
Forney, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Forney, Texas.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Forney, Texas Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Forney, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,879 | $3,900 | $3,825 | $3,825 | $10,421 | $12,534 | $4,784 | $4,965 |
| American Family | $2,580 | $2,871 | $2,426 | $2,777 | $6,929 | $9,108 | $3,719 | $4,252 |
| Geico | $2,701 | $2,928 | $2,613 | $2,986 | $6,064 | $6,269 | $2,932 | $2,918 |
| Nationwide | $2,484 | $2,523 | $2,193 | $2,319 | $7,198 | $9,229 | $2,934 | $3,173 |
| Progressive | $2,460 | $2,331 | $2,187 | $2,230 | $10,320 | $11,505 | $2,910 | $2,951 |
| State Farm | $2,228 | $2,228 | $1,990 | $1,990 | $5,469 | $6,991 | $2,432 | $2,503 |
| USAA | $1,769 | $1,774 | $1,694 | $1,675 | $5,038 | $5,470 | $2,357 | $2,516 |
Cheap Forney, Texas Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Forney, Texas is a challenge. Take a look at the annual teen auto insurance rates in Forney, Texas.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,421 | $12,534 |
| American Family | $6,929 | $9,108 |
| Geico | $6,064 | $6,269 |
| Nationwide | $7,198 | $9,229 |
| Progressive | $10,320 | $11,505 |
| State Farm | $5,469 | $6,991 |
| USAA | $5,038 | $5,470 |
Cheap Forney, Texas Auto Insurance for Seniors
What are senior auto insurance rates in Forney, Texas? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,825 | $3,825 |
| American Family | $2,426 | $2,777 |
| Geico | $2,613 | $2,986 |
| Nationwide | $2,193 | $2,319 |
| Progressive | $2,187 | $2,230 |
| State Farm | $1,990 | $1,990 |
| USAA | $1,694 | $1,675 |
Cheap Forney, Texas Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Forney, Texas compared to the annual auto insurance rates with a clean record in Forney, Texas.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,627 | $7,238 | $7,576 | $4,627 |
| American Family | $3,941 | $5,041 | $4,410 | $3,941 |
| Geico | $3,115 | $4,149 | $3,430 | $4,012 |
| Nationwide | $3,474 | $3,474 | $5,153 | $3,925 |
| Progressive | $4,021 | $5,202 | $4,697 | $4,527 |
| State Farm | $2,855 | $3,293 | $3,912 | $2,855 |
| USAA | $2,070 | $3,072 | $3,627 | $2,378 |
Cheap Forney, Texas Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Forney, Texas is not easy. Compare the annual rates for DUI auto insurance in Forney, Texas to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $7,576 |
| American Family | $4,410 |
| Geico | $3,430 |
| Nationwide | $5,153 |
| Progressive | $4,697 |
| State Farm | $3,912 |
| USAA | $3,627 |
Cheap Forney, Texas Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Forney, Texas annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,626 | $5,611 | $4,813 |
| American Family | $5,962 | $3,753 | $3,284 |
| Geico | $5,689 | $3,209 | $2,131 |
| Nationwide | $4,803 | $3,864 | $3,353 |
| Progressive | $5,192 | $4,487 | $4,157 |
| State Farm | $4,573 | $2,846 | $2,267 |
| USAA | $4,086 | $2,368 | $1,906 |
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Cheap Forney, Texas Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Forney, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Forney, Texas to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 75126 | $6,022 |
Cheap Forney, Texas Auto Insurance Rates By Commute
Commute length and annual mileage affect Forney, Texas auto insurance. Find the cheapest annual Forney, Texas auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,867 | $6,167 |
| American Family | $4,333 | $4,333 |
| Geico | $3,610 | $3,743 |
| Nationwide | $4,007 | $4,007 |
| Progressive | $4,612 | $4,612 |
| State Farm | $3,229 | $3,229 |
| USAA | $2,751 | $2,822 |
Cheap Forney, Texas Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Forney, Texas? Check out the comparison of annual Forney, Texas auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,875 | $5,963 | $6,212 |
| American Family | $4,058 | $4,186 | $4,754 |
| Geico | $3,478 | $3,635 | $3,916 |
| Nationwide | $4,312 | $3,835 | $3,873 |
| Progressive | $4,396 | $4,589 | $4,851 |
| State Farm | $3,053 | $3,219 | $3,415 |
| USAA | $2,685 | $2,775 | $2,900 |
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Best By Category: Cheapest Auto Insurance in Forney, Texas
Compare the cheapest auto insurance companies in Forney, Texas in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
The Cheapest Forney, Texas Auto Insurance Companies
What auto insurance companies in Forney, Texas are the cheapest? Compare the top Forney, Texas auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,017 |
| American Family | $4,333 |
| Geico | $3,676 |
| Nationwide | $4,007 |
| Progressive | $4,612 |
| State Farm | $3,229 |
| USAA | $2,787 |
What affects auto insurance rates in Forney, Texas?
There are a lot of reasons why auto insurance rates in Forney, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Forney, Texas. Many local factors may affect your Forney auto insurance rates.
Forney Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Forney, Texas auto theft statistics, there have been 27 auto thefts in the city.
Forney Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Forney, Texas commute length is 38.0 minutes according to City-Data.
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Compare Forney, Texas Auto Insurance Quotes
Before you buy Forney, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Forney, Texas auto insurance quotes.
Frequently Asked Questions
Can I cancel my auto insurance policy in Forney, TX?
Yes, you can cancel your auto insurance policy in Forney, TX. However, it’s essential to review the terms and conditions of your policy and contact your insurance provider to understand any potential fees or consequences of cancellation. It’s generally advisable to have a new policy in place before canceling your existing one.
Can my auto insurance rates increase after an accident in Forney, TX?
It’s possible for your auto insurance rates to increase after an accident in Forney, TX. Insurance companies consider various factors when determining rates, including your driving history, the severity of the accident, and fault determination. However, not all accidents lead to rate increases, and your specific policy terms may vary.
What should I do after an accident in Forney, TX?
After an accident in Forney, TX, it’s important to prioritize safety and seek medical attention if necessary. Exchange information with the other party involved, take photos of the accident scene, and notify your insurance company as soon as possible to initiate the claims process.
Can my auto insurance policy be transferred if I move to Forney, TX?
Yes, your auto insurance policy can typically be transferred if you move to Forney, TX. However, it’s essential to inform your insurance provider about your new address and update your policy accordingly to ensure accurate coverage for your new location.
How can I find affordable auto insurance in Forney, TX?
To find affordable auto insurance in Forney, TX, consider shopping around and comparing quotes from multiple insurance providers. You can also explore discounts for safe driving records, bundling policies, having certain safety features in your vehicle, or completing defensive driving courses.
Are there any additional coverage options available for Forney, TX auto insurance?
Yes, in addition to the mandatory coverage, you can consider adding optional coverages such as rental reimbursement, roadside assistance, gap insurance, and customized equipment coverage. These options provide extra protection and can be tailored to your specific needs.
How much auto insurance coverage do I need in Forney, TX?
The amount of auto insurance coverage you need depends on various factors, such as the value of your vehicle, your assets, and your comfort level with risk. The minimum coverage requirements mandated by Texas law include $30,000 per injured person, up to $60,000 for all injured persons in an accident, and $25,000 for property damage.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.