Gladstone, OR Auto Insurance (2024)
The average Gladstone, OR auto insurance rates are $335 per month. The minimum auto insurance in Gladstone is at least 25/50/20 in coverage to comply with Oregon auto insurance laws. To find the best cheap auto insurance in Gladstone, Oregon, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Aug 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 8, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Gladstone, OR for senior drivers are $2,314 per year
- The average commute length in Gladstone is 26.6 minutes
- The minimum auto insurance required in Gladstone, Oregon is 25/50/20
Gladstone, Oregon auto insurance requirements are 25/50/20 according to Oregon auto insurance laws. Finding cheap auto insurance in Gladstone can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Gladstone, Oregon, including driving record, credit, commute time, and more.
Compare auto insurance in Gladstone to other Oregon cities, including Bend auto insurance rates, Hillsboro auto insurance rates, and Corvallis auto insurance rates to see how Gladstone, Oregon auto insurance rates stack up.
Before you buy Gladstone, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Gladstone, Oregon auto insurance quotes.
Minimum Auto Insurance in Gladstone, Oregon
Gladstone, Oregon auto insurance laws require that you have at least the Oregon minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Gladstone, Oregon.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Cheap Gladstone, Oregon Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Gladstone, Oregon are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,351 | $3,089 | $3,077 | $3,097 | $10,264 | $11,359 | $3,443 | $3,421 |
| American Family | $2,904 | $2,904 | $2,586 | $2,586 | $7,256 | $11,450 | $2,904 | $3,034 |
| Farmers | $2,543 | $2,510 | $2,237 | $2,390 | $11,214 | $11,580 | $2,838 | $2,892 |
| Geico | $2,628 | $2,540 | $2,496 | $2,553 | $6,901 | $6,229 | $2,794 | $2,368 |
| Liberty Mutual | $3,042 | $3,209 | $2,644 | $2,949 | $10,018 | $10,826 | $2,907 | $2,915 |
| Nationwide | $2,434 | $2,406 | $2,173 | $2,262 | $5,611 | $6,979 | $2,844 | $2,978 |
| Progressive | $2,076 | $1,874 | $1,811 | $1,863 | $9,086 | $9,992 | $2,474 | $2,324 |
| State Farm | $2,110 | $2,110 | $1,947 | $1,947 | $6,885 | $8,660 | $2,399 | $2,734 |
| Travelers | $2,149 | $2,171 | $1,960 | $2,042 | $6,295 | $7,763 | $2,239 | $2,279 |
| USAA | $1,871 | $1,808 | $1,863 | $1,787 | $5,834 | $6,239 | $2,415 | $2,496 |
Cheap Gladstone, Oregon Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Gladstone, Oregon is a challenge. Take a look at the annual teen auto insurance rates in Gladstone, Oregon.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,264 | $11,359 |
| American Family | $7,256 | $11,450 |
| Farmers | $11,214 | $11,580 |
| Geico | $6,901 | $6,229 |
| Liberty Mutual | $10,018 | $10,826 |
| Nationwide | $5,611 | $6,979 |
| Progressive | $9,086 | $9,992 |
| State Farm | $6,885 | $8,660 |
| Travelers | $6,295 | $7,763 |
| USAA | $5,834 | $6,239 |
Cheap Gladstone, Oregon Auto Insurance for Seniors
What are senior auto insurance rates in Gladstone, Oregon? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,077 | $3,097 |
| American Family | $2,586 | $2,586 |
| Farmers | $2,237 | $2,390 |
| Geico | $2,496 | $2,553 |
| Liberty Mutual | $2,644 | $2,949 |
| Nationwide | $2,173 | $2,262 |
| Progressive | $1,811 | $1,863 |
| State Farm | $1,947 | $1,947 |
| Travelers | $1,960 | $2,042 |
| USAA | $1,863 | $1,787 |
Cheap Gladstone, Oregon Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Gladstone, Oregon compared to the annual auto insurance rates with a clean record in Gladstone, Oregon.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,111 | $5,605 | $5,788 | $5,046 |
| American Family | $3,106 | $4,700 | $6,021 | $3,985 |
| Farmers | $4,036 | $5,206 | $5,090 | $4,771 |
| Geico | $2,323 | $3,758 | $4,979 | $3,195 |
| Liberty Mutual | $4,264 | $4,776 | $5,476 | $4,739 |
| Nationwide | $2,932 | $3,142 | $4,450 | $3,318 |
| Progressive | $2,963 | $5,439 | $3,820 | $3,528 |
| State Farm | $3,179 | $4,188 | $3,515 | $3,515 |
| Travelers | $2,716 | $3,483 | $3,938 | $3,312 |
| USAA | $2,193 | $3,080 | $4,311 | $2,573 |
Cheap Gladstone, Oregon Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Gladstone, Oregon is not easy. Compare the annual rates for DUI auto insurance in Gladstone, Oregon to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,788 |
| American Family | $6,021 |
| Farmers | $5,090 |
| Geico | $4,979 |
| Liberty Mutual | $5,476 |
| Nationwide | $4,450 |
| Progressive | $3,820 |
| State Farm | $3,515 |
| Travelers | $3,938 |
| USAA | $4,311 |
Cheap Gladstone, Oregon Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Gladstone, Oregon annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,754 | $4,747 | $3,912 |
| American Family | $5,653 | $4,180 | $3,526 |
| Farmers | $5,479 | $4,540 | $4,308 |
| Geico | $4,301 | $3,564 | $2,826 |
| Liberty Mutual | $7,050 | $4,172 | $3,219 |
| Nationwide | $4,186 | $3,319 | $2,876 |
| Progressive | $4,410 | $3,829 | $3,574 |
| State Farm | $5,032 | $3,205 | $2,561 |
| Travelers | $4,179 | $3,305 | $2,602 |
| USAA | $4,546 | $2,544 | $2,028 |
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Cheap Gladstone, Oregon Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Gladstone, Oregon can vary. Compare the annual cost of auto insurance by ZIP code in Gladstone, Oregon to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 97027 | $3,791 |
Cheap Gladstone, Oregon Auto Insurance Rates By Commute
Commute length and annual mileage affect Gladstone, Oregon auto insurance. Find the cheapest annual Gladstone, Oregon auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,138 | $5,138 |
| American Family | $4,384 | $4,522 |
| Farmers | $4,776 | $4,776 |
| Geico | $3,505 | $3,622 |
| Liberty Mutual | $4,814 | $4,814 |
| Nationwide | $3,461 | $3,461 |
| Progressive | $3,937 | $3,937 |
| State Farm | $3,502 | $3,696 |
| Travelers | $3,227 | $3,498 |
| USAA | $2,952 | $3,126 |
Cheap Gladstone, Oregon Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Gladstone, Oregon? Check out the comparison of annual Gladstone, Oregon auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,895 | $5,126 | $5,392 |
| American Family | $4,417 | $4,716 | $4,227 |
| Farmers | $4,395 | $4,696 | $5,236 |
| Geico | $3,184 | $3,586 | $3,921 |
| Liberty Mutual | $4,477 | $4,800 | $5,164 |
| Nationwide | $3,262 | $3,556 | $3,563 |
| Progressive | $3,783 | $3,917 | $4,112 |
| State Farm | $3,372 | $3,608 | $3,817 |
| Travelers | $3,115 | $3,341 | $3,631 |
| USAA | $2,899 | $3,043 | $3,175 |
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Best By Category: Cheapest Auto Insurance in Gladstone, Oregon
Compare the cheapest auto insurance companies in Gladstone, Oregon in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest Gladstone, Oregon Auto Insurance Companies
What auto insurance companies in Gladstone, Oregon are the cheapest? Compare the top Gladstone, Oregon auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,138 |
| American Family | $4,453 |
| Farmers | $4,776 |
| Geico | $3,564 |
| Liberty Mutual | $4,814 |
| Nationwide | $3,461 |
| Progressive | $3,937 |
| State Farm | $3,599 |
| Travelers | $3,362 |
| USAA | $3,039 |
What affects auto insurance rates in Gladstone, Oregon?
There are a lot of reasons why auto insurance rates in Gladstone, Oregon are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Gladstone, Oregon. Many local factors may affect your Gladstone auto insurance rates.
Gladstone Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Gladstone, Oregon commute length is 26.6 minutes according to City-Data.
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Compare Gladstone, Oregon Auto Insurance Quotes
Before you buy Gladstone, Oregon auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Gladstone, Oregon auto insurance quotes.
Frequently Asked Questions
Is auto insurance mandatory in Gladstone, OR?
Yes, auto insurance is mandatory in Gladstone, OR, as it is in most states. Oregon law requires all drivers to carry a minimum amount of liability insurance to cover the costs of injuries and damages in the event of an accident.
What are the types of auto insurance coverage available?
Common types of auto insurance coverage include:
- Liability coverage: Pays for damages you cause to others.
- Collision coverage: Covers damage to your vehicle caused by a collision.
- Comprehensive coverage: Covers non-collision-related damages like theft, vandalism, and natural disasters.
- Personal injury protection (PIP): Pays for medical expenses and lost wages for you and your passengers.
- Uninsured/underinsured motorist coverage: Protects you if you’re involved in an accident with a driver who has no insurance or insufficient coverage.
How are auto insurance premiums determined?
Auto insurance premiums are calculated based on various factors, including your driving record, age, gender, location, the type of vehicle you drive, your credit history, and the coverage options you choose. Insurance companies also consider statistical data and actuarial tables to assess the risk associated with insuring you.
What are the benefits of having auto insurance?
The benefits of having auto insurance include:
- Financial protection: Insurance helps cover the costs of repairs, medical expenses, and legal fees, reducing your out-of-pocket expenses.
- Peace of mind: Knowing you have insurance gives you confidence and security while driving.
- Legal compliance: It fulfills the legal requirement for auto insurance in Gladstone, OR.
Are there any drawbacks or cons to having auto insurance?
While auto insurance offers important benefits, there are some cons to consider, such as:
- Premium costs: Insurance premiums can be expensive, especially if you have a poor driving record or other risk factors.
- Deductibles and coverage limits: Policies often come with deductibles and limits, which means you may have to pay out-of-pocket for a portion of the expenses.
- Potential rate increases: If you file a claim or have multiple accidents, your insurance premiums may increase at renewal time.
How can I find the best auto insurance in Gladstone, OR?
To find the best auto insurance in Gladstone, OR, consider the following steps:
- Shop around: Obtain quotes from multiple insurance companies to compare coverage options and prices.
- Assess your needs: Determine the coverage types and limits that best suit your situation.
- Check for discounts: Inquire about available discounts for good driving records, bundling policies, safety features on your vehicle, or completing defensive driving courses.
- Research insurance companies: Look for reputable insurers with good customer reviews and a history of prompt claims processing.
- Seek advice: Consult with an independent insurance agent who can provide guidance and help you find suitable coverage.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.