Grantsville, UT Auto Insurance (2024)
The average Grantsville, UT auto insurance rates are $298 per month. The minimum auto insurance in Grantsville is at least 25/65/15 in coverage to comply with Utah auto insurance laws. To find the best cheap auto insurance in Grantsville, Utah, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Grantsville for teen drivers is State Farm
- Average auto insurance rates in Grantsville, UT for senior drivers are $1,951 per year
- The average commute length in Grantsville is 31.2 minutes
Grantsville, Utah auto insurance requirements are 25/65/15 according to Utah auto insurance laws. Finding cheap auto insurance in Grantsville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Grantsville, Utah, including driving record, credit, commute time, and more.
Compare auto insurance in Grantsville to other Utah cities, including West Jordan auto insurance rates, West Valley City auto insurance rates, and Layton auto insurance rates to see how Grantsville, Utah auto insurance rates stack up.
Before you buy Grantsville, Utah auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Grantsville, Utah auto insurance quotes.
Minimum Auto Insurance in Grantsville, Utah
Grantsville, Utah auto insurance laws require that you have at least the Utah minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Grantsville, Utah.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $65,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Cheap Grantsville, Utah Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Grantsville, Utah are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,448 | $2,255 | $2,231 | $2,227 | $7,764 | $8,672 | $2,578 | $2,547 |
| American Family | $1,979 | $1,979 | $1,815 | $1,815 | $7,096 | $9,328 | $1,979 | $2,345 |
| Farmers | $2,165 | $2,137 | $1,914 | $2,041 | $9,187 | $9,446 | $2,449 | $2,527 |
| Geico | $1,789 | $1,999 | $1,979 | $2,307 | $5,365 | $5,723 | $1,549 | $1,552 |
| Liberty Mutual | $2,398 | $2,580 | $1,987 | $2,210 | $9,342 | $10,368 | $2,532 | $2,695 |
| Nationwide | $1,782 | $1,800 | $1,597 | $1,678 | $4,824 | $6,118 | $2,058 | $2,201 |
| Progressive | $1,997 | $1,849 | $1,634 | $1,748 | $8,192 | $9,094 | $2,293 | $2,391 |
| State Farm | $2,913 | $2,913 | $2,655 | $2,655 | $8,981 | $11,165 | $3,306 | $3,782 |
| USAA | $1,464 | $1,439 | $1,313 | $1,313 | $5,141 | $6,011 | $1,783 | $1,949 |
Cheap Grantsville, Utah Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Grantsville, Utah is a challenge. Take a look at the annual teen auto insurance rates in Grantsville, Utah.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,764 | $8,672 |
| American Family | $7,096 | $9,328 |
| Farmers | $9,187 | $9,446 |
| Geico | $5,365 | $5,723 |
| Liberty Mutual | $9,342 | $10,368 |
| Nationwide | $4,824 | $6,118 |
| Progressive | $8,192 | $9,094 |
| State Farm | $8,981 | $11,165 |
| USAA | $5,141 | $6,011 |
Cheap Grantsville, Utah Auto Insurance for Seniors
What are senior auto insurance rates in Grantsville, Utah? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,231 | $2,227 |
| American Family | $1,815 | $1,815 |
| Farmers | $1,914 | $2,041 |
| Geico | $1,979 | $2,307 |
| Liberty Mutual | $1,987 | $2,210 |
| Nationwide | $1,597 | $1,678 |
| Progressive | $1,634 | $1,748 |
| State Farm | $2,655 | $2,655 |
| USAA | $1,313 | $1,313 |
Cheap Grantsville, Utah Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Grantsville, Utah compared to the annual auto insurance rates with a clean record in Grantsville, Utah.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,231 | $3,912 | $4,568 | $3,650 |
| American Family | $2,928 | $3,646 | $4,307 | $3,286 |
| Farmers | $3,388 | $4,412 | $4,283 | $3,851 |
| Geico | $2,005 | $3,129 | $3,666 | $2,331 |
| Liberty Mutual | $3,340 | $4,581 | $4,936 | $4,199 |
| Nationwide | $2,195 | $2,945 | $3,444 | $2,445 |
| Progressive | $3,090 | $4,665 | $3,235 | $3,610 |
| State Farm | $4,356 | $5,237 | $4,796 | $4,796 |
| USAA | $2,005 | $2,536 | $3,418 | $2,247 |
Cheap Grantsville, Utah Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Grantsville, Utah is not easy. Compare the annual rates for DUI auto insurance in Grantsville, Utah to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,568 |
| American Family | $4,307 |
| Farmers | $4,283 |
| Geico | $3,666 |
| Liberty Mutual | $4,936 |
| Nationwide | $3,444 |
| Progressive | $3,235 |
| State Farm | $4,796 |
| USAA | $3,418 |
Cheap Grantsville, Utah Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Grantsville, Utah annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,142 | $3,446 | $2,932 |
| American Family | $4,451 | $3,337 | $2,838 |
| Farmers | $4,562 | $3,790 | $3,599 |
| Geico | $4,238 | $2,350 | $1,761 |
| Liberty Mutual | $6,088 | $3,748 | $2,956 |
| Nationwide | $3,409 | $2,582 | $2,280 |
| Progressive | $4,122 | $3,538 | $3,290 |
| State Farm | $7,808 | $3,928 | $2,653 |
| USAA | $3,662 | $2,331 | $1,661 |
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Cheap Grantsville, Utah Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Grantsville, Utah can vary. Compare the annual cost of auto insurance by ZIP code in Grantsville, Utah to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 84029 | $3,574 |
Cheap Grantsville, Utah Auto Insurance Rates By Commute
Commute length and annual mileage affect Grantsville, Utah auto insurance. Find the cheapest annual Grantsville, Utah auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,840 | $3,840 |
| American Family | $3,539 | $3,544 |
| Farmers | $3,983 | $3,983 |
| Geico | $2,737 | $2,829 |
| Liberty Mutual | $4,194 | $4,334 |
| Nationwide | $2,757 | $2,757 |
| Progressive | $3,650 | $3,650 |
| State Farm | $4,673 | $4,919 |
| USAA | $2,524 | $2,580 |
Cheap Grantsville, Utah Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Grantsville, Utah? Check out the comparison of annual Grantsville, Utah auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,648 | $3,832 | $4,041 |
| American Family | $3,455 | $3,588 | $3,582 |
| Farmers | $3,635 | $3,925 | $4,390 |
| Geico | $2,578 | $2,771 | $2,999 |
| Liberty Mutual | $4,066 | $4,247 | $4,479 |
| Nationwide | $3,013 | $2,621 | $2,638 |
| Progressive | $3,308 | $3,505 | $4,136 |
| State Farm | $4,488 | $4,811 | $5,090 |
| USAA | $2,442 | $2,554 | $2,660 |
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Best By Category: Cheapest Auto Insurance in Grantsville, Utah
Compare the cheapest auto insurance companies in Grantsville, Utah in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | USAA |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | USAA |
The Cheapest Grantsville, Utah Auto Insurance Companies
What auto insurance companies in Grantsville, Utah are the cheapest? Compare the top Grantsville, Utah auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,840 |
| American Family | $3,542 |
| Farmers | $3,983 |
| Geico | $2,783 |
| Liberty Mutual | $4,264 |
| Nationwide | $2,757 |
| Progressive | $3,650 |
| State Farm | $4,796 |
| USAA | $2,552 |
What affects auto insurance rates in Grantsville, Utah?
There are a lot of reasons why auto insurance rates in Grantsville, Utah are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Grantsville, Utah. Many local factors may affect your Grantsville auto insurance rates.
Grantsville Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Grantsville, Utah commute length is 31.2 minutes according to City-Data.
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Compare Grantsville, Utah Auto Insurance Quotes
Before you buy Grantsville, Utah auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Grantsville, Utah auto insurance quotes.
Frequently Asked Questions
Why is auto insurance necessary in Grantsville, UT?
Auto insurance is necessary in Grantsville, UT, and everywhere else, to provide financial protection in case of accidents, damage, or theft involving your vehicle. It helps cover the costs of repairs, medical expenses, and liability claims.
What are the minimum auto insurance requirements in Grantsville, UT?
In Utah, the minimum auto insurance requirements include $25,000 bodily injury liability per person, $65,000 bodily injury liability per accident, and $15,000 property damage liability. Additionally, drivers must have $3,000 personal injury protection (PIP) coverage.
What factors affect auto insurance rates in Grantsville, UT?
Several factors can impact auto insurance rates in Grantsville, UT, including your driving history, age, gender, type of vehicle, location, credit score, and the coverage options you choose. Insurance companies also consider the local accident and theft rates.
Can I use my out-of-state auto insurance policy in Grantsville, UT?
If you move to Grantsville, UT, or establish residency there, you will likely need to obtain auto insurance that complies with Utah’s minimum requirements. Out-of-state insurance policies may not meet Utah’s specific guidelines.
What types of coverage should I consider for my auto insurance policy in Grantsville, UT?
Besides the minimum requirements, it’s recommended to consider additional coverage options like collision coverage (to cover damages to your vehicle), comprehensive coverage (for non-collision incidents like theft or weather damage), uninsured/underinsured motorist coverage (for accidents involving drivers with insufficient coverage), and medical payments coverage.
Are there any discounts available for auto insurance in Grantsville, UT?
Yes, many insurance companies offer various discounts that can help lower your auto insurance premiums in Grantsville, UT. Common discounts include safe driver discounts, multi-policy discounts (for bundling multiple insurance policies), good student discounts, and discounts for safety features installed in your vehicle.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.