Greer, SC Auto Insurance (2024)
The average Greer, SC auto insurance rates are $291 per month. The minimum auto insurance in Greer is at least 25/50/25 in coverage to comply with South Carolina auto insurance laws. To find the best cheap auto insurance in Greer, South Carolina, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest auto insurance company in Greer is Geico
- The most expensive auto insurance company in Greer for teen drivers is Progressive
- Average auto insurance rates in Greer, SC for senior drivers are $2,030 per year
Greer, South Carolina auto insurance requirements are 25/50/25 according to South Carolina auto insurance laws. Finding cheap auto insurance in Greer can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Greer, South Carolina, including driving record, credit, commute time, and more.
Compare auto insurance in Greer to other South Carolina cities, including North Charleston auto insurance rates, Rock Hill auto insurance rates, and Summerville auto insurance rates to see how Greer, South Carolina auto insurance rates stack up.
Before you buy Greer, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Greer, South Carolina auto insurance quotes.
Minimum Auto Insurance in Greer, South Carolina
Greer, South Carolina auto insurance laws require that you have at least the South Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Greer, South Carolina.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Greer, South Carolina Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Greer, South Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,614 | $2,614 | $2,504 | $2,504 | $6,995 | $8,968 | $2,911 | $3,169 |
| Farmers | $2,828 | $2,818 | $2,726 | $2,930 | $7,838 | $8,706 | $3,096 | $3,145 |
| Geico | $1,927 | $1,927 | $1,756 | $1,756 | $4,945 | $5,040 | $2,268 | $2,339 |
| Nationwide | $2,302 | $2,325 | $2,084 | $2,150 | $5,722 | $7,301 | $2,614 | $2,827 |
| Progressive | $2,198 | $2,035 | $1,909 | $1,994 | $9,696 | $10,700 | $2,562 | $2,695 |
| State Farm | $1,826 | $1,826 | $1,671 | $1,671 | $5,476 | $6,852 | $2,054 | $2,322 |
| USAA | $1,502 | $1,499 | $1,389 | $1,379 | $6,163 | $6,725 | $1,971 | $2,059 |
Cheap Greer, South Carolina Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Greer, South Carolina is a challenge. Take a look at the annual teen auto insurance rates in Greer, South Carolina.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,995 | $8,968 |
| Farmers | $7,838 | $8,706 |
| Geico | $4,945 | $5,040 |
| Nationwide | $5,722 | $7,301 |
| Progressive | $9,696 | $10,700 |
| State Farm | $5,476 | $6,852 |
| USAA | $6,163 | $6,725 |
Cheap Greer, South Carolina Auto Insurance for Seniors
What are senior auto insurance rates in Greer, South Carolina? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,504 | $2,504 |
| Farmers | $2,726 | $2,930 |
| Geico | $1,756 | $1,756 |
| Nationwide | $2,084 | $2,150 |
| Progressive | $1,909 | $1,994 |
| State Farm | $1,671 | $1,671 |
| USAA | $1,389 | $1,379 |
Cheap Greer, South Carolina Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Greer, South Carolina compared to the annual auto insurance rates with a clean record in Greer, South Carolina.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,002 | $4,826 | $4,291 | $4,020 |
| Farmers | $3,549 | $4,968 | $4,097 | $4,429 |
| Geico | $2,108 | $2,708 | $4,055 | $2,108 |
| Nationwide | $2,745 | $3,510 | $4,398 | $3,009 |
| Progressive | $3,456 | $5,070 | $4,210 | $4,159 |
| State Farm | $2,673 | $3,315 | $2,930 | $2,930 |
| USAA | $2,239 | $2,768 | $3,829 | $2,509 |
Cheap Greer, South Carolina Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Greer, South Carolina is not easy. Compare the annual rates for DUI auto insurance in Greer, South Carolina to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,291 |
| Farmers | $4,097 |
| Geico | $4,055 |
| Nationwide | $4,398 |
| Progressive | $4,210 |
| State Farm | $2,930 |
| USAA | $3,829 |
Cheap Greer, South Carolina Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Greer, South Carolina annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,033 | $3,841 | $3,231 |
| Farmers | $4,810 | $4,163 | $3,810 |
| Geico | $4,186 | $2,252 | $1,797 |
| Nationwide | $4,047 | $3,303 | $2,897 |
| Progressive | $4,667 | $4,129 | $3,874 |
| State Farm | $4,247 | $2,596 | $2,043 |
| USAA | $4,398 | $2,186 | $1,925 |
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Cheap Greer, South Carolina Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Greer, South Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Greer, South Carolina to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 29650 | $3,271 |
| 29651 | $3,258 |
Cheap Greer, South Carolina Auto Insurance Rates By Commute
Commute length and annual mileage affect Greer, South Carolina auto insurance. Find the cheapest annual Greer, South Carolina auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,951 | $4,119 |
| Farmers | $4,261 | $4,261 |
| Geico | $2,727 | $2,763 |
| Nationwide | $3,416 | $3,416 |
| Progressive | $4,224 | $4,224 |
| State Farm | $2,888 | $3,036 |
| USAA | $2,807 | $2,865 |
Cheap Greer, South Carolina Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Greer, South Carolina? Check out the comparison of annual Greer, South Carolina auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,817 | $4,019 | $4,269 |
| Farmers | $3,882 | $4,269 | $4,632 |
| Geico | $2,576 | $2,722 | $2,937 |
| Nationwide | $3,381 | $3,418 | $3,448 |
| Progressive | $3,969 | $4,188 | $4,514 |
| State Farm | $2,732 | $2,961 | $3,194 |
| USAA | $2,683 | $2,832 | $2,993 |
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Best By Category: Cheapest Auto Insurance in Greer, South Carolina
Compare the cheapest auto insurance companies in Greer, South Carolina in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Greer, South Carolina Auto Insurance Companies
What auto insurance companies in Greer, South Carolina are the cheapest? Compare the top Greer, South Carolina auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,035 |
| Farmers | $4,261 |
| Geico | $2,745 |
| Nationwide | $3,416 |
| Progressive | $4,224 |
| State Farm | $2,962 |
| USAA | $2,836 |
What affects auto insurance rates in Greer, South Carolina?
There are a lot of reasons why auto insurance rates in Greer, South Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Greer, South Carolina. Many local factors may affect your Greer auto insurance rates.
Greer Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Greer, South Carolina commute length is 23.7 minutes according to City-Data.
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Compare Greer, South Carolina Auto Insurance Quotes
Before you buy Greer, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Greer, South Carolina auto insurance quotes.
Frequently Asked Questions
Does my auto insurance cover rental cars in Greer, SC?
The coverage for rental cars in Greer, SC depends on your specific auto insurance policy. Some policies may provide coverage for rental cars, but it’s important to review your policy or contact your insurance company to understand the extent of coverage and any limitations or requirements that may apply.
Can I change my auto insurance policy mid-term in Greer, SC?
Yes, you can typically make changes to your auto insurance policy mid-term in Greer, SC. If you need to adjust your coverage, add or remove vehicles, or make other modifications, it’s best to contact your insurance company or agent to discuss the changes and any potential impact on your premiums.
What happens if I let my auto insurance policy lapse in Greer, SC?
Allowing your auto insurance policy to lapse in Greer, SC can have serious consequences. Driving without insurance is illegal and can result in penalties, fines, and potential license suspension. Additionally, when you try to reinstate coverage, insurance companies may view the lapse in coverage as a higher risk and may charge higher premiums as a result.
How can I lower my auto insurance premiums in Greer, SC?
Consider the following five factors to potentially cut your Greer, SC vehicle insurance premiums:
- Increase your deductibles
- Ask your insurance company about available discounts and take advantage of those you qualify for
- Maintain a good driving record and avoid accidents or traffic violations
- Consider bundling your auto insurance with other policies
- Review your coverage annually
Can my auto insurance rates increase after an accident in Greer, SC?
Yes, it’s possible for your auto insurance rates to increase after an accident in Greer, SC. Insurance companies may view you as a higher risk if you’ve been involved in an accident, and they may adjust your premiums accordingly during policy renewal or review periods.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.