Honda CR-V Auto Insurance (2024)
Average Honda CR-V auto insurance rates cost around $95/mo. Safe drivers can reduce their annual insurance costs by up to $470 through policy discounts. Leverage Honda CR-V's safety tech for discounts. Features like airbags, child safety locks, stability control, and more can lower your insurance costs.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Oct 8, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 8, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,140 a year or $95 each month
- A liability-only policy costs around $457 a year or $38 each month
- Highest rates are for teenage drivers at around $4,167 a year or $347 each month
- Good drivers can save as much as $470 a year by earning policy discounts
- Honda CR-V insurance costs around $379 less per year than the average vehicle
Honda CR-V insurance rates are quite a bit cheaper than the average vehicle, owed in part to its good safety ratings. You can pay as low as $38 per month for liability-only coverage and $95 per month for full coverage. Let’s take a closer look at Honda CR-V insurance rates, safety ratings, and more.
You can start comparing quotes for Honda CR-V car insurance rates from some of the best car insurance companies by using our free online tool now.
Honda CR-V Insurance Cost
The average Honda CR-V auto insurance rates are $1,140 a year or $95 a month.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Are Honda CR-Vs Expensive to Insure?
The chart below details how Honda CR-V insurance rates compare to other crossovers like the Mazda CX-5, Toyota C-HR, and Ford EcoSport.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Honda CR-V | $280 | $408 | $316 | $1,140 |
| Mazda CX-5 | $322 | $532 | $372 | $1,384 |
| Toyota C-HR | $254 | $452 | $258 | $1,074 |
| Ford EcoSport | $280 | $500 | $372 | $1,310 |
| Nissan Rogue | $268 | $512 | $440 | $1,400 |
| Cadillac XT4 | $362 | $656 | $316 | $1,470 |
| Mazda CX-3 | $308 | $500 | $372 | $1,338 |
However, there are a few things you can do to find the cheapest Honda auto insurance rates online.
What Impacts the Cost of Honda CR-V Insurance?
The Honda CR-V trim and model you choose can impact the total price you will pay for Honda CR-V insurance coverage.
Age of the Vehicle
The average Honda CR-V car insurance rates are higher for newer models. For example, car insurance for a 2020 Honda CR-V costs $1,140, while 2010 Honda CR-V insurance costs are $946, a difference of $194.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Honda CR-V | $280 | $408 | $316 | $1,140 |
| 2019 Honda CR-V | $268 | $392 | $332 | $1,128 |
| 2018 Honda CR-V | $256 | $388 | $338 | $1,118 |
| 2017 Honda CR-V | $248 | $378 | $354 | $1,116 |
| 2016 Honda CR-V | $240 | $362 | $364 | $1,102 |
| 2015 Honda CR-V | $226 | $350 | $376 | $1,088 |
| 2014 Honda CR-V | $218 | $326 | $384 | $1,064 |
| 2013 Honda CR-V | $208 | $306 | $388 | $1,038 |
| 2012 Honda CR-V | $200 | $274 | $390 | $1,000 |
| 2011 Honda CR-V | $188 | $252 | $390 | $966 |
| 2010 Honda CR-V | $180 | $236 | $394 | $946 |
Driver Age
Driver age can have a significant impact on Honda CR-V auto insurance rates. For instance, a 30-year-old driver may pay $50 more each year for Honda CR-V auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Honda CR-V insurance rates. For example, drivers in New York may pay $695 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Honda CR-V car insurance. Teens and drivers in their 20’s see the highest jump in their Honda CR-V car insurance with violations on their driving record.
Honda CR-V Safety Ratings
Your Honda CR-V auto insurance rates are influenced by the Honda CR-V’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Honda CR-V Crash Test Ratings
Good Honda CR-V crash test ratings can lower your Honda CR-V auto insurance rates. See Honda CR-V crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Honda CR-V SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Honda CR-V SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Honda CR-V HYBRID SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Honda CR-V SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Honda CR-V SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Honda CR-V SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Honda CR-V SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Honda CR-V SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Honda CR-V SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Honda CR-V SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Honda CR-V SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Honda CR-V Safety Features
The more safety features you have on your Honda CR-V, the more likely it is that you can earn a discount. The Honda CR-V’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Honda CR-V Insurance Loss Probability
The lower percentage means lower Honda CR-V car insurance rates; higher percentages mean higher Honda CR-V auto insurance rates. Insurance loss probability on the Honda CR-V fluctuates between each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -32% |
|---|---|
| Property Damage | -19% |
| Comprehensive | -42% |
| Personal Injury | -7% |
| Medical Payment | -14% |
| Bodily Injury | -23% |
| Source: Insurance Institute for Highway Safety | |
Honda CR-V Finance and Insurance Cost
When financing a Honda CR-V, most lenders will require your carry higher Honda CR-V coverage options including comprehensive coverage, so be sure to shop around and compare Honda CR-V car insurance rates from the best companies using our FREE tool below.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Ways to Save on Honda CR-V Insurance
There are many ways that you can save on Honda CR-V car insurance. Below are five actions you can take to find cheap Honda CR-V auto insurance rates.
- Ask for a Honda CR-V Discount If You Have College Degree or Higher
- Understand that Your Insurer Can Change Your Honda CR-V Auto Insurance Rates Mid-Term for Other Reasons
- Don’t Skimp On Honda CR-V Liability Coverage
- Provide Your Honda CR-V VIN When Requesting Honda CR-V Auto Insurance Quotes
- Consider Using a Tracking Device on Your Honda CR-V
Top Honda CR-V Insurance Companies
Who is the top car insurance company for Honda CR-V insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda CR-V auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda CR-V offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Honda CR-V Insurance Quotes Online
Start comparing Honda CR-V auto insurance quotes for free by using our FREE online comparison tool.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Frequently Asked Questions
What are the average insurance rates for a Honda CR-V?
Average Honda CR-V car insurance rates cost $1,140 a year or around $95 a month. The comprehensive coverage costs approximately $278, collision coverage costs $405, and liability coverage costs $322.
Are Honda CR-Vs expensive to insure?
No, Honda CR-V insurance rates are generally cheaper compared to the average vehicle. You can pay as low as $38 per month for liability-only coverage and $95 per month for full coverage.
What factors impact the cost of Honda CR-V insurance?
Several factors can affect the cost of Honda CR-V insurance. These include the trim and model of the CR-V, the age of the vehicle, the driver’s age, location, and driving record.
What are the safety ratings of the Honda CR-V?
The Honda CR-V has good safety ratings, which can influence insurance rates positively. It has received favorable crash test ratings and is equipped with safety features that can earn you potential discounts on your insurance.
How can I save on Honda CR-V insurance?
There are several ways to save on Honda CR-V insurance. You can consider bundling your insurance policies, maintaining a clean driving record, opting for higher deductibles, and installing safety features in your vehicle. Additionally, comparing quotes from multiple insurance companies can help you find the best rates.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.