Ford F-250 Super Duty Auto Insurance (2024)
Ford F-250 Super Duty insurance rates cost $132 per month ($1,580 per year). On average, comprehensive coverage costs $385, collision coverage costs $562, and liability coverage costs $446 for Ford F-250 Super Duty insurance.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,580 a year or $132 each month
- A liability-only policy costs around $633 a year or $53 each month
- Highest rates are for teenage drivers at around $5,775 a year or $481 each month
- Good drivers can save as much as $651 a year by earning policy discounts
- Ford F-250 Super Duty insurance costs around $61 more per year than the average vehicle
Ford F-250 Super Duty insurance rates are $132 per month for full coverage. Teen drivers could pay up yo $481 per month. Continue reading to learn how you can save money on Ford F-250 Super Duty insurance rates.
You can start comparing quotes for Ford F-250 Super Duty insurance rates from some of the best auto insurance companies by using our free online tool now.
Ford F-250 Super Duty Insurance Cost
The average auto insurance costs for a Ford F-250 Super Duty are $1,580 a year or $132 a month.
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Is Ford F-250 Super Duty Expensive to Insure?
The chart below details how Ford F-250 Super Duty insurance rates compare to other trucks like the Toyota Tacoma, Chevrolet Silverado, and Dodge Ram.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Toyota Tacoma | $294 | $482 | $390 | $1,324 |
| Chevrolet Silverado | $322 | $562 | $420 | $1,484 |
| Dodge Ram | $362 | $562 | $420 | $1,524 |
| Chevrolet Colorado | $254 | $438 | $372 | $1,222 |
| Ford Ranger | $254 | $470 | $372 | $1,254 |
| Ford F-150 | $322 | $470 | $372 | $1,322 |
However, there are a few things you can do to find the cheapest Ford insurance rates online.
What Impacts the Cost of Ford F-250 Super Duty Insurance?
The Ford F-250 Super Duty trim and model you choose can impact the total price you will pay for Ford F-250 Super Duty auto insurance coverage.
Age of the Vehicle
The average Ford F-250 Super Duty auto insurance rates are higher for newer models. For example, auto insurance rates for a 2017 Ford F-250 Super Duty cost $1,580, while the 2010 Ford F-250 Super Duty rates are $1,320, a difference of $260.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Ford F-250 Super Duty | $320 | $610 | $470 | $1,580 |
| 2016 Ford F-250 Super Duty | $310 | $586 | $486 | $1,562 |
| 2015 Ford F-250 Super Duty | $292 | $564 | $500 | $1,536 |
| 2014 Ford F-250 Super Duty | $282 | $524 | $510 | $1,496 |
| 2013 Ford F-250 Super Duty | $270 | $494 | $514 | $1,458 |
| 2012 Ford F-250 Super Duty | $258 | $442 | $520 | $1,400 |
| 2011 Ford F-250 Super Duty | $242 | $408 | $520 | $1,350 |
| 2010 Ford F-250 Super Duty | $234 | $382 | $524 | $1,320 |
Driver Age
Driver age can have a significant impact on the cost of Ford F-250 Super Duty auto insurance. For example, 20-year-old drivers pay as much as $2,002 more each year for their Ford F-250 Super Duty auto insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Ford F-250 Super Duty insurance rates. For example, drivers in Houston may pay $1,165 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on your Ford F-250 Super Duty auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Ford F-250 Super Duty auto insurance with violations on their driving record.
Ford F-250 Super Duty Safety Ratings
The Ford F-250 Super Duty’s safety ratings will affect your Ford F-250 Super Duty auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Not Tested |
| Side | Not Tested |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Ford F-250 Super Duty Crash Test Ratings
Not only do good Ford F-250 Super Duty crash test ratings mean you are better protected in a crash, but good Ford F-250 Super Duty crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Ford F-250 Super Duty | 5 stars | 5 stars | N/R | 3 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Ford F-250 Super Duty Safety Features
The more safety features you have on your Ford F-250 Super Duty, the more likely it is that you can earn a discount. The Ford F-250 Super Duty’s safety features include:
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- AdvanceTrac w/Roll Stability Control Electronic Stability Control (ESC) And Roll Stability Control (RSC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- Tire Specific Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags w/Passenger Off Switch
- Safety Canopy System Curtain 1st Row Airbags
- Mykey System -inc: Top Speed Limiter, Audio Volume Limiter, Early Low Fuel Warning, Programmable Sound Chimes and Beltminder w/Audio Mute
- Outboard Front Lap And Shoulder Safety Belts -inc: Height Adjusters
- Safety Canopy System Curtain 1st And 2nd Row Airbags
- Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point and Height Adjusters
- Dual Stage Driver And Passenger Front Airbags
- Back-Up Camera
Ford F-250 Super Duty Finance and Insurance Cost
If you are financing a Ford F-250 Super Duty, you will pay more if you purchase Ford F-250 Super Duty auto insurance at the dealership, so be sure to shop around and compare Ford F-250 Super Duty insurance rates from the best companies using our FREE tool below.
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Ways to Save on Ford F-250 Super Duty Insurance
If you want to reduce the cost of your Ford F-250 Super Duty insurance rates, follow these tips below:
- Consider Using a Tracking Device on Your Ford F-250 Super Duty
- Wait Six Years for Accidents to Disappear from Your Record
- Compare Apples to Apples When Comparing Ford F-250 Super Duty Insurance Quotes and Policies
- Use an Accurate Job Title When Requesting Ford F-250 Super Duty Auto Insurance
- Ask About Seasonal Insurance for Your Ford F-250 Super Duty
Top Ford F-250 Super Duty Insurance Companies
The best auto insurance companies for Ford F-250 Super Duty insurance rates will offer competitive rates, discounts, and account for the Ford F-250 Super Duty’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Ford F-250 Super Duty Insurance Quotes Online
You can start comparing quotes for Ford F-250 Super Duty insurance rates from some of the best auto insurance companies by using our free online tool now.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
How much does Ford F-250 Super Duty insurance cost?
The average auto insurance costs for a Ford F-250 Super Duty are $1,580 per year or $132 per month. The specific coverage costs are as follows: comprehensive coverage costs $385, collision coverage costs $562, and liability coverage costs $446 for Ford F-250 Super Duty insurance.
Is Ford F-250 Super Duty expensive to insure?
Compared to other trucks like the Toyota Tacoma, Chevrolet Silverado, and Dodge Ram, Ford F-250 Super Duty insurance rates are not particularly expensive. However, insurance rates can vary depending on factors such as the model and trim of the vehicle.
What factors impact the cost of Ford F-250 Super Duty insurance?
Several factors can influence the cost of Ford F-250 Super Duty auto insurance, including:
- Age of the vehicle: Newer models tend to have higher insurance rates
- Driver age: Younger drivers typically pay more for insurance compared to older drivers
- Driver location: The location where the vehicle is primarily driven can affect insurance rates
- Driving record: Having violations or accidents on your driving record can increase insurance premiums
Do safety ratings affect Ford F-250 Super Duty insurance rates?
Yes, the safety ratings of the Ford F-250 Super Duty can impact insurance rates. Vehicles with better crash test ratings often result in lower insurance premiums.
What are some ways to save on Ford F-250 Super Duty insurance?
To reduce the cost of your Ford F-250 Super Duty insurance, you can consider the following tips:
- Maintain a clean driving record
- Choose a higher deductible
- Take advantage of available discounts
- Install safety features in your vehicle
- Shop around and compare quotes from different insurance companies
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.