Mercedes-Benz CLS 550 Auto Insurance (2024)
Mercedes-Benz CLS 550 insurance rates cost $162 per month ($1,940 per year). On average, comprehensive coverage costs $473, collision coverage costs $690, and liability coverage costs $547 for Mercedes-Benz CLS 550 insurance.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,940 a year or $162 each month
- A liability-only policy costs around $777 a year or $65 each month
- Highest rates are for teenage drivers at around $7,091 a year or $591 each month
- Good drivers can save as much as $800 a year by earning policy discounts
- Mercedes-Benz CLS 550 insurance costs around $421 more per year than the average vehicle
Mercedes-Benz CLS 550 insurance rates $421 more expensive than the average vehicle. The average rate for full coverage is $162 per month. Continue reading to learn how you can save money on Mercedes-Benz CLS 550 insurance rates.
You can start comparing quotes for Mercedes-Benz CLS 550 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Mercedes-Benz CLS 550 Insurance Cost
The average Mercedes-Benz CLS 550 auto insurance costs are $1,940 a year or $162 a month.
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Are Mercedes-Benz CLS 550s Expensive to Insure?
The chart below details how Mercedes-Benz CLS 550 insurance rates compare to other luxury cars like the BMW M3, Audi A4, and Acura TLX.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Mercedes-Benz CLS 550 | $432 | $952 | $398 | $1,940 |
| BMW M3 | $406 | $804 | $398 | $1,766 |
| Audi A4 | $332 | $656 | $398 | $1,544 |
| Acura TLX | $332 | $686 | $398 | $1,574 |
| Jaguar XF | $406 | $804 | $398 | $1,766 |
| Mercedes-Benz C300 | $404 | $718 | $372 | $1,652 |
| Cadillac CT6 | $382 | $774 | $398 | $1,712 |
However, there are a few things you can do to find the cheapest Mercedes-Benz insurance rates online.
What Impacts the Cost of Mercedes-Benz CLS 550 Insurance?
The Mercedes-Benz CLS 550 trim and model you choose will affect the total price you will pay for Mercedes-Benz CLS 550 insurance coverage.
Age of the Vehicle
Older Mercedes-Benz CLS 550 models generally cost less to insure. For example, auto insurance rates for a 2018 Mercedes-Benz CLS 550 are $1,940, while 2010 Mercedes-Benz CLS 550 rates are $1,506, a difference of $434.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Mercedes-Benz CLS 550 | $432 | $952 | $398 | $1,940 |
| 2017 Mercedes-Benz CLS 550 | $418 | $930 | $416 | $1,922 |
| 2016 Mercedes-Benz CLS 550 | $402 | $890 | $430 | $1,880 |
| 2015 Mercedes-Benz CLS 550 | $380 | $860 | $442 | $1,840 |
| 2014 Mercedes-Benz CLS 550 | $366 | $798 | $452 | $1,774 |
| 2013 Mercedes-Benz CLS 550 | $352 | $752 | $456 | $1,718 |
| 2012 Mercedes-Benz CLS 550 | $336 | $674 | $460 | $1,628 |
| 2011 Mercedes-Benz CLS 550 | $314 | $620 | $460 | $1,552 |
| 2010 Mercedes-Benz CLS 550 | $304 | $580 | $464 | $1,506 |
Driver Age
Driver age can have a significant effect on Mercedes-Benz CLS 550 auto insurance rates. For example, 20-year-old drivers pay $2,373 more for their Mercedes-Benz CLS 550 auto insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Mercedes-Benz CLS 550 insurance rates. For example, drivers in New York may pay $504 a year more than drivers in Chicago.
Your Driving Record
Your driving record can have an impact on your Mercedes-Benz CLS 550 auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Mercedes-Benz CLS 550 auto insurance with violations on their driving record.
Mercedes-Benz CLS 550 Safety Ratings
Your Mercedes-Benz CLS 550 auto insurance rates are influenced by the safety ratings of the Mercedes-Benz CLS 550. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Not Tested |
| Side | Not Tested |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Mercedes-Benz CLS 550 Crash Test Ratings
If the Mercedes-Benz CLS 550 crash test ratings are good, you could have lower Mercedes-Benz CLS 550 auto insurance rates. See Mercedes-Benz CLS 550 crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Mercedes-Benz CLS 550 | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Mercedes-Benz CLS 550 Safety Features
Having a variety of safety features on your Mercedes-Benz CLS 550 can help lower your insurance costs. According to AutoBlog, the 2020 Mercedes-Benz CLS 550’s safety features include:
- ESP w/Crosswind Assist Electronic Stability Control (ESC)
- ABS And Driveline Traction Control
- Side Impact Beams
- Dual Stage Driver And Passenger Seat-Mounted Side Airbags
- eCall Emergency System Emergency Sos
- Active Parking Assist Automated Parking Sensors
- Blind Spot Assist Blind Spot
- Forward Collision Mitigation
- Tire Specific Low Tire Pressure Warning
- Dual Stage Driver And Passenger Front Airbags
- Curtain 1st And 2nd Row Airbags
- Airbag Occupancy Sensor
- Driver And Passenger Knee Airbag
- Childseat Sensor and Rear Child Safety Locks
- First Aid Kit
- Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point, Height Adjusters and Pretensioners
- Back-Up Camera
Mercedes-Benz CLS 550 Finance and Insurance Cost
When financing a Mercedes-Benz CLS 550, most lenders will require your carry higher Mercedes-Benz CLS 550 coverage options including comprehensive coverage, so be sure to shop around and compare Mercedes-Benz CLS 550 auto insurance rates from the best companies using our FREE tool below.
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Ways to Save on Mercedes-Benz CLS 550 Insurance
You can save more money on your Mercedes-Benz CLS 550 auto insurance rates by employing any of the following five strategies.
- Ask for New Mercedes-Benz CLS 550 Insurance Rates Based on Your Improved Credit Score
- Get Cheaper Mercedes-Benz CLS 550 Insurance Rates as a Full-Time Parent
- If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan
- Ask About Discounts for People with Disabilities
- Work with a Direct Insurer Instead of an Insurance Broker for Your Mercedes-Benz CLS 550
Top Mercedes-Benz CLS 550 Insurance Companies
Who is the top auto insurance company for Mercedes-Benz CLS 550 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mercedes-Benz CLS 550 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mercedes-Benz CLS 550 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Mercedes-Benz CLS 550 Insurance Quotes Online
You can start comparing quotes for Mercedes-Benz CLS 550 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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Frequently Asked Questions
What is the Mercedes-Benz CLS 550?
The Mercedes-Benz CLS 550 is a luxury sedan manufactured by Mercedes-Benz. It is known for its sleek design, powerful performance, and advanced features.
How much does insurance cost for a Mercedes-Benz CLS 550?
The cost of insurance for a Mercedes-Benz CLS 550 can vary depending on various factors, including your location, driving history, coverage options, and the insurance provider. Luxury vehicles like the CLS 550 typically have higher insurance rates due to their higher value and potentially expensive repair costs. It’s recommended to obtain quotes from multiple insurance companies to compare rates and find the most competitive coverage.
What types of insurance coverage do I need for a Mercedes-Benz CLS 550?
The insurance coverage you need for a Mercedes-Benz CLS 550 is similar to other vehicles. It typically includes:
- Liability coverage: Required by law in most states and covers damages you cause to others in an accident.
- Collision coverage: Pays for repairs or replacement if your CLS 550 is damaged in a collision with another vehicle or object.
- Comprehensive coverage: Protects your vehicle against non-collision incidents, such as theft, vandalism, or damage from natural disasters.
- Uninsured/underinsured motorist coverage: Covers you if you are involved in an accident with a driver who has insufficient or no insurance.
Are there any discounts available for Mercedes-Benz CLS 550 auto insurance?
Yes, there may be discounts available for Mercedes-Benz CLS 550 auto insurance. Common discounts include multi-vehicle discounts, good driver discounts, safety feature discounts, and loyalty discounts. It’s recommended to inquire about available discounts when obtaining quotes from insurance providers to potentially reduce your premium.
Should I choose an authorized Mercedes-Benz repair facility for my CLS 550?
Depending on your insurance policy, you may have the option to choose an authorized Mercedes-Benz repair facility for your CLS 550. Authorized repair facilities are trained to work on Mercedes-Benz vehicles and may have access to genuine parts. However, it’s important to review your policy or contact your insurance provider to understand the specific guidelines and coverage for repairs.
What steps should I take if my Mercedes-Benz CLS 550 is stolen or totaled?
If your Mercedes-Benz CLS 550 is stolen or deemed a total loss in an accident, you should take the following steps:
- Contact the police: Report the theft or accident to the police and obtain a police report or incident report.
- Notify your insurance provider: Contact your insurance company as soon as possible to report the incident and initiate a claim. They will guide you through the claims process and may require documentation such as the police report, vehicle information, and photographs.
- Provide necessary documentation: Cooperate with your insurance company by providing any requested documentation or information to support your claim.
- Assess the settlement: Your insurance company will assess the situation, including the value of your CLS 550, and work with you to determine the appropriate settlement based on the coverage and terms of your policy.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.