Hyundai Elantra Auto Insurance (2024)
Hyundai Elantra auto insurance rates for full coverage are an average of $114/mo. However, rates for Hyundai Elantra insurance will be higher for young and high risk drivers, as teenagers pay an average of $418/mo for Hyundai Elantra insurance, and high risk drivers pay an average of $243/mo.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Sep 20, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Sep 20, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Full coverage for Hyundai Elantras is an average of $114 each month
- A liability-only Hyundai Elantra policy costs an average of $46 each month
- The highest Hyundai Elantra rates are for teenage drivers at an average of $418 each month
Hyundai Elantra auto insurance rates are affordable for most drivers, as Hyundai Elantra insurance costs approximately $147 less per year than the average vehicle. However, young drivers and high risk drivers will have much higher Hyundai auto insurance rates, making it important to still shop around for savings.
To find the best Hyundai insurance rates, read on. We will go over everything you need to know about insuring a Hyundai Elantra, such as Hyundai Elantra insurance rates, safety ratings, and more.
You can start comparing quotes for Hyundai Elantra car insurance rates from some of the best car insurance companies by using our free online tool now.
Hyundai Elantra Auto Insurance Rates
The average Hyundai Elantra car insurance rates are $1,372 a year or $114 a month.
Young drivers and high risk drivers will have higher rates.
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Are Hyundai Elantras Expensive to Insure?
The chart below details how Hyundai Elantra insurance rates compare to other sedans like the Honda Accord, Kia Forte, and Chevrolet Sonic.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Hyundai Elantra | $280 | $562 | $372 | $1,372 |
| Honda Accord | $280 | $500 | $372 | $1,310 |
| Kia Forte | $322 | $500 | $372 | $1,352 |
| Chevrolet Sonic | $270 | $536 | $398 | $1,362 |
| Toyota Corolla | $294 | $542 | $390 | $1,384 |
| Kia Optima | $322 | $532 | $420 | $1,454 |
| Honda Civic | $280 | $656 | $420 | $1,536 |
There are a few things you can do to find the cheapest Hyundai insurance rates online, which we go over in the next sections.
Factors that Impact Hyundai Elantra Insurance Rates
The Hyundai Elantra trim and model you choose can impact the total price you will pay for Hyundai Elantra insurance coverage.
Age of the Vehicle
Older Hyundai Elantra models generally cost less to insure. For example, car insurance for a 2020 Hyundai Elantra costs $1,372, while 2010 Hyundai Elantra insurance costs are $1,130, a difference of $242.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Hyundai Elantra | $280 | $562 | $372 | $1,372 |
| 2019 Hyundai Elantra | $268 | $542 | $390 | $1,358 |
| 2018 Hyundai Elantra | $256 | $536 | $398 | $1,348 |
| 2017 Hyundai Elantra | $248 | $524 | $416 | $1,346 |
| 2016 Hyundai Elantra | $240 | $502 | $430 | $1,330 |
| 2015 Hyundai Elantra | $226 | $484 | $442 | $1,310 |
| 2014 Hyundai Elantra | $218 | $450 | $452 | $1,278 |
| 2013 Hyundai Elantra | $208 | $424 | $456 | $1,246 |
| 2012 Hyundai Elantra | $200 | $380 | $460 | $1,198 |
| 2011 Hyundai Elantra | $188 | $350 | $460 | $1,156 |
| 2010 Hyundai Elantra | $180 | $328 | $464 | $1,130 |
Driver Age
Driver age can have a significant effect on Hyundai Elantra car insurance rates. For example, 20-year-old drivers pay $1,678 more for their Hyundai Elantra car insurance each year than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Hyundai Elantra insurance rates. For example, drivers in Los Angeles may pay $508 a year more than drivers in Philadelphia.
Your Driving Record
Your driving record can have an impact on the cost of Hyundai Elantra auto insurance. Teens and drivers in their 20’s see the highest jump in their Hyundai Elantra car insurance with violations on their driving record.
Hyundai Elantra Safety Ratings
The Hyundai Elantra’s safety ratings will affect your Hyundai Elantra car insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Hyundai Elantra Crash Test Ratings
Not only do good Hyundai Elantra crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Hyundai Elantra auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Hyundai Elantra GT 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2020 Hyundai Elantra 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2019 Hyundai Elantra Gt 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2019 Hyundai Elantra 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2018 Hyundai Elantra Gt 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2018 Hyundai Elantra 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2017 Hyundai Elantra Gt 5 HB FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Hyundai Elantra 4 DR FWD Later Release | 4 stars | 4 stars | 4 stars | 4 stars |
| 2017 Hyundai Elantra 4 DR FWD Early Release | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Hyundai Elantra Gt 5 HB FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Hyundai Elantra 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Hyundai Elantra Safety Features
Having a variety of safety features on your Hyundai Elantra can help lower your Hyundai Elantra insurance costs. The Hyundai Elantra’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- Front Disc/Rear Drum Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Lane Departure Warning
- Lane Keeping Assist
Hyundai Elantra Insurance Loss Probability
Another contributing factor that plays a direct role in Hyundai Elantra insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 2% |
|---|---|
| Property Damage | 2% |
| Comprehensive | -10% |
| Personal Injury | 33% |
| Medical Payment | 37% |
| Bodily Injury | 17% |
| Source: Insurance Institute for Highway Safety | |
Hyundai Elantra Finance and Insurance Cost
If you are financing a Hyundai Elantra, you will pay more if you purchase Hyundai Elantra car insurance at the dealership, so be sure to shop around and compare Hyundai Elantra car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Hyundai Elantra Insurance
Although it may seem like your Hyundai Elantra car insurance rates are set, there are a few measures that you can take to secure the best Hyundai Elantra car insurance rates possible. Take a look at the following five ways to save on Hyundai Elantra auto insurance.
- Make Sure You’re Raising a Safe Driver
- Ask About Farm and Ranch Vehicle Discounts
- Ask Your Insurance Company About Hyundai Elantra Discounts
- Buy a Hyundai Elantra with an Anti-Theft Device
- Don’t Always Pick the Cheapest Hyundai Elantra Insurance Policy
Learn more: Auto Insurance Discounts
Top Hyundai Elantra Insurance Companies
Who is the best auto insurance company for Hyundai Elantra insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Hyundai Elantra auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Hyundai Elantra offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Hyundai Elantra Insurance Quotes Online
To start comparing Hyundai Elantra car insurance quotes for free, use our online car insurance comparison tool.
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Frequently Asked Questions
How much does it cost to insure a Hyundai Elantra?
The cost of insuring a Hyundai Elantra can vary depending on several factors, such as your location, driving history, age, and the specific model and trim of the Elantra. Additionally, insurance premiums can be influenced by the coverage options and deductibles you choose. It’s best to request insurance quotes from different providers to get an accurate idea of the cost for your specific circumstances.
Is the Hyundai Elantra considered an affordable car to insure?
Generally, the Hyundai Elantra is considered to be an affordable car to insure. It typically falls into the compact car category, which tends to have lower insurance rates compared to larger or high-performance vehicles. However, insurance premiums can still vary based on the factors mentioned earlier.
What type of auto insurance coverage do I need for a Hyundai Elantra?
The type of auto insurance coverage you need for your Hyundai Elantra depends on your personal circumstances and preferences. In most states, liability insurance is required by law to cover bodily injury and property damage you may cause to others in an accident. Additionally, comprehensive and collision coverage can be beneficial to protect your vehicle against theft, vandalism, and damage from accidents. Other optional coverages include uninsured/underinsured motorist coverage, medical payments coverage, and personal injury protection (PIP).
Are there any discounts available for insuring a Hyundai Elantra?
Insurance providers often offer various discounts that can help lower the cost of insuring a Hyundai Elantra. Common discounts include multi-policy discounts (if you have multiple policies with the same insurer), safe driver discounts, discounts for completing defensive driving courses, good student discounts (for student drivers with good grades), and discounts for safety features such as anti-theft devices and anti-lock brakes. It’s recommended to inquire about available discounts with your insurance provider.
Does the Hyundai Elantra’s safety rating impact insurance premiums?
Yes, the safety rating of the Hyundai Elantra can have an impact on insurance premiums. Insurance companies typically consider the safety features and crash test ratings of a vehicle when calculating premiums. The safer the car is deemed to be, the lower the risk of injuries or extensive damage, which can result in lower insurance rates.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.