Jaguar Auto Insurance (2024)

Jaguar auto insurance costs $189 monthly for full coverag, higher than most other cars, so finding cheap auto insurance could be challenging. However, Jaguar auto insurance rates vary based on the model, driving record, and other factors. For example, Jaguar F-Type insurance rates are $25 higher than the average for all Jaguar models.

Keep reading to learn more about how to find the best car insurance for luxury cars. We’ll overview everything you need to know about insuring a Jaguar, including Jaguar car insurance coverage options and average price.

Common Auto Insurance Coverages for Jaguars

Most states require drivers to carry liability auto insurance. Liability auto insurance pays for other drivers’ medical and property repair bills if you cause an accident, so it’s essential Jaguar auto insurance coverage.

Car insurance requirements by state vary, but you might also need to carry one or more of the following types of auto insurance coverage for Jaguars:

• Medical payments: Medical payments coverage on auto insurance covers you and your passengers’ medical bills up to the policy limit if you get injured in a car accident.
• Personal injury protection: Personal injury protection insurance covers you and your passengers’ medical bills and lost wages up to the policy limit if you get injured in a car accident.
• Underinsured motorist insurance: This coverage helps pay the remainder of your accident bills if the driver who hit you lacks enough coverage to pay your bills.
• Uninsured motorist insurance: Uninsured motorist coverage pays your accident bills if the driver who hit you doesn’t have insurance.

If you have a lease or loan on your Jaguar, your lender will require you to have collision and comprehensive insurance alongside the state’s required coverages. Collision and comprehensive auto insurance are good coverages, as they cover the costs of your repairs if you cause an accident or factors outside your control damage your car.

For example, collision auto insurance covers your Jaguar repairs if you crash into another car. Comprehensive auto insurance covers your repairs if you crash into an animal or your car gets damaged by weather, falling objects, or vandals. So, these two coverages protect your Jaguar from numerous situations.

Average Jaguar Auto Insurance Rates

Your Jaguar insurance costs partly depend on your Jaguar model. More expensive Jaguar models cost more to insure, as insurance companies must pay more for repairs if you file an auto insurance claim.

Take a look at the table below to see the average Jaguar auto insurance rates for different models:

Jaguar Auto Insurance Average Monthly Full Coverage Rates

A Jaguar F-Type model is the most expensive model to insure on average since it has the highest price tag of all the models listed. Auto insurance for models that cost less, such as the Jaguar XE and Jaguar XF, comes with cheaper average rates for full coverage. So, always compare auto insurance rates by make and model to get the cheapest Jaguar car insurance quotes.

Since Jaguar model is just one of the many factors that affect auto insurance rates, we’ll also examine Jaguar insurance rates based on driving record and age:

Below, you can see average rates by different Jaguar models based on age and driving record:

Jaguar Auto Insurance Average Monthly Full Coverage Rates by Model and Age

It usually isn’t a surprise to most people that younger drivers pay more for a Jaguar auto insurance policy, as less driving experience means a higher likelihood of crashing. High-risk auto insurance for Jaguar drivers with DUIs, at-fault accidents, and traffic tickets is always more expensive, regardless of model.

How to Save on Jaguar Auto Insurance

Since Jaguars are more expensive to insure, we’ll review a few tips on saving money on the best Jaguar auto insurance. The first tip is to shop around and get plenty of Jaguar auto insurance quotes to determine which company has the best rates based on your driving record, model, and location.

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Our second tip is to utilize all available car insurance discounts at your company. You may need to submit paperwork or participate in a program for some discounts, meaning they don’t automatically apply to your Jaguar car insurance rates. Some examples include defensive driving, good student, and safe driving discounts.

Another big discount that most insurance companies offer is a bundling discount, where you earn a discount for purchasing more than one type of insurance from the company. Examples include bundling home and auto insurance or renters and auto insurance. Learn more about how to save money by bundling insurance policies.

Our final savings tip for lowering Jaguar insurance costs is raising your auto insurance deductible. Since a deductible is an amount you agree to pay out of pocket before insurance covers a claim, a higher deductible will lower your Jaguar car insurance rates. However, never increase your Jaguar auto insurance deductible to an amount you can’t afford.

Finding Affordable Jaguar Auto Insurance Coverage

Jaguar luxury car insurance is more expensive on average than standard vehicles, and some models cost more to insure than others. Fortunately, you can reduce your rates by shopping around for cheap Jaguar auto insurance quotes, getting auto insurance discounts, and raising your deductible.