Keenesburg, CO Auto Insurance (2024)
The average Keenesburg, CO auto insurance rates are $330 per month. The minimum auto insurance in Keenesburg is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Keenesburg, Colorado, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 22, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Keenesburg for teen drivers is Allstate
- Average auto insurance rates in Keenesburg, CO for senior drivers are $2,345 per year
- The cheapest auto insurance company in Keenesburg is Liberty Mutual
Keenesburg, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Keenesburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Keenesburg, Colorado, including driving record, credit, commute time, and more.
Compare auto insurance in Keenesburg to other Colorado cities, including Aurora auto insurance rates, Arvada auto insurance rates, and Colorado Springs auto insurance rates to see how Keenesburg, Colorado auto insurance rates stack up.
Before you buy Keenesburg, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Keenesburg, Colorado auto insurance quotes.
Minimum Auto Insurance in Keenesburg, Colorado
Keenesburg, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Keenesburg, Colorado.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Cheap Keenesburg, Colorado Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Keenesburg, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,623 | $3,404 | $3,286 | $3,317 | $12,178 | $12,769 | $3,971 | $3,983 |
| American Family | $2,450 | $2,450 | $2,212 | $2,212 | $5,928 | $7,971 | $2,450 | $2,996 |
| Farmers | $3,160 | $3,141 | $2,858 | $3,069 | $11,904 | $12,055 | $3,482 | $3,541 |
| Geico | $2,216 | $2,393 | $2,296 | $2,567 | $6,697 | $7,087 | $2,035 | $2,084 |
| Liberty Mutual | $1,894 | $1,846 | $1,604 | $1,764 | $5,708 | $6,229 | $1,917 | $1,945 |
| Nationwide | $2,847 | $2,907 | $2,537 | $2,693 | $7,160 | $9,216 | $3,269 | $3,545 |
| Progressive | $2,471 | $2,313 | $2,162 | $2,152 | $8,403 | $9,405 | $2,782 | $2,708 |
| State Farm | $1,972 | $1,972 | $1,770 | $1,770 | $5,655 | $7,172 | $2,207 | $2,612 |
| USAA | $2,057 | $2,050 | $1,967 | $1,966 | $5,179 | $5,925 | $2,639 | $2,863 |
Cheap Keenesburg, Colorado Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Keenesburg, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Keenesburg, Colorado.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $12,178 | $12,769 |
| American Family | $5,928 | $7,971 |
| Farmers | $11,904 | $12,055 |
| Geico | $6,697 | $7,087 |
| Liberty Mutual | $5,708 | $6,229 |
| Nationwide | $7,160 | $9,216 |
| Progressive | $8,403 | $9,405 |
| State Farm | $5,655 | $7,172 |
| USAA | $5,179 | $5,925 |
Cheap Keenesburg, Colorado Auto Insurance for Seniors
What are senior auto insurance rates in Keenesburg, Colorado? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,286 | $3,317 |
| American Family | $2,212 | $2,212 |
| Farmers | $2,858 | $3,069 |
| Geico | $2,296 | $2,567 |
| Liberty Mutual | $1,604 | $1,764 |
| Nationwide | $2,537 | $2,693 |
| Progressive | $2,162 | $2,152 |
| State Farm | $1,770 | $1,770 |
| USAA | $1,967 | $1,966 |
Cheap Keenesburg, Colorado Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Keenesburg, Colorado compared to the annual auto insurance rates with a clean record in Keenesburg, Colorado.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,987 | $5,717 | $6,937 | $5,624 |
| American Family | $2,651 | $3,764 | $4,915 | $3,005 |
| Farmers | $4,568 | $5,859 | $5,776 | $5,402 |
| Geico | $2,443 | $3,764 | $4,258 | $3,223 |
| Liberty Mutual | $2,508 | $2,935 | $3,049 | $2,961 |
| Nationwide | $3,262 | $4,492 | $5,732 | $3,601 |
| Progressive | $3,505 | $4,911 | $3,699 | $4,084 |
| State Farm | $2,892 | $3,390 | $3,141 | $3,141 |
| USAA | $2,251 | $2,747 | $4,792 | $2,534 |
Cheap Keenesburg, Colorado Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Keenesburg, Colorado is not easy. Compare the annual rates for DUI auto insurance in Keenesburg, Colorado to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,937 |
| American Family | $4,915 |
| Farmers | $5,776 |
| Geico | $4,258 |
| Liberty Mutual | $3,049 |
| Nationwide | $5,732 |
| Progressive | $3,699 |
| State Farm | $3,141 |
| USAA | $4,792 |
Cheap Keenesburg, Colorado Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Keenesburg, Colorado annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,457 | $5,701 | $4,291 |
| American Family | $4,646 | $3,318 | $2,787 |
| Farmers | $6,261 | $5,097 | $4,846 |
| Geico | $4,118 | $3,422 | $2,726 |
| Liberty Mutual | $4,097 | $2,502 | $1,991 |
| Nationwide | $5,176 | $4,081 | $3,558 |
| Progressive | $4,612 | $3,931 | $3,605 |
| State Farm | $4,365 | $2,802 | $2,256 |
| USAA | $4,549 | $2,604 | $2,090 |
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Cheap Keenesburg, Colorado Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Keenesburg, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Keenesburg, Colorado to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 80643 | $3,658 |
Cheap Keenesburg, Colorado Auto Insurance Rates By Commute
Commute length and annual mileage affect Keenesburg, Colorado auto insurance. Find the cheapest annual Keenesburg, Colorado auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,816 | $5,816 |
| American Family | $3,507 | $3,661 |
| Farmers | $5,401 | $5,401 |
| Geico | $3,342 | $3,502 |
| Liberty Mutual | $2,863 | $2,863 |
| Nationwide | $4,272 | $4,272 |
| Progressive | $4,050 | $4,050 |
| State Farm | $3,063 | $3,219 |
| USAA | $2,994 | $3,168 |
Cheap Keenesburg, Colorado Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Keenesburg, Colorado? Check out the comparison of annual Keenesburg, Colorado auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,397 | $5,787 | $6,264 |
| American Family | $3,388 | $3,658 | $3,705 |
| Farmers | $4,766 | $5,327 | $6,111 |
| Geico | $3,104 | $3,359 | $3,803 |
| Liberty Mutual | $2,705 | $2,852 | $3,033 |
| Nationwide | $4,310 | $4,274 | $4,232 |
| Progressive | $3,714 | $4,061 | $4,374 |
| State Farm | $2,936 | $3,144 | $3,344 |
| USAA | $2,936 | $3,081 | $3,226 |
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Best By Category: Cheapest Auto Insurance in Keenesburg, Colorado
Compare the cheapest auto insurance companies in Keenesburg, Colorado in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Liberty Mutual |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
The Cheapest Keenesburg, Colorado Auto Insurance Companies
What auto insurance companies in Keenesburg, Colorado are the cheapest? Compare the top Keenesburg, Colorado auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,816 |
| American Family | $3,584 |
| Farmers | $5,401 |
| Geico | $3,422 |
| Liberty Mutual | $2,863 |
| Nationwide | $4,272 |
| Progressive | $4,050 |
| State Farm | $3,141 |
| USAA | $3,081 |
What affects auto insurance rates in Keenesburg, Colorado?
There are a lot of reasons why auto insurance rates in Keenesburg, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Keenesburg, Colorado. Many local factors may affect your Keenesburg auto insurance rates.
Keenesburg Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Keenesburg, Colorado commute length is 35.8 minutes according to City-Data.
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Compare Keenesburg, Colorado Auto Insurance Quotes
Before you buy Keenesburg, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Keenesburg, Colorado auto insurance quotes.
Frequently Asked Questions
What are the minimum auto insurance requirements in Keenesburg, Colorado?
The minimum auto insurance requirements in Keenesburg, Colorado, as per state laws, are 25/50/15 coverage. This means you need to have at least $25,000 bodily injury liability coverage per person, $50,000 bodily injury liability coverage per accident, and $15,000 property damage liability coverage.
How are auto insurance rates in Keenesburg, Colorado determined?
Auto insurance rates in Keenesburg, Colorado are determined by various factors, including driving record, credit history, age, gender, marital status, commute length, and coverage level. Additionally, local factors such as traffic and vehicle theft rates in Keenesburg can also impact insurance rates.
What are the average auto insurance rates for teens in Keenesburg, Colorado?
Finding cheap auto insurance for teen drivers in Keenesburg, Colorado can be challenging. The average annual rates for teen drivers are typically higher compared to other age groups. It’s recommended to compare quotes from multiple companies to find the best rates.
How does a DUI affect auto insurance rates in Keenesburg, Colorado?
Getting a DUI in Keenesburg, Colorado can significantly impact your auto insurance rates. After a DUI conviction, you can expect your insurance premiums to increase substantially. It’s important to compare rates from different providers to find the best deal for auto insurance coverage.
How does credit history affect auto insurance rates in Keenesburg, Colorado?
Credit history plays a role in determining auto insurance rates in Keenesburg, Colorado. Generally, individuals with better credit scores tend to get lower insurance premiums. It’s important to maintain good credit to potentially qualify for more affordable auto insurance rates.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.