Mercury Auto Insurance (2024)

Mercury auto insurance is usually affordable since most drivers choose minimum coverage. However, because the brand discontinued in 2011, you’ll only see used Mercurys on the road. Since used cars are cheaper to repair and replace compare with new ones, most drivers choose the cheapest car insurance for a Mercury they can find, usually liability auto insurance.

For minimum coverage, average Mercury auto insurance quotes cost $58 per month. However, owning a used Mercury doesn’t mean you can’t buy more coverage. Mercury full coverage insurance costs more, but it offers your car better protection.

To find cheap auto insurance for a Mercury, it’s important to find and compare rates from the best auto insurance companies. When you compare Mercury auto insurance rates, you’ll find companies near you that offer great coverage with affordable prices. 

Mercury Auto Insurance Coverage Options

If you seek a minimum coverage or liability-only car insurance policy, the types of auto insurance coverage you need depends on location. You must follow your state minimum auto insurance requirements before you can drive legally.

Depending on where you live, you may need to purchase some or all of the following auto insurance coverage:

• Property damage liability: The best property damage liability auto insurance companies cover you if you cause an accident and damage someone’s car or other personal property.
• Bodily injury liability: Bodily injury liability auto insurance covers you if you cause an accident and injure or kill one or more people. 
• Personal injury protection (PIP): Personal injury protection (PIP) auto insurance helps pay medical bills and may replace lost wages after a covered accident.
• Medical payments: Medical payments coverage on auto insurance helps with hospital bills and doctor visits after a covered accident. 
• Uninsured/underinsured motorist coverage: Uninsured/underinsured motorist coverage helps if someone causes an accident but doesn’t carry proper insurance coverage.

Contact your state’s department of motor vehicles if you’re unsure of the type and amounts of car insurance coverage you need where you live. Many drivers purchase additional coverage to carry what’s often referred to as Mercury full coverage insurance, which include:

• Collision: Collision auto insurance helps if you cause an accident and damage your car. Collision insurance will pay for repairs up to your vehicle’s actual cash value (ACV) once you pay your deductible. 
• Comprehensive: Comprehensive auto insurance helps if inclement weather, wild animals, theft, or vandalism cause damage to your Mercury. 

If you add collision and comprehensive insurance to your car insurance policy, you’ll be protected if you’re in an accident or if wild animals or inclement weather damage your vehicle. 

Mercury Optional Auto Insurance Add-Ons

Some Mercury drivers may purchase additional coverage, often considered add-on insurance, to protect their vehicles. Some of the most popular add-on options include:

• Rideshare insurance: If you drive for a company like Uber or Lyft, rideshare coverage helps ensure you stay covered no matter what you’re doing. Some insurance companies won’t cover you if you’re in an accident while driving for work. Rideshare insurance covers you if you’re ever in an accident. 
• Emergency roadside assistance: Roadside assistance includes tow coverage, flat tire repair, and fuel delivery services. If you drive a lot, roadside assistance helps you stay safe on the road. 
• Rental car reimbursement: Rental car reimbursement helps you get your money back if you rent a car because yours is in the shop following a covered accident. 

Several other add-on options help drivers customize their Mercury insurance policies. In addition, you can speak with a representative from any company you’re considering to learn more about your Mercury car insurance coverage options. 

Mercury Auto Insurance Rates

There are many factors that affect auto insurance rates, such as age, gender, marital status, driving history, and credit score. Depending on the model you drive, your rates may be higher or lower than expected. Additionally, since each state has different Mercury coverage requirements, auto insurance rates by ZIP code vary.

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The average cost of a minimum coverage policy for a Mercury is $58 each month. As you add coverage to your Mercury car insurance policy, this cost will increase. Once you determine the type of coverage you’re looking for, you can find and compare quotes from several insurance companies to determine which works best for you.

Mercury Auto Insurance Discounts

You could qualify for auto insurance discounts on your Mercury car insurance. Some of the most common discounts with insurance companies include:

• Accident-free discount
• Defensive driving auto insurance discount
• Good driver auto insurance discount
• Good student auto insurance discount
• Military discount
• Senior auto insurance discount
• Bundling insurance policies
• Safety device discount
• New car auto insurance discount
• Usage-based auto insurance

Car insurance discounts can help you save up to 25% on coverage. If you are eligible for a discount, speak with a representative from your car insurance company to learn more about your options. 

Find the Best Mercury Auto Insurance Today

Choosing your Mercury car insurance company may feel daunting, but it doesn’t have to. Finding the right company is easy when you know the type of auto insurance you want and compare Mercury car insurance quotes from companies in your area that offer it.

You need proper auto insurance coverage for your Mercury. The coverage you’ll need for a liability-only policy depends on where you live. Many Mercury drivers opt for full coverage, which includes collision and comprehensive car insurance, for additional safety on the road. 

The average cost of a minimum coverage auto insurance policy for a Mercury is around $58 each month. Of course, if you purchase full coverage, expect to pay more. Still, some companies may offer very cheap Mercury car insurance options. Read more about the best comprehensive auto insurance companies.

Find and compare Mercury car insurance quotes and discount options from several auto insurance companies before you choose a policy. Comparing costs can help you find the Mercury auto insurance policy you need at a price that suits your budget.