Milwaukee, WI Auto Insurance (2024)
The average Milwaukee, WI auto insurance rates are $347 per month. The minimum auto insurance in Milwaukee is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Milwaukee, Wisconsin, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Milwaukee for teen drivers is Nationwide
- The minimum auto insurance required in Milwaukee, Wisconsin is 25/50/10
- The average commute length in Milwaukee is 24.4 minutes
Milwaukee, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Milwaukee can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Milwaukee, Wisconsin, including driving record, credit, commute time, and more.
Compare auto insurance in Milwaukee to other Wisconsin cities, including Oshkosh auto insurance rates, Green Bay auto insurance rates, and Milwaukee auto insurance rates to see how Milwaukee, Wisconsin auto insurance rates stack up.
Before you buy Milwaukee, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Milwaukee, Wisconsin auto insurance quotes.
Minimum Auto Insurance in Milwaukee, Wisconsin
Milwaukee, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Milwaukee, Wisconsin.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Milwaukee, Wisconsin Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Milwaukee, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,130 | $3,272 | $2,924 | $3,226 | $11,336 | $14,563 | $3,129 | $3,390 |
| American Family | $1,095 | $1,142 | $1,073 | $1,070 | $4,112 | $4,512 | $1,345 | $1,435 |
| Farmers | $2,516 | $2,508 | $2,221 | $2,378 | $12,722 | $13,132 | $2,860 | $2,962 |
| Geico | $1,870 | $2,115 | $2,035 | $2,417 | $6,564 | $7,057 | $1,708 | $1,731 |
| Liberty Mutual | $2,211 | $2,397 | $1,775 | $2,011 | $8,782 | $9,843 | $2,337 | $2,508 |
| Nationwide | $4,814 | $5,030 | $4,047 | $4,237 | $10,546 | $16,332 | $5,907 | $6,846 |
| Progressive | $2,530 | $2,363 | $2,073 | $2,191 | $10,405 | $11,691 | $3,021 | $3,277 |
| State Farm | $1,911 | $1,911 | $1,737 | $1,737 | $5,970 | $7,477 | $2,166 | $2,503 |
| USAA | $1,581 | $1,564 | $1,449 | $1,453 | $4,265 | $4,903 | $2,041 | $2,219 |
Cheap Milwaukee, Wisconsin Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Milwaukee, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Milwaukee, Wisconsin.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,336 | $14,563 |
| American Family | $4,112 | $4,512 |
| Farmers | $12,722 | $13,132 |
| Geico | $6,564 | $7,057 |
| Liberty Mutual | $8,782 | $9,843 |
| Nationwide | $10,546 | $16,332 |
| Progressive | $10,405 | $11,691 |
| State Farm | $5,970 | $7,477 |
| USAA | $4,265 | $4,903 |
Cheap Milwaukee, Wisconsin Auto Insurance for Seniors
What are senior auto insurance rates in Milwaukee, Wisconsin? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,924 | $3,226 |
| American Family | $1,073 | $1,070 |
| Farmers | $2,221 | $2,378 |
| Geico | $2,035 | $2,417 |
| Liberty Mutual | $1,775 | $2,011 |
| Nationwide | $4,047 | $4,237 |
| Progressive | $2,073 | $2,191 |
| State Farm | $1,737 | $1,737 |
| USAA | $1,449 | $1,453 |
Cheap Milwaukee, Wisconsin Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Milwaukee, Wisconsin compared to the annual auto insurance rates with a clean record in Milwaukee, Wisconsin.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,509 | $6,313 | $5,948 | $5,716 |
| American Family | $1,883 | $2,003 | $2,003 | $2,003 |
| Farmers | $4,489 | $5,707 | $5,387 | $5,066 |
| Geico | $2,149 | $3,578 | $4,243 | $2,778 |
| Liberty Mutual | $3,004 | $4,386 | $4,487 | $4,055 |
| Nationwide | $6,108 | $7,061 | $8,648 | $7,061 |
| Progressive | $4,278 | $5,250 | $4,461 | $4,787 |
| State Farm | $2,888 | $3,465 | $3,177 | $3,177 |
| USAA | $1,892 | $2,410 | $3,270 | $2,167 |
Cheap Milwaukee, Wisconsin Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Milwaukee, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Milwaukee, Wisconsin to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,948 |
| American Family | $2,003 |
| Farmers | $5,387 |
| Geico | $4,243 |
| Liberty Mutual | $4,487 |
| Nationwide | $8,648 |
| Progressive | $4,461 |
| State Farm | $3,177 |
| USAA | $3,270 |
Cheap Milwaukee, Wisconsin Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Milwaukee, Wisconsin annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,416 | $5,061 | $4,387 |
| American Family | $2,638 | $1,743 | $1,538 |
| Farmers | $5,825 | $4,942 | $4,720 |
| Geico | $4,199 | $2,980 | $2,383 |
| Liberty Mutual | $5,728 | $3,494 | $2,728 |
| Nationwide | $8,113 | $6,773 | $6,773 |
| Progressive | $5,283 | $4,549 | $4,250 |
| State Farm | $4,732 | $2,722 | $2,076 |
| USAA | $3,722 | $1,989 | $1,593 |
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Cheap Milwaukee, Wisconsin Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Milwaukee, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Milwaukee, Wisconsin to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 53202 | $4,070 |
| 53203 | $4,330 |
| 53204 | $4,515 |
| 53205 | $4,766 |
| 53206 | $5,078 |
| 53207 | $3,486 |
| 53208 | $4,192 |
| 53209 | $4,368 |
| 53210 | $4,692 |
| 53211 | $3,697 |
| 53212 | $4,711 |
| 53213 | $3,448 |
| 53214 | $3,523 |
| 53215 | $4,115 |
| 53216 | $4,974 |
| 53218 | $4,460 |
| 53219 | $3,601 |
| 53220 | $3,327 |
| 53221 | $3,453 |
| 53222 | $3,742 |
| 53223 | $3,916 |
| 53224 | $3,906 |
| 53225 | $3,934 |
| 53226 | $3,239 |
| 53227 | $3,464 |
| 53228 | $3,171 |
| 53233 | $4,604 |
Cheap Milwaukee, Wisconsin Auto Insurance Rates By Commute
Commute length and annual mileage affect Milwaukee, Wisconsin auto insurance. Find the cheapest annual Milwaukee, Wisconsin auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,483 | $5,760 |
| American Family | $1,937 | $2,009 |
| Farmers | $5,162 | $5,162 |
| Geico | $3,127 | $3,248 |
| Liberty Mutual | $3,983 | $3,983 |
| Nationwide | $7,220 | $7,220 |
| Progressive | $4,694 | $4,694 |
| State Farm | $3,098 | $3,255 |
| USAA | $2,403 | $2,466 |
Cheap Milwaukee, Wisconsin Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Milwaukee, Wisconsin? Check out the comparison of annual Milwaukee, Wisconsin auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,331 | $5,606 | $5,928 |
| American Family | $1,931 | $1,993 | $1,995 |
| Farmers | $4,685 | $5,111 | $5,691 |
| Geico | $2,877 | $3,178 | $3,507 |
| Liberty Mutual | $3,525 | $4,032 | $4,391 |
| Nationwide | $6,935 | $7,219 | $7,505 |
| Progressive | $4,313 | $4,740 | $5,029 |
| State Farm | $2,971 | $3,190 | $3,369 |
| USAA | $2,329 | $2,438 | $2,537 |
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Best By Category: Cheapest Auto Insurance in Milwaukee, Wisconsin
Compare the cheapest auto insurance companies in Milwaukee, Wisconsin in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | American Family |
| Seniors | American Family |
| Clean Record | American Family |
| With 1 Accident | American Family |
| With 1 DUI | American Family |
| With 1 Speeding Violation | American Family |
The Cheapest Milwaukee, Wisconsin Auto Insurance Companies
What auto insurance companies in Milwaukee, Wisconsin are the cheapest? Compare the top Milwaukee, Wisconsin auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,621 |
| American Family | $1,973 |
| Farmers | $5,162 |
| Geico | $3,187 |
| Liberty Mutual | $3,983 |
| Nationwide | $7,220 |
| Progressive | $4,694 |
| State Farm | $3,177 |
| USAA | $2,434 |
What affects auto insurance rates in Milwaukee, Wisconsin?
There are a lot of reasons why auto insurance rates in Milwaukee, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Milwaukee, Wisconsin. Many local factors may affect your Milwaukee auto insurance rates.
Milwaukee Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Milwaukee, Wisconsin auto theft statistics, there have been 4,589 auto thefts in the city.
Milwaukee Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Milwaukee, Wisconsin commute length is 24.4 minutes according to City-Data.
Milwaukee Traffic
How does Milwaukee, Wisconsin rank for traffic? According to Inrix Milwaukee, Wisconsin is the 457th most congested worldwide.
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Compare Milwaukee, Wisconsin Auto Insurance Quotes
Before you buy Milwaukee, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Milwaukee, Wisconsin auto insurance quotes.
Frequently Asked Questions
What should I do if I’m involved in an accident in Milwaukee, WI?
If you’re involved in an accident in Milwaukee, WI, you should first ensure your safety and the safety of others involved. Then, exchange insurance information with the other party or parties involved. It’s important to report the accident to your insurance provider as soon as possible. They will guide you through the claims process and provide further instructions.
How can I find affordable auto insurance in Milwaukee, WI?
To find affordable auto insurance in Milwaukee, WI, it’s a good idea to compare quotes from multiple insurance providers. You can do this by contacting different insurers directly or using online comparison tools. Additionally, maintaining a clean driving record, choosing higher deductibles, and exploring available discounts can help reduce your premium.
Can I get discounts on my auto insurance?
Yes, many insurance companies offer discounts that can help lower your auto insurance premium. Some common discounts include safe driver discounts, multi-policy discounts (when you have multiple policies with the same insurer), good student discounts, anti-theft device discounts, and more. It’s best to check with your insurance provider to see which discounts you may be eligible for.
How are auto insurance premiums determined in Milwaukee, WI?
Auto insurance premiums in Milwaukee, WI, are determined by several factors. These factors include your driving history, age, gender, type of vehicle, location, credit history, coverage limits, and deductibles. Insurance companies assess these factors to calculate the risk associated with insuring you and determine your premium.
Are there any additional auto insurance coverage options available?
Yes, in addition to liability, collision, and comprehensive coverage, there are other options you can consider. Some common additional coverage options include uninsured/underinsured motorist coverage, medical payments coverage, rental reimbursement coverage, and roadside assistance coverage.
What is collision coverage?
Collision coverage is an optional insurance component that pays for damages to your vehicle resulting from a collision with another vehicle or object, regardless of who is at fault. This coverage helps cover the cost of repairing or replacing your vehicle.
What does comprehensive coverage include?
Comprehensive coverage is another optional component that covers damages to your vehicle that are not caused by a collision. This can include theft, vandalism, fire, natural disasters, falling objects, and other specified events. It provides protection for the value of your vehicle.
Can I use my auto insurance to cover a rental car in Milwaukee, WI?
Your personal auto insurance policy may provide some coverage for a rental car in Milwaukee, WI, but it’s important to review your policy details or contact your insurance provider to confirm the extent of coverage. Additionally, some credit cards offer rental car insurance benefits if you use the card to
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.