Moncks Corner, SC Auto Insurance (2024)
The average Moncks Corner, SC auto insurance rates are $347 per month. The minimum auto insurance in Moncks Corner is at least 25/50/25 in coverage to comply with South Carolina auto insurance laws. To find the best cheap auto insurance in Moncks Corner, South Carolina, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Moncks Corner for teen drivers is Progressive
- The average commute length in Moncks Corner is 27.6 minutes
- The cheapest auto insurance company in Moncks Corner is State Farm
Moncks Corner, South Carolina auto insurance requirements are 25/50/25 according to South Carolina auto insurance laws. Finding cheap auto insurance in Moncks Corner can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Moncks Corner, South Carolina, including driving record, credit, commute time, and more.
Compare auto insurance in Moncks Corner to other South Carolina cities, including Columbia auto insurance rates, Sumter auto insurance rates, and Goose Creek auto insurance rates to see how Moncks Corner, South Carolina auto insurance rates stack up.
Before you buy Moncks Corner, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Moncks Corner, South Carolina auto insurance quotes.
Minimum Auto Insurance in Moncks Corner, South Carolina
Moncks Corner, South Carolina auto insurance laws require that you have at least the South Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Moncks Corner, South Carolina.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Moncks Corner, South Carolina Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Moncks Corner, South Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,858 | $2,858 | $2,734 | $2,734 | $7,390 | $9,423 | $3,168 | $3,447 |
| Farmers | $3,502 | $3,513 | $3,353 | $3,623 | $9,395 | $10,328 | $3,832 | $3,842 |
| Geico | $2,451 | $2,451 | $2,240 | $2,240 | $5,929 | $6,066 | $2,857 | $2,930 |
| Nationwide | $2,939 | $2,976 | $2,639 | $2,741 | $7,261 | $9,374 | $3,338 | $3,646 |
| Progressive | $2,710 | $2,480 | $2,330 | $2,446 | $11,489 | $12,676 | $3,103 | $3,217 |
| State Farm | $1,982 | $1,982 | $1,797 | $1,797 | $5,719 | $7,196 | $2,225 | $2,496 |
| USAA | $2,004 | $2,013 | $1,844 | $1,851 | $7,931 | $8,681 | $2,637 | $2,785 |
Cheap Moncks Corner, South Carolina Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Moncks Corner, South Carolina is a challenge. Take a look at the annual teen auto insurance rates in Moncks Corner, South Carolina.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,390 | $9,423 |
| Farmers | $9,395 | $10,328 |
| Geico | $5,929 | $6,066 |
| Nationwide | $7,261 | $9,374 |
| Progressive | $11,489 | $12,676 |
| State Farm | $5,719 | $7,196 |
| USAA | $7,931 | $8,681 |
Cheap Moncks Corner, South Carolina Auto Insurance for Seniors
What are senior auto insurance rates in Moncks Corner, South Carolina? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,734 | $2,734 |
| Farmers | $3,353 | $3,623 |
| Geico | $2,240 | $2,240 |
| Nationwide | $2,639 | $2,741 |
| Progressive | $2,330 | $2,446 |
| State Farm | $1,797 | $1,797 |
| USAA | $1,844 | $1,851 |
Cheap Moncks Corner, South Carolina Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Moncks Corner, South Carolina compared to the annual auto insurance rates with a clean record in Moncks Corner, South Carolina.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,250 | $5,176 | $4,574 | $4,306 |
| Farmers | $4,320 | $5,974 | $4,968 | $5,433 |
| Geico | $2,604 | $3,350 | $5,024 | $2,604 |
| Nationwide | $3,465 | $4,490 | $5,684 | $3,819 |
| Progressive | $4,134 | $6,046 | $5,053 | $4,993 |
| State Farm | $2,858 | $3,505 | $3,117 | $3,117 |
| USAA | $2,946 | $3,639 | $4,985 | $3,303 |
Cheap Moncks Corner, South Carolina Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Moncks Corner, South Carolina is not easy. Compare the annual rates for DUI auto insurance in Moncks Corner, South Carolina to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,574 |
| Farmers | $4,968 |
| Geico | $5,024 |
| Nationwide | $5,684 |
| Progressive | $5,053 |
| State Farm | $3,117 |
| USAA | $4,985 |
Cheap Moncks Corner, South Carolina Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Moncks Corner, South Carolina annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,436 | $4,090 | $3,453 |
| Farmers | $5,928 | $5,014 | $4,580 |
| Geico | $5,179 | $2,786 | $2,222 |
| Nationwide | $5,198 | $4,211 | $3,684 |
| Progressive | $5,618 | $4,938 | $4,614 |
| State Farm | $4,520 | $2,759 | $2,169 |
| USAA | $5,782 | $2,867 | $2,507 |
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Cheap Moncks Corner, South Carolina Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Moncks Corner, South Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Moncks Corner, South Carolina to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 29461 | $3,876 |
Cheap Moncks Corner, South Carolina Auto Insurance Rates By Commute
Commute length and annual mileage affect Moncks Corner, South Carolina auto insurance. Find the cheapest annual Moncks Corner, South Carolina auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,234 | $4,419 |
| Farmers | $5,174 | $5,174 |
| Geico | $3,377 | $3,414 |
| Nationwide | $4,364 | $4,364 |
| Progressive | $5,056 | $5,056 |
| State Farm | $3,070 | $3,229 |
| USAA | $3,679 | $3,758 |
Cheap Moncks Corner, South Carolina Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Moncks Corner, South Carolina? Check out the comparison of annual Moncks Corner, South Carolina auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,067 | $4,306 | $4,606 |
| Farmers | $4,573 | $5,167 | $5,781 |
| Geico | $3,131 | $3,356 | $3,699 |
| Nationwide | $4,287 | $4,373 | $4,434 |
| Progressive | $4,626 | $4,978 | $5,565 |
| State Farm | $2,909 | $3,148 | $3,391 |
| USAA | $3,489 | $3,713 | $3,954 |
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Best By Category: Cheapest Auto Insurance in Moncks Corner, South Carolina
Compare the cheapest auto insurance companies in Moncks Corner, South Carolina in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | State Farm |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Moncks Corner, South Carolina Auto Insurance Companies
What auto insurance companies in Moncks Corner, South Carolina are the cheapest? Compare the top Moncks Corner, South Carolina auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,326 |
| Farmers | $5,174 |
| Geico | $3,396 |
| Nationwide | $4,364 |
| Progressive | $5,056 |
| State Farm | $3,149 |
| USAA | $3,719 |
What affects auto insurance rates in Moncks Corner, South Carolina?
There are a lot of reasons why auto insurance rates in Moncks Corner, South Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Moncks Corner, South Carolina. Many local factors may affect your Moncks Corner auto insurance rates.
Moncks Corner Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Moncks Corner, South Carolina commute length is 27.6 minutes according to City-Data.
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Compare Moncks Corner, South Carolina Auto Insurance Quotes
Before you buy Moncks Corner, South Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Moncks Corner, South Carolina auto insurance quotes.
Frequently Asked Questions
What is auto insurance?
Auto insurance is a contract between you and an insurance company that provides financial protection in case of accidents, damages, or injuries related to your vehicle. It typically includes coverage for liability, property damage, and medical expenses.
Is auto insurance mandatory in Moncks Corner, SC?
Yes, auto insurance is mandatory in Moncks Corner, SC, as it is in the entire state of South Carolina. All drivers are required to carry liability insurance coverage to legally operate a vehicle on the road.
What is liability insurance?
Liability insurance covers the costs associated with injuries or property damage caused by you in an accident. It typically includes bodily injury liability, which pays for medical expenses and lost wages of the other party, and property damage liability, which covers the repair or replacement costs for the other person’s vehicle or property.
What are the minimum liability insurance requirements in Moncks Corner, SC?
The minimum liability insurance requirements in Moncks Corner, SC are as follows: $25,000 for injury or death to one person, $50,000 for injury or death to multiple people, and $25,000 for property damage. These are the minimum limits, but it’s often recommended to consider higher coverage amounts for better protection.
What other types of auto insurance coverage are available?
In addition to liability insurance, there are various other types of auto insurance coverage available, including:
- Collision coverage: Pays for damages to your vehicle resulting from a collision with another vehicle or object.
- Comprehensive coverage: Covers damages to your vehicle caused by non-collision incidents such as theft, vandalism, fire, or natural disasters.
- Uninsured/underinsured motorist coverage: Protects you if you’re involved in an accident with a driver who has insufficient or no insurance.
- Medical payments coverage: Pays for medical expenses for you and your passengers regardless of fault in an accident.
- Personal injury protection (PIP): Similar to medical payments coverage, PIP covers medical expenses, lost wages, and other related costs.
How are auto insurance premiums determined in Moncks Corner, SC?
Auto insurance premiums in Moncks Corner, SC are determined based on various factors, including but not limited to:
- Your driving record and claims history
- Your age, gender, and marital status
- The make, model, and age of your vehicle
- Your credit history
- The coverage types and limits you choose
- Your deductible amount
- The average annual mileage you drive
- The area where you live (including Moncks Corner’s specific risk factors)
Are there any specific factors in Moncks Corner, SC that may affect auto insurance rates?
Yes, there are certain factors specific to Moncks Corner, SC, that may affect auto insurance rates. These factors can include the local traffic patterns, crime rates, and weather conditions in the area. Additionally, the availability of repair shops and healthcare facilities may also impact insurance costs.
Can I use my personal auto insurance for business purposes in Moncks Corner, SC?
Generally, personal auto insurance policies do not provide coverage for vehicles used for business purposes in Moncks Corner, SC. If you use your vehicle for business activities such as deliveries, transportation of goods, or ridesharing, you may need a commercial auto insurance policy to ensure adequate coverage.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.