Nissan Auto Insurance (2024)
Nissan auto insurance costs around $147 monthly. However, rates vary by Nissan insurance company, model, vehicle age, and coverage type. For instance, 2015 Nissan Altima insurance averages $114/mo. Below, we'll help you find the best and cheapest car insurance for a Nissan by comparing quotes.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
UPDATED: Oct 12, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Oct 12, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Nissan auto insurance costs around $147 monthly, but you could insure a Versa for $137
- You could also find cheaper car insurance for a Nissan by insuring an older model
- Finding the best Nissan insurance quotes involve comparing costs by model, vehicle age, driving record, and demographics
Nissan auto insurance costs around $147 monthly for full coverage. However, factors such as vehicle age, type, and mileage all impact Nissan insurance rates. So, it’s always important to compare auto insurance rates by vehicle make and model to find the best Nissan car insurance.
For example, while coverage for a brand-new 2023 Nissan GT-R costs around $192 monthly, you’ll only pay $131 for Nissan Pathfinder auto insurance. Luckily, Nissan owners see fairly low rates from most top insurers.
We’ll go over how much Nissan car insurance costs and how to find cheap Nissan auto insurance below. Then, you can start comparing free Nissan insurance quotes today by entering your ZIP code above.
Cheap Nissan Auto Insurance Rates
Are Nissans expensive to insure? It costs around $147 monthly to get full coverage auto insurance for a Nissan.
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However, every insurance company uses different formulas when calculating rates, and considers factors unique to each driver, such as driving record, demographics, and vehicle type. We’ll go over Nissan car insurance rates by model below.
Average Cost of Nissan Altima Car Insurance
Nissan Altima auto insurance averages $145 monthly. See how much you could pay to insure your Altima with the top companies below:
Nissan Altima Auto Insurance Monthly Rates by Company
Company Rates
USAA $87
Geico $92
State Farm $107
Progressive $108
Nationwide $123
Allstate $135
If your Nissan insurance company doesn’t offer you the lowest rates for your Altima, consider switching to get cheap auto insurance from a different car insurance company.
Every vehicle’s value reduces over time, resulting in the cost of insurance decreasing, especially if you have certain types of auto insurance. Here’s what to expect to pay for insurance for a Nissan Altima based on the model year.
Nissan Altima Auto Insurance Monthly Rates by Model Year
Model Rates
2023 Nissan Altima
$144
2020 Nissan Altima $120
2019 Nissan Altima $118
2018 Nissan Altima $118
2017 Nissan Altima $117
2016 Nissan Altima $116
2015 Nissan Altima $114
Newer Nissan Altimas cost more to insure compared to older models, largely due to an older model costing less to repair, so insurance companies will charge more for coverage when you have a newer model.
Auto insurance for young adults is also more expensive than for older adults. Check out the average cost to insure an Altima by age below:
Nissan Altima Auto Insurance Monthly Rates by Driver's Age
Age Rates
16-year-old $461
17-year-old $408
18-year-old $359
19-year-old $257
20-year-old $230
21-year-old $182
22-year-old $167
23-year-old $153
24-year-old $144
25-year-old $130
40-year-old $110
Once drivers turn 25 years old, they will likely see a decrease in their insurance rates because they have gained more experience behind the wheel.
Average Cost of Nissan Versa Car Insurance
You’ll pay around $137 monthly for Nissan Versa car insurance coverage. However, you could find cheaper rates by insuring an older model:
Nissan Versa Auto Insurance Monthly Rates by Model Year
Model Rates
2020 Nissan Versa $114
2019 Nissan Versa $113
2018 Nissan Versa $112
2017 Nissan Versa $112
2016 Nissan Versa $111
2015 Nissan Versa $109
2014 Nissan Versa $107
2013 Nissan Versa $104
2012 Nissan Versa $100
2011 Nissan Versa $96
2010 Nissan Versa $94
As you can see, you could insure a 2011 Nissan Versa for around $96 monthly. Read more about auto insurance for older cars and how they can help you save on Nissan insurance.
Average Cost of Nissan Leaf Car Insurance
Nissan Leaf auto insurance costs $153 monthly for full coverage. As an electric vehicle, it has more expensive repair costs, so you’ll pay higher Nissan insurance rates. Check out the table below to compare Nissan Leaf coverage costs by age:
Nissan Leaf Auto Insurance Monthly Rates by Age
Age Rates
16-year-old $560
20-year-old $348
30-year-old $160
40-year-old $153
50-year-old $140
60-year-old $137
As you can see, you’ll pay lower Nissan Leaf insurance rates the older you are since you have more driving experience. Your Leaf could also qualify for electric vehicle auto insurance discounts, including a $7,500 tax credit.
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How Auto Insurance Rates for Nissans Get Calculated
There are various factors that affect auto insurance rates for Nissans, and each insurance company weighs factors differently.
Not only is a vehicle’s make, model, and year considered, but insurance companies also look at the vehicle’s engine size, cost of repairs, theft rates, and safety record.Michelle Robbins Licensed Insurance Agent
Check out our list of common factors that affect car insurance rates for Nissans:
- Age
- Driving record
- Mileage
- Location
- Gender
- Nissan model
- Coverage type
- Credit score
- Marital status
Of course, you should always compare Nissan car insurance quotes from the best auto insurance companies for the cheapest premiums.
How to Save Money on Nissan Car Insurance Quotes
Nissan auto insurance costs around 24% higher than the national average. So, you might be curious how to lower your auto insurance rates for Nissan coverage.
Here’s how you can save money on Nissan car insurance:
- Shop around. Compare multiple Nissan insurance quotes from local companies to find the cheapest rates.
- Increase your credit score. Your credit score can impact your auto insurance rates. The higher your credit score, the lower the cost of auto insurance because you will be viewed as a safe driver by your insurance company.
- Confirm available discounts. Confirm which auto insurance discounts are offered by your insurance company and inquire about how to apply them to your policy.
- Bundle insurance policies. Purchasing multiple insurance policies from the same company may earn you a discount on your car insurance.
- Remove and/or adjust coverage. Reviewing your policy and removing or adjusting coverage, coverage limits, or auto insurance deductible amounts can lower your Nissan insurance cost.
- Avoid traffic violations and accidents. Nissan insurance companies check driving records, so it’s important to keep a clean driving record. A clean driving record shows your insurer that you’re a safe driver, and you’ll see cheaper Nissan auto insurance rates.
In most cases, making a few quick and easy changes can get you down to a more acceptable number if you’re not satisfied with your current rate.
More About How to Buy a Cheap Nissan Auto Insurance Policy
Generally, insurance for a Nissan is affordable. Of course, the cost of auto insurance will vary based on several factors. So while it might cost around $145 monthly for Nissan Altima insurance, you’ll pay around $158 monthly for a Nissan Maxima.
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So, get started on comparing Nissan insurance quotes today by entering your ZIP code below.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
What is Nissan auto insurance?
Nissan auto insurance refers to the insurance coverage specifically designed for Nissan vehicles. It provides financial protection in the event of accidents, damage to the vehicle, or injuries to individuals involved in a car accident while driving a Nissan.
Are Nissan cars expensive to insure?
Nissan auto insurance costs around $147 monthly, about 24% higher than the national average.
How do I get quotes for a Nissan Altima?
To get quotes for a Nissan Altima, you select multiple car insurance companies and provide each with the requested personal and vehicle information.
How much is insurance for a 2023 Nissan Altima?
Nissan Altima insurance costs around $145 monthly, close to the overall Nissan average.
Why is Nissan Altima insurance expensive?
Nissan auto insurance shouldn’t be too expensive, so if you rates are high, see if you can reduce your rates. You can save money on Nissan Altima insurance by doing any of the following:
- Shopping around
- Increasing your credit score
- Confirming available discounts
- Bundling insurance policies
- Removing and/or adjusting coverage
- Avoiding traffic violations and accidents.
Which Nissan is cheapest to insure?
The Nissan Pathfinder and Armada are the cheapest Nissans to insure, averaging $131 monthly. Read more about Nissan Pathfinder auto insurance.
How does the vehicle’s model year impact the cost of insurance?
The vehicle’s model year can drive up the cost of insurance because the newer the vehicle, the higher the cost of repairs.
Why is a Nissan Maxima so expensive to insure?
Nissan Maxima auto insurance averages $158 monthly, more than 7% higher than the overall Nissan average. Maximas have expensive insurance rates due to their high theft rate.
Do I need specific insurance for my Nissan vehicle?
Yes, all vehicles, including Nissan vehicles, require auto insurance coverage to comply with legal requirements and protect against potential financial losses. Nissan auto insurance provides coverage tailored to the specific needs of Nissan owners.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.