How to Get an Auto Insurance Quote Without Sharing Personal Information (2024)

Driving without insurance is illegal in most states. If you’re looking for affordable auto insurance, you should start by comparing quotes online. Fortunately, you don’t have to share a lot of personal information to get car insurance quotes.

All you need to get free auto insurance quotes online is your ZIP code, vehicle make and model, and the level of coverage you’re looking for. 

Identity theft is a serious concern. The more exposed your personal information is, the more likely you are to experience identity fraud. That is why you need to learn how to get auto insurance quickly without oversharing.

Keep reading to learn how to get an auto insurance quote without sharing personal information and which companies have the cheapest car insurance rates in your area.

How to Get an Auto Insurance Quote Without Sharing Personal Information

Getting insurance quotes online requires several pieces of information, but you can give these details without giving away personal data.

Below are details you can provide to get the most accurate quotes possible while protecting your privacy:

• ZIP code: The average cost of car insurance varies by state. Some states charge a higher insurance premium than others. So, compare auto insurance rates by ZIP code to get more location-specific quotes.
• Vehicle age, model, and make: Your vehicle’s age, make, and model determine its value and repair costs. And that value will likely influence the insurance rates you have to pay. Also, some vehicle brands tend to be safer and fare better in accidents than others. That, too, affects how insurance companies will calculate premiums.
• Vehicle usage: Annual mileage affects auto insurance rates. The more you drive your car, the more likely you will get into an accident. At the same time, the mileage you accumulate affects the vehicle’s value. And these details help an insurance company figure out your annual rates.
• Coverage limits: Basic minimum coverage will attract lower premiums. Comprehensive insurance will cost you more, so your quotes will reflect the expected price ranges for your locale. Also, if you want to insure more than one vehicle, the insurance company is more likely to offer discounts. In addition, if you intend to cover more than one driver, your quote will have to cater to that variable.

Your online car insurance quotes will be more accurate if you can provide a few personal details, such as:

• Personal status: Your age, gender, marital status, and education level give companies better insight into your driving behavior and enable them to create a more accurate risk profile. But these details will vary by state.
• Driving history: Any previous traffic offenses and the severity of consequences will determine whether you get cheaper or more expensive car insurance quotes.

You don’t have to provide sensitive personal information, but you need to define yourself correctly. However, the more details you provide, the more accurate your quotes are likely to be. 

Typically, these tools tend to collate information from numerous insurance companies and analyze them depending on preset criteria to determine what best fits your financial needs. So, you can control the personal information you give and yet still get several quotes that save you as much as 20%.

Read More: How to Find Auto Insurance Quotes Fast

How Much Auto Insurance Costs Without Sharing Personal Information

If you don’t want to enter any type of information to compare auto insurance quotes online, use this table below to see how much car insurance costs from the top companies.

Full Coverage Auto Insurance Monthly Rates by Company

Read our guide on the factors that affect auto insurance rates to see which demographics most affect your rates. It will help you better determine how much auto insurance costs without sharing personal information with so many different companies.

Why Personal Information is Needed to Buy Auto Insurance

While you can get auto insurance quotes without sharing personal information, you will need to provide personal details when you buy the policy. The company providing the policy largely determines the information you need to provide. 

The personal information that’s typically necessary includes:

• Social Security number
• Street or garaging address
• Legal name
• License number

However, if you need multiple quotes for price comparisons, you will have to provide your personal information to various insurance companies, which raises your risk for identity fraud. Your goal should be to limit the number of people you share information about yourself with until you can settle on one insurance company.

Learn More: Why do auto insurance rates vary so much?

What You Need to Know About Anonymous Auto Insurance Quotes

Most online insurance comparison sites will want to email you the quotes. If you do not want to give personal information, you can create a new email address for getting quotes and start comparing prices anonymously.

You’ll need to share your ZIP code and vehicle information to generate quotes, but this will give you an idea of how much car insurance costs in your area. Get started today with our free comparison tool above.