Overgaard, AZ Auto Insurance (2024)
The average Overgaard, AZ auto insurance rates are $283 per month. The minimum auto insurance in Overgaard is at least 15/30/10 in coverage to comply with Arizona auto insurance laws. To find the best cheap auto insurance in Overgaard, Arizona, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Overgaard, AZ for senior drivers are $1,964 per year
- The most expensive auto insurance company in Overgaard for teen drivers is Farmers
- The average commute length in Overgaard is 14.0 minutes
Overgaard, Arizona auto insurance requirements are 15/30/10 according to Arizona auto insurance laws. Finding cheap auto insurance in Overgaard can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Overgaard, Arizona, including driving record, credit, commute time, and more.
Compare auto insurance in Overgaard to other Arizona cities, including Surprise auto insurance rates, Chandler auto insurance rates, and Phoenix auto insurance rates to see how Overgaard, Arizona auto insurance rates stack up.
Before you buy Overgaard, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Overgaard, Arizona auto insurance quotes.
Minimum Auto Insurance in Overgaard, Arizona
Overgaard, Arizona auto insurance laws require that you have at least the Arizona minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Overgaard, Arizona.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Overgaard, Arizona Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Overgaard, Arizona are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,706 | $2,706 | $2,628 | $2,628 | $5,932 | $7,737 | $3,041 | $3,315 |
| American Family | $2,766 | $2,766 | $2,538 | $2,538 | $7,272 | $9,457 | $2,766 | $3,260 |
| Farmers | $2,320 | $2,304 | $2,082 | $2,223 | $9,258 | $9,473 | $2,601 | $2,676 |
| Geico | $1,549 | $1,734 | $1,280 | $1,612 | $4,437 | $4,730 | $1,418 | $1,426 |
| Nationwide | $2,190 | $2,235 | $1,958 | $2,076 | $5,350 | $6,858 | $2,522 | $2,727 |
| Progressive | $1,935 | $1,700 | $1,730 | $1,647 | $7,753 | $8,661 | $2,082 | $2,079 |
| State Farm | $2,332 | $2,332 | $2,054 | $2,054 | $7,145 | $8,983 | $2,510 | $3,173 |
| Travelers | $1,622 | $1,706 | $1,480 | $1,573 | $4,435 | $5,478 | $1,721 | $1,809 |
| USAA | $1,729 | $1,735 | $1,612 | $1,634 | $6,479 | $7,439 | $2,281 | $2,450 |
Cheap Overgaard, Arizona Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Overgaard, Arizona is a challenge. Take a look at the annual teen auto insurance rates in Overgaard, Arizona.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $5,932 | $7,737 |
| American Family | $7,272 | $9,457 |
| Farmers | $9,258 | $9,473 |
| Geico | $4,437 | $4,730 |
| Nationwide | $5,350 | $6,858 |
| Progressive | $7,753 | $8,661 |
| State Farm | $7,145 | $8,983 |
| Travelers | $4,435 | $5,478 |
| USAA | $6,479 | $7,439 |
Cheap Overgaard, Arizona Auto Insurance for Seniors
What are senior auto insurance rates in Overgaard, Arizona? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,628 | $2,628 |
| American Family | $2,538 | $2,538 |
| Farmers | $2,082 | $2,223 |
| Geico | $1,280 | $1,612 |
| Nationwide | $1,958 | $2,076 |
| Progressive | $1,730 | $1,647 |
| State Farm | $2,054 | $2,054 |
| Travelers | $1,480 | $1,573 |
| USAA | $1,612 | $1,634 |
Cheap Overgaard, Arizona Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Overgaard, Arizona compared to the annual auto insurance rates with a clean record in Overgaard, Arizona.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,088 | $3,875 | $4,400 | $3,982 |
| American Family | $2,949 | $4,595 | $5,707 | $3,430 |
| Farmers | $3,478 | $4,479 | $4,375 | $4,136 |
| Geico | $1,776 | $2,372 | $3,169 | $1,776 |
| Nationwide | $2,742 | $2,881 | $4,268 | $3,068 |
| Progressive | $3,044 | $3,995 | $3,216 | $3,539 |
| State Farm | $3,484 | $4,162 | $3,823 | $3,823 |
| Travelers | $1,991 | $2,584 | $2,855 | $2,482 |
| USAA | $2,306 | $3,302 | $4,357 | $2,715 |
Cheap Overgaard, Arizona Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Overgaard, Arizona is not easy. Compare the annual rates for DUI auto insurance in Overgaard, Arizona to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,400 |
| American Family | $5,707 |
| Farmers | $4,375 |
| Geico | $3,169 |
| Nationwide | $4,268 |
| Progressive | $3,216 |
| State Farm | $3,823 |
| Travelers | $2,855 |
| USAA | $4,357 |
Cheap Overgaard, Arizona Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Overgaard, Arizona annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,930 | $3,488 | $3,092 |
| American Family | $5,252 | $3,901 | $3,358 |
| Farmers | $4,731 | $3,906 | $3,714 |
| Geico | $3,123 | $2,049 | $1,647 |
| Nationwide | $3,896 | $3,103 | $2,719 |
| Progressive | $3,861 | $3,356 | $3,129 |
| State Farm | $7,040 | $2,724 | $1,705 |
| Travelers | $3,026 | $2,464 | $1,943 |
| USAA | $4,176 | $2,912 | $2,421 |
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Cheap Overgaard, Arizona Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Overgaard, Arizona can vary. Compare the annual cost of auto insurance by ZIP code in Overgaard, Arizona to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 85933 | $3,367 |
Cheap Overgaard, Arizona Auto Insurance Rates By Commute
Commute length and annual mileage affect Overgaard, Arizona auto insurance. Find the cheapest annual Overgaard, Arizona auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,836 | $3,836 |
| American Family | $4,129 | $4,211 |
| Farmers | $4,117 | $4,117 |
| Geico | $2,234 | $2,312 |
| Nationwide | $3,240 | $3,240 |
| Progressive | $3,448 | $3,448 |
| State Farm | $3,727 | $3,919 |
| Travelers | $2,478 | $2,478 |
| USAA | $3,136 | $3,204 |
Cheap Overgaard, Arizona Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Overgaard, Arizona? Check out the comparison of annual Overgaard, Arizona auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,618 | $3,854 | $4,037 |
| American Family | $4,026 | $4,304 | $4,181 |
| Farmers | $3,576 | $4,155 | $4,620 |
| Geico | $1,982 | $2,297 | $2,540 |
| Nationwide | $3,145 | $3,265 | $3,309 |
| Progressive | $3,072 | $3,504 | $3,769 |
| State Farm | $3,459 | $3,890 | $4,120 |
| Travelers | $2,260 | $2,510 | $2,663 |
| USAA | $2,931 | $3,212 | $3,367 |
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Best By Category: Cheapest Auto Insurance in Overgaard, Arizona
Compare the cheapest auto insurance companies in Overgaard, Arizona in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Travelers |
| With 1 Speeding Violation | Geico |
The Cheapest Overgaard, Arizona Auto Insurance Companies
What auto insurance companies in Overgaard, Arizona are the cheapest? Compare the top Overgaard, Arizona auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,836 |
| American Family | $4,170 |
| Farmers | $4,117 |
| Geico | $2,273 |
| Nationwide | $3,240 |
| Progressive | $3,448 |
| State Farm | $3,823 |
| Travelers | $2,478 |
| USAA | $3,170 |
What affects auto insurance rates in Overgaard, Arizona?
There are a lot of reasons why auto insurance rates in Overgaard, Arizona are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Overgaard, Arizona. Many local factors may affect your Overgaard auto insurance rates.
Overgaard Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Overgaard, Arizona commute length is 14.0 minutes according to City-Data.
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Compare Overgaard, Arizona Auto Insurance Quotes
Before you buy Overgaard, Arizona auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Overgaard, Arizona auto insurance quotes.
Frequently Asked Questions
What is the minimum auto insurance coverage required in Overgaard, Arizona?
The minimum auto insurance coverage required in Overgaard, Arizona is 15/30/10, as per the state’s auto insurance laws.
How does age, gender, and marital status affect auto insurance rates in Overgaard, Arizona?
Auto insurance rates in Overgaard, Arizona are influenced by age, gender, and marital status. Different demographics may impact the annual cost of insurance.
Is it possible to find cheap auto insurance for teen drivers in Overgaard, Arizona?
Finding cheap auto insurance for teen drivers in Overgaard, Arizona can be challenging. The annual rates for teen drivers tend to be higher.
What are the average auto insurance rates for seniors in Overgaard, Arizona?
The annual average auto insurance rates for seniors in Overgaard, Arizona can vary. It is advisable to compare rates from different companies.
How does a driving record affect auto insurance rates in Overgaard, Arizona?
Your driving record plays a significant role in determining auto insurance rates in Overgaard, Arizona. A clean record generally leads to lower rates compared to a bad record.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.