Perryville, AR Auto Insurance (2024)
The average Perryville, AR auto insurance rates are $348 per month. The minimum auto insurance in Perryville is at least 25/50/25 in coverage to comply with Arkansas auto insurance laws. To find the best cheap auto insurance in Perryville, Arkansas, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Perryville for teen drivers is Travelers
- The cheapest auto insurance company in Perryville is USAA
- The minimum auto insurance required in Perryville, Arkansas is 25/50/25
Perryville, Arkansas auto insurance requirements are 25/50/25 according to Arkansas auto insurance laws. Finding cheap auto insurance in Perryville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Perryville, Arkansas, including driving record, credit, commute time, and more.
Compare auto insurance in Perryville to other Arkansas cities, including Jonesboro auto insurance rates, Springdale auto insurance rates, and Fayetteville auto insurance rates to see how Perryville, Arkansas auto insurance rates stack up.
Before you buy Perryville, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Perryville, Arkansas auto insurance quotes.
Minimum Auto Insurance in Perryville, Arkansas
Perryville, Arkansas auto insurance laws require that you have at least the Arkansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Perryville, Arkansas.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Perryville, Arkansas Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Perryville, Arkansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,144 | $3,148 | $2,813 | $3,007 | $11,955 | $14,410 | $3,451 | $3,746 |
| Farmers | $2,192 | $2,182 | $1,960 | $2,062 | $9,153 | $9,481 | $2,507 | $2,638 |
| Geico | $2,547 | $2,518 | $2,349 | $2,283 | $6,678 | $6,690 | $2,507 | $2,542 |
| Liberty Mutual | $2,293 | $2,454 | $2,188 | $2,435 | $7,960 | $8,744 | $2,473 | $2,586 |
| Nationwide | $2,995 | $3,048 | $2,686 | $2,834 | $7,473 | $9,510 | $3,452 | $3,720 |
| Progressive | $2,792 | $2,649 | $2,296 | $2,398 | $11,712 | $13,191 | $3,341 | $3,609 |
| State Farm | $1,694 | $1,694 | $1,525 | $1,525 | $5,026 | $6,301 | $1,912 | $2,202 |
| Travelers | $2,211 | $2,253 | $2,183 | $2,190 | $12,904 | $20,712 | $2,367 | $2,734 |
| USAA | $1,284 | $1,298 | $1,191 | $1,201 | $3,985 | $4,179 | $1,651 | $1,782 |
Cheap Perryville, Arkansas Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Perryville, Arkansas is a challenge. Take a look at the annual teen auto insurance rates in Perryville, Arkansas.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,955 | $14,410 |
| Farmers | $9,153 | $9,481 |
| Geico | $6,678 | $6,690 |
| Liberty Mutual | $7,960 | $8,744 |
| Nationwide | $7,473 | $9,510 |
| Progressive | $11,712 | $13,191 |
| State Farm | $5,026 | $6,301 |
| Travelers | $12,904 | $20,712 |
| USAA | $3,985 | $4,179 |
Cheap Perryville, Arkansas Auto Insurance for Seniors
What are senior auto insurance rates in Perryville, Arkansas? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,813 | $3,007 |
| Farmers | $1,960 | $2,062 |
| Geico | $2,349 | $2,283 |
| Liberty Mutual | $2,188 | $2,435 |
| Nationwide | $2,686 | $2,834 |
| Progressive | $2,296 | $2,398 |
| State Farm | $1,525 | $1,525 |
| Travelers | $2,183 | $2,190 |
| USAA | $1,191 | $1,201 |
Cheap Perryville, Arkansas Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Perryville, Arkansas compared to the annual auto insurance rates with a clean record in Perryville, Arkansas.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,663 | $5,918 | $6,629 | $5,627 |
| Farmers | $3,401 | $4,357 | $4,256 | $4,074 |
| Geico | $2,387 | $3,658 | $5,443 | $2,569 |
| Liberty Mutual | $2,655 | $4,306 | $5,036 | $3,571 |
| Nationwide | $3,468 | $4,489 | $6,081 | $3,820 |
| Progressive | $4,526 | $6,282 | $4,755 | $5,432 |
| State Farm | $2,502 | $2,969 | $2,735 | $2,735 |
| Travelers | $4,981 | $5,145 | $7,538 | $6,113 |
| USAA | $1,595 | $2,017 | $2,905 | $1,769 |
Cheap Perryville, Arkansas Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Perryville, Arkansas is not easy. Compare the annual rates for DUI auto insurance in Perryville, Arkansas to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,629 |
| Farmers | $4,256 |
| Geico | $5,443 |
| Liberty Mutual | $5,036 |
| Nationwide | $6,081 |
| Progressive | $4,755 |
| State Farm | $2,735 |
| Travelers | $7,538 |
| USAA | $2,905 |
Cheap Perryville, Arkansas Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Perryville, Arkansas annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,169 | $5,501 | $4,458 |
| Farmers | $4,577 | $3,835 | $3,654 |
| Geico | $4,210 | $3,461 | $2,871 |
| Liberty Mutual | $5,625 | $3,392 | $2,658 |
| Nationwide | $5,287 | $4,244 | $3,863 |
| Progressive | $5,957 | $5,073 | $4,716 |
| State Farm | $3,962 | $2,386 | $1,858 |
| Travelers | $6,818 | $5,693 | $5,321 |
| USAA | $2,745 | $1,873 | $1,596 |
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Cheap Perryville, Arkansas Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Perryville, Arkansas can vary. Compare the annual cost of auto insurance by ZIP code in Perryville, Arkansas to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 72126 | $4,273 |
Cheap Perryville, Arkansas Auto Insurance Rates By Commute
Commute length and annual mileage affect Perryville, Arkansas auto insurance. Find the cheapest annual Perryville, Arkansas auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,709 | $5,709 |
| Farmers | $4,022 | $4,022 |
| Geico | $3,489 | $3,539 |
| Liberty Mutual | $3,892 | $3,892 |
| Nationwide | $4,465 | $4,465 |
| Progressive | $5,249 | $5,249 |
| State Farm | $2,670 | $2,801 |
| Travelers | $5,944 | $5,944 |
| USAA | $2,012 | $2,130 |
Cheap Perryville, Arkansas Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Perryville, Arkansas? Check out the comparison of annual Perryville, Arkansas auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,548 | $5,707 | $5,873 |
| Farmers | $3,823 | $3,980 | $4,263 |
| Geico | $3,362 | $3,513 | $3,667 |
| Liberty Mutual | $3,768 | $3,869 | $4,038 |
| Nationwide | $4,488 | $4,372 | $4,533 |
| Progressive | $4,849 | $5,170 | $5,727 |
| State Farm | $2,597 | $2,733 | $2,876 |
| Travelers | $5,675 | $5,961 | $6,197 |
| USAA | $1,988 | $2,064 | $2,162 |
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Best By Category: Cheapest Auto Insurance in Perryville, Arkansas
Compare the cheapest auto insurance companies in Perryville, Arkansas in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest Perryville, Arkansas Auto Insurance Companies
What auto insurance companies in Perryville, Arkansas are the cheapest? Compare the top Perryville, Arkansas auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,709 |
| Farmers | $4,022 |
| Geico | $3,514 |
| Liberty Mutual | $3,892 |
| Nationwide | $4,465 |
| Progressive | $5,249 |
| State Farm | $2,735 |
| Travelers | $5,944 |
| USAA | $2,071 |
What affects auto insurance rates in Perryville, Arkansas?
There are a lot of reasons why auto insurance rates in Perryville, Arkansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Perryville, Arkansas. Many local factors may affect your Perryville auto insurance rates.
Perryville Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Perryville, Arkansas commute length is 30.5 minutes according to City-Data.
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Compare Perryville, Arkansas Auto Insurance Quotes
Before you buy Perryville, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Perryville, Arkansas auto insurance quotes.
Frequently Asked Questions
What is Perryville, AR auto insurance?
Perryville, AR auto insurance refers to the insurance coverage specifically designed for vehicles registered and operated in Perryville, Arkansas. It provides financial protection in case of accidents, damage to the vehicle, or injuries to individuals involved in a car accident within the Perryville area.
What are the minimum auto insurance requirements in Perryville, AR?
In Perryville, AR, the minimum auto insurance requirements are as follows:
- Liability insurance: $25,000 bodily injury per person, $50,000 bodily injury per accident, and $25,000 property damage per accident.
Are there any additional auto insurance coverages recommended in Perryville, AR?
While the minimum insurance requirements cover the basic liability, it is often recommended to consider additional coverages such as:
- Uninsured/underinsured motorist coverage: Protects you if you are involved in an accident with a driver who does not have insurance or has insufficient coverage.
- Collision coverage: Covers damage to your vehicle in case of a collision, regardless of fault.
- Comprehensive coverage: Protects your vehicle against non-collision events such as theft, vandalism, or natural disasters.
- Medical payments coverage: Provides coverage for medical expenses for you and your passengers regardless of fault.
- Rental car reimbursement: Reimburses you for the cost of renting a vehicle while your car is being repaired after an accident.
How can I find affordable auto insurance in Perryville, AR?
To find affordable auto insurance in Perryville, AR, consider the following tips:
- Shop around: Obtain quotes from multiple insurance providers to compare prices and coverage options.
- Review discounts: Inquire about available discounts such as safe driver discounts, multi-policy discounts, or good student discounts.
- Maintain a good driving record: Avoid accidents and traffic violations to keep your insurance premiums lower.
- Increase deductibles: Opting for higher deductibles can lower your premium, but make sure you can comfortably afford the deductible amount in case of a claim.
- Bundle insurance policies: Consider bundling your auto insurance with other policies like home or renters insurance to potentially receive a discounted rate.
What should I do if I have an accident in Perryville, AR?
If you have an accident in Perryville, AR, follow these steps:
- Ensure safety: Check for injuries and move to a safe location if possible.
- Call the police: Dial 911 to report the accident and request assistance.
- Exchange information: Share contact, insurance, and vehicle details with the other driver(s) involved.
- Document the accident: Take photos of the accident scene and any visible damage to the vehicles.
- Notify your insurance company: Contact your insurance provider as soon as possible to report the accident and initiate the claims process.
- Seek medical attention: If you or anyone involved in the accident requires medical attention, seek appropriate medical care promptly.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.