Rome, GA Auto Insurance (2024)
The average Rome, GA auto insurance rates are $411 per month. The minimum auto insurance in Rome is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Rome, Georgia, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Rome for teen drivers is Liberty Mutual
- Average auto insurance rates in Rome, GA for senior drivers are $2,729 per year
- The cheapest auto insurance company in Rome is Geico
Rome, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Rome can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Rome, Georgia, including driving record, credit, commute time, and more.
Compare auto insurance in Rome to other Georgia cities, including South Fulton auto insurance rates, Warner Robins auto insurance rates, and Atlanta auto insurance rates to see how Rome, Georgia auto insurance rates stack up.
Before you buy Rome, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Rome, Georgia auto insurance quotes.
Minimum Auto Insurance in Rome, Georgia
Rome, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Rome, Georgia.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Rome, Georgia Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Rome, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,981 | $2,981 | $2,856 | $2,856 | $7,022 | $9,071 | $3,343 | $3,653 |
| Geico | $1,685 | $1,667 | $1,636 | $1,636 | $5,076 | $6,084 | $2,187 | $2,420 |
| Liberty Mutual | $5,176 | $5,631 | $4,236 | $4,804 | $22,047 | $24,609 | $5,486 | $5,834 |
| Nationwide | $3,640 | $3,762 | $3,613 | $3,966 | $11,372 | $14,624 | $4,445 | $4,819 |
| Progressive | $2,858 | $2,619 | $2,460 | $2,594 | $9,205 | $10,193 | $3,302 | $3,453 |
| State Farm | $2,412 | $2,412 | $2,167 | $2,167 | $6,515 | $8,554 | $2,650 | $2,869 |
| USAA | $1,730 | $1,727 | $1,604 | $1,610 | $6,219 | $7,374 | $2,153 | $2,377 |
Cheap Rome, Georgia Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Rome, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Rome, Georgia.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,022 | $9,071 |
| Geico | $5,076 | $6,084 |
| Liberty Mutual | $22,047 | $24,609 |
| Nationwide | $11,372 | $14,624 |
| Progressive | $9,205 | $10,193 |
| State Farm | $6,515 | $8,554 |
| USAA | $6,219 | $7,374 |
Cheap Rome, Georgia Auto Insurance for Seniors
What are senior auto insurance rates in Rome, Georgia? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,856 | $2,856 |
| Geico | $1,636 | $1,636 |
| Liberty Mutual | $4,236 | $4,804 |
| Nationwide | $3,613 | $3,966 |
| Progressive | $2,460 | $2,594 |
| State Farm | $2,167 | $2,167 |
| USAA | $1,604 | $1,610 |
Cheap Rome, Georgia Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Rome, Georgia compared to the annual auto insurance rates with a clean record in Rome, Georgia.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,579 | $5,531 | $4,503 | $3,767 |
| Geico | $1,890 | $2,363 | $4,824 | $2,118 |
| Liberty Mutual | $7,384 | $10,092 | $11,601 | $9,834 |
| Nationwide | $4,840 | $5,680 | $8,736 | $5,865 |
| Progressive | $3,574 | $6,371 | $4,235 | $4,162 |
| State Farm | $3,383 | $4,054 | $3,718 | $3,718 |
| USAA | $2,371 | $2,998 | $4,386 | $2,642 |
Cheap Rome, Georgia Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Rome, Georgia is not easy. Compare the annual rates for DUI auto insurance in Rome, Georgia to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,503 |
| Geico | $4,824 |
| Liberty Mutual | $11,601 |
| Nationwide | $8,736 |
| Progressive | $4,235 |
| State Farm | $3,718 |
| USAA | $4,386 |
Cheap Rome, Georgia Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Rome, Georgia annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,636 | $3,912 | $3,488 |
| Geico | $3,520 | $2,474 | $2,402 |
| Liberty Mutual | $13,927 | $8,553 | $6,704 |
| Nationwide | $7,468 | $6,065 | $5,308 |
| Progressive | $5,147 | $4,468 | $4,142 |
| State Farm | $5,277 | $3,281 | $2,597 |
| USAA | $4,036 | $2,838 | $2,423 |
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Cheap Rome, Georgia Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Rome, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Rome, Georgia to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 30161 | $4,802 |
| 30165 | $4,773 |
Cheap Rome, Georgia Auto Insurance Rates By Commute
Commute length and annual mileage affect Rome, Georgia auto insurance. Find the cheapest annual Rome, Georgia auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,248 | $4,442 |
| Geico | $2,751 | $2,846 |
| Liberty Mutual | $9,728 | $9,728 |
| Nationwide | $6,280 | $6,280 |
| Progressive | $4,586 | $4,586 |
| State Farm | $3,718 | $3,718 |
| USAA | $2,958 | $3,240 |
Cheap Rome, Georgia Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Rome, Georgia? Check out the comparison of annual Rome, Georgia auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,023 | $4,389 | $4,624 |
| Geico | $2,603 | $2,812 | $2,981 |
| Liberty Mutual | $9,336 | $9,676 | $10,172 |
| Nationwide | $6,098 | $6,397 | $6,345 |
| Progressive | $4,188 | $4,509 | $5,059 |
| State Farm | $3,484 | $3,722 | $3,949 |
| USAA | $2,965 | $3,084 | $3,249 |
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Best By Category: Cheapest Auto Insurance in Rome, Georgia
Compare the cheapest auto insurance companies in Rome, Georgia in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Rome, Georgia Auto Insurance Companies
What auto insurance companies in Rome, Georgia are the cheapest? Compare the top Rome, Georgia auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,345 |
| Geico | $2,799 |
| Liberty Mutual | $9,728 |
| Nationwide | $6,280 |
| Progressive | $4,586 |
| State Farm | $3,718 |
| USAA | $3,099 |
What affects auto insurance rates in Rome, Georgia?
There are a lot of reasons why auto insurance rates in Rome, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Rome, Georgia. Many local factors may affect your Rome auto insurance rates.
Rome Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Rome, Georgia commute length is 22.5 minutes according to City-Data.
Rome Traffic
How does Rome, Georgia rank for traffic? According to Inrix Rome, Georgia is the 18th most congested worldwide.
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Compare Rome, Georgia Auto Insurance Quotes
Before you buy Rome, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Rome, Georgia auto insurance quotes.
Frequently Asked Questions
What is Rome, GA auto insurance?
Rome, GA auto insurance refers to the insurance coverage required for vehicles registered and operated in Rome, Georgia. It provides financial protection in case of accidents, damage, theft, or other covered events involving your vehicle.
What types of auto insurance coverage are available in Rome, GA?
The common types of auto insurance coverage available in Rome, GA include liability coverage, which is mandatory and covers injuries and property damage to others, as well as optional coverages like collision, comprehensive, uninsured/underinsured motorist, and medical payments coverage.
Is auto insurance mandatory in Rome, GA?
Yes, auto insurance is mandatory in Rome, GA, as it is in the rest of Georgia. The state requires drivers to carry a minimum amount of liability coverage to protect against financial responsibility for injuries or property damage caused by an accident.
What are the minimum liability insurance requirements in Rome, GA?
The minimum liability insurance requirements in Rome, GA are as follows:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $25,000 property damage liability per accident
Can I purchase additional auto insurance coverage in Rome, GA?
Yes, you can purchase additional auto insurance coverage beyond the minimum requirements in Rome, GA. Optional coverages like collision, comprehensive, uninsured/underinsured motorist, and medical payments coverage can provide enhanced protection for your vehicle and yourself.
How can I find the best auto insurance in Rome, GA?
To find the best auto insurance in Rome, GA, consider these steps:
- Shop around and compare quotes from multiple insurance companies.
- Assess the coverage options, limits, and deductibles offered by each insurer.
- Check the financial stability and reputation of the insurance companies.
- Read customer reviews and ratings to evaluate their customer service.
- Take into account any discounts or special features that may be available.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.