Roseville, CA Auto Insurance (2024)
The average Roseville, CA auto insurance rates are $297 per month. The minimum auto insurance in Roseville is at least 15/30/5 in coverage to comply with California auto insurance laws. To find the best cheap auto insurance in Roseville, California, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Roseville, CA for senior drivers are $2,142 per year
- The minimum auto insurance required in Roseville, California is 15/30/5
- The most expensive auto insurance company in Roseville for teen drivers is Farmers
Roseville, California auto insurance requirements are 15/30/5 according to California auto insurance laws. Finding cheap auto insurance in Roseville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Roseville, California, including driving record, credit, commute time, and more.
Compare auto insurance in Roseville to other California cities, including Sacramento auto insurance rates, Los Angeles auto insurance rates, and San Francisco auto insurance rates to see how Roseville, California auto insurance rates stack up.
Before you buy Roseville, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Roseville, California auto insurance quotes.
Minimum Auto Insurance in Roseville, California
Roseville, California auto insurance laws require that you have at least the California minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Roseville, California.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Cheap Roseville, California Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Roseville, California are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,743 | $2,746 | $2,006 | $2,020 | $7,606 | $9,570 | $3,491 | $3,828 |
| Farmers | $2,575 | $2,575 | $2,324 | $2,324 | $8,189 | $13,388 | $3,048 | $3,393 |
| Geico | $1,682 | $1,683 | $1,582 | $1,582 | $5,111 | $5,188 | $2,415 | $2,464 |
| Liberty Mutual | $2,276 | $2,149 | $2,116 | $2,049 | $4,913 | $5,254 | $2,559 | $2,589 |
| Nationwide | $3,152 | $3,006 | $2,772 | $2,611 | $8,044 | $8,884 | $3,762 | $3,707 |
| Progressive | $1,807 | $1,859 | $1,561 | $1,842 | $4,917 | $5,899 | $2,625 | $2,821 |
| State Farm | $3,174 | $3,174 | $2,837 | $2,837 | $5,876 | $7,310 | $3,512 | $3,618 |
| Travelers | $2,419 | $2,340 | $2,139 | $2,117 | $5,013 | $5,703 | $3,139 | $3,071 |
| USAA | $1,966 | $1,861 | $1,919 | $1,925 | $4,492 | $4,507 | $2,712 | $2,562 |
Cheap Roseville, California Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Roseville, California is a challenge. Take a look at the annual teen auto insurance rates in Roseville, California.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,606 | $9,570 |
| Farmers | $8,189 | $13,388 |
| Geico | $5,111 | $5,188 |
| Liberty Mutual | $4,913 | $5,254 |
| Nationwide | $8,044 | $8,884 |
| Progressive | $4,917 | $5,899 |
| State Farm | $5,876 | $7,310 |
| Travelers | $5,013 | $5,703 |
| USAA | $4,492 | $4,507 |
Cheap Roseville, California Auto Insurance for Seniors
What are senior auto insurance rates in Roseville, California? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,006 | $2,020 |
| Farmers | $2,324 | $2,324 |
| Geico | $1,582 | $1,582 |
| Liberty Mutual | $2,116 | $2,049 |
| Nationwide | $2,772 | $2,611 |
| Progressive | $1,561 | $1,842 |
| State Farm | $2,837 | $2,837 |
| Travelers | $2,139 | $2,117 |
| USAA | $1,919 | $1,925 |
Cheap Roseville, California Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Roseville, California compared to the annual auto insurance rates with a clean record in Roseville, California.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,570 | $4,299 | $6,768 | $3,368 |
| Farmers | $3,497 | $4,760 | $5,926 | $4,725 |
| Geico | $1,897 | $2,930 | $3,674 | $2,353 |
| Liberty Mutual | $2,593 | $3,474 | $3,137 | $2,748 |
| Nationwide | $3,135 | $4,021 | $6,793 | $4,021 |
| Progressive | $1,901 | $3,252 | $3,770 | $2,742 |
| State Farm | $2,887 | $3,441 | $6,492 | $3,349 |
| Travelers | $2,163 | $3,530 | $4,091 | $3,187 |
| USAA | $1,822 | $2,712 | $4,441 | $1,996 |
Cheap Roseville, California Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Roseville, California is not easy. Compare the annual rates for DUI auto insurance in Roseville, California to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,768 |
| Farmers | $5,926 |
| Geico | $3,674 |
| Liberty Mutual | $3,137 |
| Nationwide | $6,793 |
| Progressive | $3,770 |
| State Farm | $6,492 |
| Travelers | $4,091 |
| USAA | $4,441 |
Cheap Roseville, California Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Roseville, California can vary. Compare the annual cost of auto insurance by ZIP code in Roseville, California to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 95661 | $4,876 |
| 95678 | $4,837 |
| 95747 | $4,951 |
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Cheap Roseville, California Auto Insurance Rates By Commute
Commute length and annual mileage affect Roseville, California auto insurance. Find the cheapest annual Roseville, California auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $3,830 | $4,673 |
| Farmers | $4,289 | $5,165 |
| Geico | $2,464 | $2,962 |
| Liberty Mutual | $2,743 | $3,233 |
| Nationwide | $3,968 | $5,017 |
| Progressive | $2,646 | $3,187 |
| State Farm | $3,893 | $4,191 |
| Travelers | $2,919 | $3,566 |
| USAA | $2,527 | $2,959 |
Cheap Roseville, California Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Roseville, California? Check out the comparison of annual Roseville, California auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,013 | $4,290 | $4,451 |
| Farmers | $4,391 | $4,764 | $5,025 |
| Geico | $2,435 | $2,748 | $2,957 |
| Liberty Mutual | $2,774 | $3,015 | $3,174 |
| Nationwide | $4,003 | $4,576 | $4,898 |
| Progressive | $2,562 | $3,016 | $3,172 |
| State Farm | $3,590 | $4,122 | $4,415 |
| Travelers | $2,810 | $3,333 | $3,585 |
| USAA | $2,472 | $2,799 | $2,957 |
Best By Category: Cheapest Auto Insurance in Roseville, California
Compare the cheapest auto insurance companies in Roseville, California in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Geico |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
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The Cheapest Roseville, California Auto Insurance Companies
What auto insurance companies in Roseville, California are the cheapest? Compare the top Roseville, California auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,251 |
| Farmers | $4,727 |
| Geico | $2,713 |
| Liberty Mutual | $2,988 |
| Nationwide | $4,492 |
| Progressive | $2,916 |
| State Farm | $4,042 |
| Travelers | $3,243 |
| USAA | $2,743 |
What affects auto insurance rates in Roseville, California?
There are a lot of reasons why auto insurance rates in Roseville, California are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Roseville, California. Many local factors may affect your Roseville auto insurance rates.
Roseville Auto Theft
More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Roseville, California auto theft statistics, there have been 281 auto thefts in the city.
Roseville Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Roseville, California commute length is 27.0 minutes according to City-Data.
Compare Roseville, California Auto Insurance Quotes
Before you buy Roseville, California auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Roseville, California auto insurance quotes.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Frequently Asked Questions
What is Roseville, CA Auto Insurance?
Roseville, CA Auto Insurance refers to the insurance coverage provided for vehicles registered and operated in the city of Roseville, California. It includes various types of coverage to protect drivers and their vehicles from financial loss in the event of accidents, theft, or other covered incidents.
What types of auto insurance coverage are available in Roseville, CA?
In Roseville, CA, you can typically find a range of auto insurance coverage options, including liability coverage, which is mandatory in California, as well as comprehensive coverage, collision coverage, uninsured/underinsured motorist coverage, medical payments coverage, and more. Each type of coverage offers different levels of protection for different scenarios.
Is auto insurance mandatory in Roseville, CA?
Yes, auto insurance is mandatory in Roseville, CA, and throughout the state of California. Drivers are required to carry at least the minimum liability coverage as per the state’s legal requirements. Failure to maintain proper auto insurance can result in penalties, fines, and even the suspension of your driving privileges.
How much auto insurance coverage do I need in Roseville, CA?
The minimum auto insurance coverage requirements in Roseville, CA, and California are typically stated as 15/30/5. This means you need at least $15,000 in bodily injury liability coverage per person, $30,000 in bodily injury liability coverage per accident, and $5,000 in property damage liability coverage. However, it’s generally recommended to consider higher coverage limits to adequately protect yourself and your assets.
How can I find affordable auto insurance in Roseville, CA?
To find affordable auto insurance in Roseville, CA, you can follow these tips:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a clean driving record and a good credit score.
- Opt for higher deductibles if you can afford to pay more out of pocket in the event of a claim.
- Inquire about available discounts, such as multi-policy discounts, good student discounts, or safe driver discounts.
- Consider bundling your auto insurance with other insurance policies, such as home or renters insurance, to potentially save on premiums.
Can I customize my auto insurance coverage in Roseville, CA?
Yes, you can often customize your auto insurance coverage in Roseville, CA, to suit your specific needs. Insurance providers may offer optional add-ons or endorsements that allow you to enhance your coverage, such as rental car reimbursement, roadside assistance, or gap insurance. Discuss your requirements with your insurance agent to determine the best coverage options for you.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.