Ruskin, FL Auto Insurance (2024)
The average Ruskin, FL auto insurance rates are $429 per month. The minimum auto insurance in Ruskin is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Ruskin, Florida, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Ruskin for teen drivers is Allstate
- The minimum auto insurance required in Ruskin, Florida is 10/20/10
- The cheapest auto insurance company in Ruskin is USAA
Ruskin, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Ruskin can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Ruskin, Florida, including driving record, credit, commute time, and more.
Compare auto insurance in Ruskin to other Florida cities, including Tampa auto insurance rates, Fort Lauderdale auto insurance rates, and Jacksonville auto insurance rates to see how Ruskin, Florida auto insurance rates stack up.
Before you buy Ruskin, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Ruskin, Florida auto insurance quotes.
Minimum Auto Insurance in Ruskin, Florida
Ruskin, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Ruskin, Florida.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Cheap Ruskin, Florida Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Ruskin, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,918 | $4,781 | $4,352 | $4,461 | $17,902 | $19,782 | $4,948 | $5,052 |
| Geico | $3,867 | $3,894 | $3,607 | $3,607 | $6,874 | $8,661 | $4,269 | $4,355 |
| Liberty Mutual | $3,639 | $3,639 | $3,341 | $3,341 | $7,589 | $11,642 | $3,639 | $4,903 |
| Nationwide | $3,503 | $3,456 | $3,117 | $3,226 | $8,598 | $10,611 | $3,869 | $4,029 |
| Progressive | $3,973 | $3,729 | $3,393 | $3,639 | $11,186 | $12,148 | $4,775 | $4,522 |
| State Farm | $2,187 | $2,187 | $1,981 | $1,981 | $6,343 | $8,111 | $2,427 | $2,603 |
| USAA | $1,854 | $1,823 | $1,736 | $1,720 | $6,347 | $7,353 | $2,315 | $2,497 |
Cheap Ruskin, Florida Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Ruskin, Florida is a challenge. Take a look at the annual teen auto insurance rates in Ruskin, Florida.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $17,902 | $19,782 |
| Geico | $6,874 | $8,661 |
| Liberty Mutual | $7,589 | $11,642 |
| Nationwide | $8,598 | $10,611 |
| Progressive | $11,186 | $12,148 |
| State Farm | $6,343 | $8,111 |
| USAA | $6,347 | $7,353 |
Cheap Ruskin, Florida Auto Insurance for Seniors
What are senior auto insurance rates in Ruskin, Florida? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $4,352 | $4,461 |
| Geico | $3,607 | $3,607 |
| Liberty Mutual | $3,341 | $3,341 |
| Nationwide | $3,117 | $3,226 |
| Progressive | $3,393 | $3,639 |
| State Farm | $1,981 | $1,981 |
| USAA | $1,736 | $1,720 |
Cheap Ruskin, Florida Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Ruskin, Florida compared to the annual auto insurance rates with a clean record in Ruskin, Florida.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $7,094 | $8,524 | $9,563 | $7,917 |
| Geico | $3,430 | $4,363 | $6,458 | $5,315 |
| Liberty Mutual | $3,776 | $4,887 | $7,067 | $5,137 |
| Nationwide | $4,294 | $4,723 | $6,405 | $4,783 |
| Progressive | $4,672 | $6,913 | $5,824 | $6,272 |
| State Farm | $3,184 | $3,771 | $3,477 | $3,477 |
| USAA | $2,511 | $3,100 | $4,580 | $2,633 |
Cheap Ruskin, Florida Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Ruskin, Florida is not easy. Compare the annual rates for DUI auto insurance in Ruskin, Florida to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $9,563 |
| Geico | $6,458 |
| Liberty Mutual | $7,067 |
| Nationwide | $6,405 |
| Progressive | $5,824 |
| State Farm | $3,477 |
| USAA | $4,580 |
Cheap Ruskin, Florida Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Ruskin, Florida annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $11,547 | $7,327 | $5,949 |
| Geico | $7,090 | $4,321 | $3,264 |
| Liberty Mutual | $6,697 | $4,936 | $4,018 |
| Nationwide | $6,331 | $4,634 | $4,188 |
| Progressive | $7,716 | $5,485 | $4,560 |
| State Farm | $4,737 | $3,124 | $2,571 |
| USAA | $5,224 | $2,548 | $1,845 |
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Cheap Ruskin, Florida Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Ruskin, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Ruskin, Florida to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 33570 | $3,970 |
Cheap Ruskin, Florida Auto Insurance Rates By Commute
Commute length and annual mileage affect Ruskin, Florida auto insurance. Find the cheapest annual Ruskin, Florida auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $8,036 | $8,513 |
| Geico | $4,867 | $4,917 |
| Liberty Mutual | $5,051 | $5,383 |
| Nationwide | $5,051 | $5,051 |
| Progressive | $5,921 | $5,921 |
| State Farm | $3,359 | $3,596 |
| USAA | $3,169 | $3,242 |
Cheap Ruskin, Florida Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Ruskin, Florida? Check out the comparison of annual Ruskin, Florida auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $6,009 | $8,787 | $10,028 |
| Geico | $3,969 | $5,072 | $5,635 |
| Liberty Mutual | $4,774 | $5,296 | $5,579 |
| Nationwide | $3,956 | $5,256 | $5,942 |
| Progressive | $4,896 | $6,066 | $6,800 |
| State Farm | $2,955 | $3,562 | $3,915 |
| USAA | $2,746 | $3,324 | $3,547 |
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Best By Category: Cheapest Auto Insurance in Ruskin, Florida
Compare the cheapest auto insurance companies in Ruskin, Florida in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
The Cheapest Ruskin, Florida Auto Insurance Companies
What auto insurance companies in Ruskin, Florida are the cheapest? Compare the top Ruskin, Florida auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $8,275 |
| Geico | $4,892 |
| Liberty Mutual | $5,217 |
| Nationwide | $5,051 |
| Progressive | $5,921 |
| State Farm | $3,477 |
| USAA | $3,206 |
What affects auto insurance rates in Ruskin, Florida?
There are a lot of reasons why auto insurance rates in Ruskin, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Ruskin, Florida. Many local factors may affect your Ruskin auto insurance rates.
Ruskin Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Ruskin, Florida commute length is 29.6 minutes according to City-Data.
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Compare Ruskin, Florida Auto Insurance Quotes
Before you buy Ruskin, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Ruskin, Florida auto insurance quotes.
Frequently Asked Questions
How can I lower my auto insurance premiums?
Maintain a good driving record, bundle policies, increase deductibles, seek discounts, and compare rates.
Can I cancel my auto insurance policy at any time?
Generally, you can cancel your policy, but there may be conditions and potential fees involved.
Will filing a claim increase my insurance rates?
Filing a claim can potentially increase your rates, but it depends on the circumstances and your insurer.
Does auto insurance cover rental cars?
Coverage for rental cars varies, so check your policy or consider additional rental car insurance.
Can I add additional drivers to my auto insurance policy?
Yes, you can add other drivers to your policy, but it may affect your premium.
What is the difference between a premium and a deductible?
Premium is the cost you pay for insurance, while a deductible is the amount you pay before the insurance kicks in.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.