Savanna, IL Auto Insurance (2024)
The average Savanna, IL auto insurance rates are $250 per month. The minimum auto insurance in Savanna is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Savanna, Illinois, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 23, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The cheapest auto insurance company in Savanna is Nationwide
- The minimum auto insurance required in Savanna, Illinois is 25/50/20
- Average auto insurance rates in Savanna, IL for senior drivers are $1,733 per year
Savanna, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Savanna can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Savanna, Illinois, including driving record, credit, commute time, and more.
Compare auto insurance in Savanna to other Illinois cities, including Champaign auto insurance rates, Naperville auto insurance rates, and Aurora auto insurance rates to see how Savanna, Illinois auto insurance rates stack up.
Before you buy Savanna, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Savanna, Illinois auto insurance quotes.
Minimum Auto Insurance in Savanna, Illinois
Savanna, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Savanna, Illinois.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Cheap Savanna, Illinois Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Savanna, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,275 | $3,290 | $3,422 | $3,422 | $8,496 | $11,080 | $3,942 | $4,263 |
| American Family | $2,201 | $2,201 | $2,014 | $2,014 | $6,175 | $8,572 | $2,201 | $2,838 |
| Farmers | $2,298 | $2,300 | $2,043 | $2,153 | $9,581 | $9,987 | $2,626 | $2,759 |
| Geico | $1,489 | $1,509 | $1,429 | $1,724 | $4,524 | $4,715 | $1,873 | $1,790 |
| Liberty Mutual | $1,353 | $1,461 | $1,128 | $1,260 | $4,425 | $4,922 | $1,413 | $1,490 |
| Nationwide | $1,421 | $1,449 | $1,269 | $1,345 | $3,728 | $4,788 | $1,637 | $1,772 |
| Progressive | $1,954 | $1,863 | $1,610 | $1,680 | $6,699 | $7,533 | $2,330 | $2,512 |
| State Farm | $1,419 | $1,419 | $1,254 | $1,254 | $3,891 | $4,944 | $1,600 | $1,835 |
| Travelers | $1,545 | $1,632 | $1,392 | $1,485 | $4,285 | $5,324 | $1,643 | $1,732 |
| USAA | $1,498 | $1,521 | $1,395 | $1,371 | $4,862 | $5,356 | $1,970 | $2,159 |
Cheap Savanna, Illinois Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Savanna, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Savanna, Illinois.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,496 | $11,080 |
| American Family | $6,175 | $8,572 |
| Farmers | $9,581 | $9,987 |
| Geico | $4,524 | $4,715 |
| Liberty Mutual | $4,425 | $4,922 |
| Nationwide | $3,728 | $4,788 |
| Progressive | $6,699 | $7,533 |
| State Farm | $3,891 | $4,944 |
| Travelers | $4,285 | $5,324 |
| USAA | $4,862 | $5,356 |
Cheap Savanna, Illinois Auto Insurance for Seniors
What are senior auto insurance rates in Savanna, Illinois? Take a look at the annual average rates for older drivers.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,422 | $3,422 |
| American Family | $2,014 | $2,014 |
| Farmers | $2,043 | $2,153 |
| Geico | $1,429 | $1,724 |
| Liberty Mutual | $1,128 | $1,260 |
| Nationwide | $1,269 | $1,345 |
| Progressive | $1,610 | $1,680 |
| State Farm | $1,254 | $1,254 |
| Travelers | $1,392 | $1,485 |
| USAA | $1,395 | $1,371 |
Cheap Savanna, Illinois Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Savanna, Illinois compared to the annual auto insurance rates with a clean record in Savanna, Illinois.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,687 | $6,249 | $5,820 | $4,839 |
| American Family | $2,590 | $3,691 | $4,889 | $2,939 |
| Farmers | $3,564 | $4,584 | $4,470 | $4,255 |
| Geico | $1,745 | $2,359 | $3,243 | $2,179 |
| Liberty Mutual | $1,819 | $2,576 | $2,267 | $2,064 |
| Nationwide | $1,760 | $2,268 | $2,660 | $2,017 |
| Progressive | $2,706 | $3,972 | $2,993 | $3,418 |
| State Farm | $2,025 | $2,380 | $2,202 | $2,202 |
| Travelers | $1,900 | $2,480 | $2,759 | $2,381 |
| USAA | $1,794 | $2,581 | $3,528 | $2,162 |
Cheap Savanna, Illinois Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Savanna, Illinois is not easy. Compare the annual rates for DUI auto insurance in Savanna, Illinois to find the best deal.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,820 |
| American Family | $4,889 |
| Farmers | $4,470 |
| Geico | $3,243 |
| Liberty Mutual | $2,267 |
| Nationwide | $2,660 |
| Progressive | $2,993 |
| State Farm | $2,202 |
| Travelers | $2,759 |
| USAA | $3,528 |
Cheap Savanna, Illinois Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Savanna, Illinois annual auto insurance rates by credit history compare.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,568 | $4,737 | $4,141 |
| American Family | $4,695 | $3,190 | $2,696 |
| Farmers | $4,804 | $4,023 | $3,828 |
| Geico | $3,813 | $1,870 | $1,461 |
| Liberty Mutual | $3,086 | $1,925 | $1,534 |
| Nationwide | $2,593 | $2,094 | $1,842 |
| Progressive | $3,743 | $3,161 | $2,913 |
| State Farm | $3,203 | $1,917 | $1,486 |
| Travelers | $2,914 | $2,328 | $1,898 |
| USAA | $3,347 | $2,303 | $1,900 |
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Cheap Savanna, Illinois Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Savanna, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Savanna, Illinois to see how car insurance rates are affected by location.
| ZIP Code | Average Annual Rates |
|---|---|
| 61074 | $2,943 |
Cheap Savanna, Illinois Auto Insurance Rates By Commute
Commute length and annual mileage affect Savanna, Illinois auto insurance. Find the cheapest annual Savanna, Illinois auto insurance by commute length.
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $5,149 | $5,149 |
| American Family | $3,482 | $3,573 |
| Farmers | $4,218 | $4,218 |
| Geico | $2,338 | $2,425 |
| Liberty Mutual | $2,182 | $2,182 |
| Nationwide | $2,176 | $2,176 |
| Progressive | $3,272 | $3,272 |
| State Farm | $2,148 | $2,257 |
| Travelers | $2,287 | $2,473 |
| USAA | $2,446 | $2,587 |
Cheap Savanna, Illinois Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Savanna, Illinois? Check out the comparison of annual Savanna, Illinois auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,005 | $5,144 | $5,297 |
| American Family | $3,413 | $3,656 | $3,512 |
| Farmers | $4,029 | $4,126 | $4,499 |
| Geico | $2,164 | $2,374 | $2,607 |
| Liberty Mutual | $2,056 | $2,176 | $2,312 |
| Nationwide | $2,174 | $2,190 | $2,164 |
| Progressive | $3,010 | $3,260 | $3,547 |
| State Farm | $2,101 | $2,205 | $2,300 |
| Travelers | $2,244 | $2,377 | $2,518 |
| USAA | $2,344 | $2,513 | $2,692 |
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Best By Category: Cheapest Auto Insurance in Savanna, Illinois
Compare the cheapest auto insurance companies in Savanna, Illinois in each category to find the company with the best rates for your personal needs.
| Category | Insurance Company |
|---|---|
| Teenagers | Nationwide |
| Seniors | Liberty Mutual |
| Clean Record | Geico |
| With 1 Accident | Nationwide |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Nationwide |
The Cheapest Savanna, Illinois Auto Insurance Companies
What auto insurance companies in Savanna, Illinois are the cheapest? Compare the top Savanna, Illinois auto insurance companies to find the best annual rates.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,149 |
| American Family | $3,527 |
| Farmers | $4,218 |
| Geico | $2,382 |
| Liberty Mutual | $2,182 |
| Nationwide | $2,176 |
| Progressive | $3,272 |
| State Farm | $2,202 |
| Travelers | $2,380 |
| USAA | $2,516 |
What affects auto insurance rates in Savanna, Illinois?
There are a lot of reasons why auto insurance rates in Savanna, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Savanna, Illinois. Many local factors may affect your Savanna auto insurance rates.
Savanna Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Savanna, Illinois commute length is 26.2 minutes according to City-Data.
Savanna Traffic
How does Savanna, Illinois rank for traffic? According to Inrix Savanna, Illinois is the 861st most congested worldwide.
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Compare Savanna, Illinois Auto Insurance Quotes
Before you buy Savanna, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Savanna, Illinois auto insurance quotes.
Frequently Asked Questions
How does commute length affect auto insurance rates in Savanna, IL?
Commute length and annual mileage can impact auto insurance rates in Savanna, IL. Generally, drivers with shorter commutes and lower annual mileage may be eligible for lower insurance rates compared to those with longer commutes and higher mileage.
How does ZIP code affect auto insurance rates in Savanna, IL?
Auto insurance rates can vary by ZIP code in Savanna, IL. Factors such as population density, crime rates, and accident statistics in a particular area can influence insurance premiums. It’s advisable to compare rates for different ZIP codes to find the most affordable option.
Does credit history affect auto insurance rates in Savanna, IL?
Yes, credit history can have a significant impact on auto insurance rates in Savanna, IL. Insurance companies often consider credit scores when determining premiums, and individuals with poor credit may face higher rates compared to those with good credit.
What are the minimum auto insurance requirements in Savanna, IL?
The minimum auto insurance requirements in Savanna, IL are 25/50/20, which means you must have at least $25,000 in bodily injury liability coverage per person, $50,000 in bodily injury liability coverage per accident, and $20,000 in property damage liability coverage.
What is the average auto insurance rate in Savanna, IL?
The average auto insurance rates in Savanna, IL are around $250 per month.
How does a DUI affect auto insurance rates in Savanna, Illinois?
After a DUI, auto insurance rates typically increase significantly. The average annual auto insurance rates after a DUI in Savanna, Illinois range from $2,202 to $5,820, depending on the insurance company. It’s important to note that a DUI can also result in other consequences, such as license suspension or the requirement to file an SR-22.
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Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.