Statesboro, GA Auto Insurance (2024)
The average Statesboro, GA auto insurance rates are $403 per month. The minimum auto insurance in Statesboro is at least 25/50/25 in coverage to comply with Georgia auto insurance laws. To find the best cheap auto insurance in Statesboro, Georgia, compare quotes from multiple companies.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 19, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The minimum auto insurance required in Statesboro, Georgia is 25/50/25
- The cheapest auto insurance company in Statesboro is Geico
- Average auto insurance rates in Statesboro, GA for senior drivers are $2,703 per year
Statesboro, Georgia auto insurance requirements are 25/50/25 according to Georgia auto insurance laws. Finding cheap auto insurance in Statesboro can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Statesboro, Georgia, including driving record, credit, commute time, and more.
Compare auto insurance in Statesboro to other Georgia cities, including Warner Robins auto insurance rates, Sandy Springs auto insurance rates, and Columbus auto insurance rates to see how Statesboro, Georgia auto insurance rates stack up.
Before you buy Statesboro, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Statesboro, Georgia auto insurance quotes.
Minimum Auto Insurance in Statesboro, Georgia
- The minimum auto insurance required in Statesboro, Georgia is 25/50/25
- The cheapest auto insurance company in Statesboro is Geico
- Average auto insurance rates in Statesboro, GA for senior drivers are $2,703 per year
Statesboro, Georgia auto insurance laws require that you have at least the Georgia minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Statesboro, Georgia.
Minimum Required Auto Insurance Coverage in Statesboro, Georgia
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Cheap Statesboro, Georgia Auto Insurance by Age, Gender, and Marital Status
Auto insurance rates in Statesboro, Georgia are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Statesboro, Georgia
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,927 | $2,927 | $2,800 | $2,800 | $6,769 | $8,714 | $3,272 | $3,572 |
| Geico | $1,619 | $1,594 | $1,564 | $1,564 | $4,729 | $5,657 | $2,063 | $2,300 |
| Liberty Mutual | $5,114 | $5,571 | $4,192 | $4,757 | $21,211 | $23,686 | $5,424 | $5,783 |
| Nationwide | $4,129 | $4,270 | $4,081 | $4,489 | $12,974 | $16,720 | $5,048 | $5,482 |
| Progressive | $2,580 | $2,388 | $2,216 | $2,321 | $7,953 | $8,814 | $2,989 | $3,138 |
| State Farm | $2,094 | $2,094 | $1,877 | $1,877 | $5,510 | $7,250 | $2,296 | $2,475 |
| USAA | $1,781 | $1,781 | $1,644 | $1,657 | $6,354 | $7,541 | $2,222 | $2,462 |
Cheap Statesboro, Georgia Auto Insurance for Teen Drivers
Finding cheap teen auto insurance in Statesboro, Georgia is a challenge. Take a look at the annual teen auto insurance rates in Statesboro, Georgia.
Annual Auto Insurance Rates for Teen Drivers in Statesboro, Georgia
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,769 | $8,714 |
| Geico | $4,729 | $5,657 |
| Liberty Mutual | $21,211 | $23,686 |
| Nationwide | $12,974 | $16,720 |
| Progressive | $7,953 | $8,814 |
| State Farm | $5,510 | $7,250 |
| USAA | $6,354 | $7,541 |
Cheap Statesboro, Georgia Auto Insurance for Seniors
What are senior auto insurance rates in Statesboro, Georgia? Take a look at the annual average rates for older drivers.
Annual Auto Insurance Rates for Senior Drivers in Statesboro, Georgia
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,800 | $2,800 |
| Geico | $1,564 | $1,564 |
| Liberty Mutual | $4,192 | $4,757 |
| Nationwide | $4,081 | $4,489 |
| Progressive | $2,216 | $2,321 |
| State Farm | $1,877 | $1,877 |
| USAA | $1,644 | $1,657 |
Cheap Statesboro, Georgia Auto Insurance By Driving Record
Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Statesboro, Georgia compared to the annual auto insurance rates with a clean record in Statesboro, Georgia.
Annual Statesboro, Georgia Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,489 | $5,371 | $4,364 | $3,667 |
| Geico | $1,771 | $2,224 | $4,566 | $1,985 |
| Liberty Mutual | $7,193 | $9,811 | $11,284 | $9,581 |
| Nationwide | $5,496 | $6,455 | $9,975 | $6,670 |
| Progressive | $3,187 | $5,563 | $3,741 | $3,708 |
| State Farm | $2,906 | $3,462 | $3,184 | $3,184 |
| USAA | $2,434 | $3,076 | $4,500 | $2,712 |
Cheap Statesboro, Georgia Auto Insurance Rates After a DUI
Finding cheap auto insurance after a DUI in Statesboro, Georgia is not easy. Compare the annual rates for DUI auto insurance in Statesboro, Georgia to find the best deal.
Annual Auto Insurance Rates After a DUI in Statesboro, Georgia
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,364 |
| Geico | $4,566 |
| Liberty Mutual | $11,284 |
| Nationwide | $9,975 |
| Progressive | $3,741 |
| State Farm | $3,184 |
| USAA | $4,500 |
Cheap Statesboro, Georgia Auto Insurance By Credit History
Credit history can have a major effect on the cost of auto insurance. See how Statesboro, Georgia annual auto insurance rates by credit history compare.
Annual Auto Insurance Rates by Credit Score in Statesboro, Georgia
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,473 | $3,802 | $3,393 |
| Geico | $3,316 | $2,330 | $2,263 |
| Liberty Mutual | $13,583 | $8,306 | $6,512 |
| Nationwide | $8,521 | $6,898 | $6,028 |
| Progressive | $4,583 | $3,934 | $3,633 |
| State Farm | $4,511 | $2,812 | $2,230 |
| USAA | $4,150 | $2,910 | $2,481 |
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Cheap Statesboro, Georgia Auto Insurance Rates By ZIP Code
Auto insurance rates by ZIP code in Statesboro, Georgia can vary. Compare the annual cost of auto insurance by ZIP code in Statesboro, Georgia to see how car insurance rates are affected by location.
Annual Auto Insurance Rates by ZIP Code in Statesboro, Georgia
| ZIP Code | Average Annual Rates |
|---|---|
| 30458 | $4,589 |
| 30460 | $4,597 |
| 30461 | $4,849 |
Cheap Statesboro, Georgia Auto Insurance Rates By Commute
Commute length and annual mileage affect Statesboro, Georgia auto insurance. Find the cheapest annual Statesboro, Georgia auto insurance by commute length.
Annual Auto Insurance Rates by Commute Length in Statesboro, Georgia
| Insurance Company | 10 Mile Commute, 6000 Annual Mileage | 25 Mile Commute, 12000 Annual Mileage |
|---|---|---|
| Allstate | $4,127 | $4,319 |
| Geico | $2,591 | $2,682 |
| Liberty Mutual | $9,467 | $9,467 |
| Nationwide | $7,149 | $7,149 |
| Progressive | $4,050 | $4,050 |
| State Farm | $3,184 | $3,184 |
| USAA | $3,035 | $3,325 |
Cheap Statesboro, Georgia Auto Insurance Rates By Coverage Level
How much does the coverage level you select affect the cost of your auto insurance in Statesboro, Georgia? Check out the comparison of annual Statesboro, Georgia auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Statesboro, Georgia
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,886 | $4,268 | $4,514 |
| Geico | $2,454 | $2,648 | $2,807 |
| Liberty Mutual | $9,080 | $9,415 | $9,906 |
| Nationwide | $7,008 | $7,279 | $7,161 |
| Progressive | $3,738 | $3,990 | $4,421 |
| State Farm | $2,977 | $3,186 | $3,390 |
| USAA | $3,039 | $3,164 | $3,338 |
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Best By Category: Cheapest Auto Insurance in Statesboro, Georgia
Compare the cheapest auto insurance companies in Statesboro, Georgia in each category to find the company with the best rates for your personal needs.
Best Annual Auto Insurance Rates by Company in Statesboro, Georgia
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | Geico |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
The Cheapest Statesboro, Georgia Auto Insurance Companies
What auto insurance companies in Statesboro, Georgia are the cheapest? Compare the top Statesboro, Georgia auto insurance companies to find the best annual rates.
Average Annual Auto Insurance Rates by Company in Statesboro, Georgia
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,223 |
| Geico | $2,636 |
| Liberty Mutual | $9,467 |
| Nationwide | $7,149 |
| Progressive | $4,050 |
| State Farm | $3,184 |
| USAA | $3,180 |
What affects auto insurance rates in Statesboro, Georgia?
There are a lot of reasons why auto insurance rates in Statesboro, Georgia are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Statesboro, Georgia. Many local factors may affect your Statesboro auto insurance rates.
Statesboro Commute Time
Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Statesboro, Georgia commute length is 17.9 minutes according to City-Data.
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Compare Statesboro, Georgia Auto Insurance Quotes
Before you buy Statesboro, Georgia auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Statesboro, Georgia auto insurance quotes.
Frequently Asked Questions
Is auto insurance mandatory in Statesboro, GA?
Yes, auto insurance is mandatory in Statesboro, GA. The state requires all drivers to carry a minimum amount of liability insurance coverage to protect themselves and others in case of an accident. Failure to maintain insurance can result in penalties and fines.
hat are the minimum auto insurance requirements in Statesboro, GA?
In Statesboro, GA, here are the three minimum auto insurance requirements as follows:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $25,000 property damage liability per accident
Are there any additional recommended coverages beyond the minimum requirements?
While the minimum coverage is required, it may not be sufficient to fully protect you in all situations. Here are four additional coverages such as:
- Collision
- Comprehensive
- Uninsured/underinsured motorist
- Medical payments can provide added protection
It’s advisable to consult with an insurance professional to determine the appropriate coverage for your needs.
What factors can affect my auto insurance premiums in Statesboro, GA?
Six factors that can impact your auto insurance premiums in Statesboro, GA, including:
- Age, gender, and marital status
- Driving history and record
- Type of vehicle and its safety features
- Annual mileage
- Credit history
- Coverage limits and deductibles chosen
What should I do after a car accident in Statesboro, GA?
After a car accident in Statesboro, GA, follow these five steps:
- Ensure safety: Move your vehicle to a safe location and check for injuries.
- Contact the authorities: Call the police to report the accident.
- Exchange information: Exchange contact and insurance details with the other driver(s) involved.
- Document the accident: Take photos, gather witness information, and note down relevant details.
- Notify your insurance company: Report the accident to your insurance provider as soon as possible.
Free Auto Insurance Comparison
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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Daniel Walker
Licensed Auto Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Auto Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.